WEBVTT
1
00:00:01.000 --> 00:00:04.599
This program is designed to provide general information with regards
2
00:00:04.599 --> 00:00:07.599
to the subject matters covered. This information is given with
3
00:00:07.639 --> 00:00:12.000
the understanding that neither the hosts, guests, sponsors, or station
4
00:00:12.240 --> 00:00:19.079
are engaged in rendering any specific and personal medical, financial, legal, counseling,
5
00:00:19.280 --> 00:00:21.559
professional service, or any advice.
6
00:00:21.960 --> 00:00:24.000
You should seek the services.
7
00:00:23.480 --> 00:00:29.359
Of competent professionals before applying or trying any suggested ideas extent,
8
00:00:30.199 --> 00:00:33.600
the information contained in this podcast is intended for informational
9
00:00:33.640 --> 00:00:37.079
purposes only and is not a substitute for individual professional
10
00:00:37.200 --> 00:00:41.000
legal advice. The podcast information was carefully compiled from vetted
11
00:00:41.039 --> 00:00:45.200
sources and references. However, Rose Resources outreach to safeguard the
12
00:00:45.240 --> 00:00:48.159
elderly cannot guarantee that you will not fall victim to
13
00:00:48.200 --> 00:00:53.679
a scam. Let's talk about scams. It's the must listen
14
00:00:53.759 --> 00:00:56.960
show for anyone who wants to protect themselves and their
15
00:00:57.039 --> 00:01:01.719
loved ones from scams. Every Tuesday am Pacific time on
16
00:01:01.799 --> 00:01:06.799
kfour HD Radio, Joyce Petrowski, founder of Rose, and her guests.
17
00:01:07.159 --> 00:01:11.239
We'll provide valuable insights and practical tips on how to
18
00:01:11.359 --> 00:01:16.359
recognize and protect yourself from scams. And now here is
19
00:01:16.400 --> 00:01:22.760
your host, Joyce Petrowski. Hi, I'm David, staying active mentally,
20
00:01:23.000 --> 00:01:23.680
think chess.
21
00:01:23.799 --> 00:01:26.560
Those are all very important things. I'm seventy two, but
22
00:01:26.640 --> 00:01:28.599
I'm going to keep on learning. I'm going to keep
23
00:01:28.640 --> 00:01:31.560
on moving. I'm gonna keep on living my life. Health
24
00:01:31.560 --> 00:01:33.959
care for David's next move. Learn more at AR twelve
25
00:01:33.959 --> 00:01:37.159
health dot com. Hi everyone, welcome back to Let's talk
26
00:01:37.200 --> 00:01:40.799
about scams. I'm Joyce Petrowski. You can find more information
27
00:01:41.040 --> 00:01:43.959
if you go to our website at Roseadvocacy dot org.
28
00:01:44.000 --> 00:01:47.680
You'll find our social media channels at the top of
29
00:01:47.719 --> 00:01:50.400
the homepage. Scroll down to the bottom you can see
30
00:01:50.439 --> 00:01:54.159
where you sign up for our newsletters. We do one
31
00:01:54.319 --> 00:01:56.079
at the beginning of the month that we send out
32
00:01:56.120 --> 00:01:59.519
in the mail, and we also do one via email
33
00:01:59.719 --> 00:02:02.319
that comes out at the beginning of the month, the
34
00:02:02.920 --> 00:02:05.680
larger newsletter. But then every Tuesday morning, you're going to
35
00:02:05.719 --> 00:02:10.280
get a Tuesday Tip. You might learn something new, it
36
00:02:10.400 --> 00:02:15.560
might just reinforce what you already know. But the really
37
00:02:16.159 --> 00:02:20.400
just as important thing about it is that it's reinforcing
38
00:02:20.960 --> 00:02:26.400
your scam prevention habits. It's helping you build that healthy skepticism.
39
00:02:26.960 --> 00:02:29.919
Social media channels at the top of the page, click
40
00:02:29.960 --> 00:02:33.759
on that YouTube and click subscribe to the YouTube channel,
41
00:02:33.800 --> 00:02:36.800
so you get notified of any new videos we have
42
00:02:36.919 --> 00:02:40.039
out there, and get notified of what's coming up on
43
00:02:40.240 --> 00:02:45.400
the radio show each week. So today it's going to
44
00:02:45.439 --> 00:02:47.960
be a short one. We're going to go over some
45
00:02:48.039 --> 00:02:54.520
different settings. I'm going to share my screen, all right.
46
00:02:54.719 --> 00:02:59.680
So the first one is we are going to go
47
00:02:59.719 --> 00:03:03.680
over the cookies. So you know, you get on the
48
00:03:03.680 --> 00:03:06.199
websites and it comes up and it says about managing
49
00:03:06.240 --> 00:03:11.479
cookies or accepting all of them, or just accept, or
50
00:03:11.520 --> 00:03:14.520
there's a reject button, or accept only necessary, a ton
51
00:03:14.560 --> 00:03:17.039
of different ways, and that's where you can actually go in.
52
00:03:17.360 --> 00:03:19.400
You can manage. You can look at the different cookies
53
00:03:19.439 --> 00:03:22.080
that the company is tracking, you can read about them,
54
00:03:22.759 --> 00:03:24.879
make a decision. But if you want to do it
55
00:03:24.960 --> 00:03:28.039
for all third party cookies, these three dots here in
56
00:03:28.159 --> 00:03:35.120
the top right of your screen is is what you're
57
00:03:35.120 --> 00:03:37.280
going to do. So you click on that, you come
58
00:03:37.360 --> 00:03:40.000
down and you're going to go to the last one.
59
00:03:40.039 --> 00:03:46.080
It's settings, and over here on the right hand side,
60
00:03:46.199 --> 00:03:55.000
you're going to go to privacy and security and looks
61
00:03:55.039 --> 00:03:57.400
like I need to go to a safety check here
62
00:03:57.439 --> 00:04:01.120
regarding some extensions and permissions, which I'll I'll do at
63
00:04:01.120 --> 00:04:03.520
a later date. But here this is where you can
64
00:04:03.560 --> 00:04:07.039
delete your browsing data. So a lot of times if
65
00:04:07.159 --> 00:04:13.680
your Internet browsers not working right, it's slowing down, just
66
00:04:13.719 --> 00:04:18.519
doing some stuff weird, you can go in here and
67
00:04:18.720 --> 00:04:27.519
you can delete browsing history, cookies and cashed items, and
68
00:04:27.600 --> 00:04:30.439
you can delete everything. You can delete the last twenty
69
00:04:30.439 --> 00:04:34.519
four hours, the last hour, last fifteen minutes, and then
70
00:04:34.680 --> 00:04:42.240
that might help your device run better. But then we
71
00:04:42.319 --> 00:04:45.600
go down here third party cookies. You can see mine
72
00:04:45.639 --> 00:04:48.759
it says third party cookies are blocked. But let's get
73
00:04:48.800 --> 00:04:55.000
into it, and it might be by default that it's
74
00:04:55.040 --> 00:04:58.279
going to allow third party cookies unless you go in
75
00:05:00.120 --> 00:05:04.240
change it. So if you allow those thirty third party cookies,
76
00:05:05.120 --> 00:05:08.560
websites can use the third party cookies to personalize content
77
00:05:08.639 --> 00:05:11.639
and ads and learn about actions you take while you're
78
00:05:11.680 --> 00:05:18.120
on their website. Some website features rely on that rely
79
00:05:18.240 --> 00:05:22.439
on third party cookies. Should work as expected. But also
80
00:05:22.439 --> 00:05:26.639
when you're in incognito mode, Chrome block sites from using
81
00:05:26.680 --> 00:05:30.000
third party cookies. So there's a way to go in
82
00:05:30.160 --> 00:05:35.639
incognito mode as well, so I have them blocked, and
83
00:05:36.839 --> 00:05:40.759
so it's going to the websites cannot use third party
84
00:05:40.759 --> 00:05:44.439
cookies to personalize contents and ads and learn about actions
85
00:05:45.319 --> 00:05:48.639
that you take while you're on their site unless you
86
00:05:48.959 --> 00:05:54.160
have allowed related sites to access them. So down here
87
00:05:54.240 --> 00:05:57.439
at the bottom sites allowed to use third party cookies.
88
00:05:59.439 --> 00:06:02.040
It affects any sites you have listed here. You would
89
00:06:02.040 --> 00:06:04.480
have to add them, so this would be an exception
90
00:06:05.040 --> 00:06:09.600
to blocking them up here. And in this instance you
91
00:06:09.680 --> 00:06:15.439
have to add asterisks before the dome name creates the
92
00:06:15.480 --> 00:06:19.920
exception for the entire domain, so that would be an
93
00:06:19.920 --> 00:06:24.079
exception to it. But the websites can still use cookies
94
00:06:24.120 --> 00:06:30.319
to see browsing activity on their own site, and site
95
00:06:30.319 --> 00:06:33.519
features that rely on third party cookies may not work.
96
00:06:36.639 --> 00:06:39.079
I could go in here and turn on to allow
97
00:06:39.199 --> 00:06:44.240
related sites to see activity in the group, but it's
98
00:06:44.279 --> 00:06:47.519
the company that's going to define a group of sites
99
00:06:47.560 --> 00:06:51.399
that can use cookies to share your activity in the group.
100
00:06:54.439 --> 00:06:56.279
You would just have to click here and that turns
101
00:06:56.279 --> 00:06:58.319
it on. I'm going to turn it back off though.
102
00:06:59.120 --> 00:07:02.800
I've got this one. It's an advanced send to do
103
00:07:02.920 --> 00:07:08.000
not track request with your browsing traffic, and again there's
104
00:07:08.040 --> 00:07:11.600
this little disclaimer. Sites use their discretion when responding to
105
00:07:11.639 --> 00:07:20.399
this request, so that's a way too. Now you might
106
00:07:20.439 --> 00:07:24.439
still have to manage cookies on the actual site itself,
107
00:07:25.639 --> 00:07:34.000
because so let's go back to privacy guide you can.
108
00:07:35.639 --> 00:07:41.800
That's just a tour there. Security. So this is I'm
109
00:07:41.839 --> 00:07:45.959
on Google and so you can here's some safe browsing.
110
00:07:46.160 --> 00:07:50.319
I have enhanced protection turned on, real time AI powered
111
00:07:50.319 --> 00:07:54.879
protection against dangerous sites, downloads and extensions. That's based on
112
00:07:54.920 --> 00:07:59.759
your browsing data getting sent to Google. So when this
113
00:07:59.839 --> 00:08:03.720
is on, it warns you about dangerous sites, even ones
114
00:08:03.759 --> 00:08:07.000
Google didn't know about before, by analyzing more data from
115
00:08:07.079 --> 00:08:11.120
sites than the regular standard protection. You can choose to
116
00:08:11.160 --> 00:08:14.600
skip Chrome. You can still choose to skip the warnings
117
00:08:14.639 --> 00:08:16.759
and go to the site, but at least it's giving
118
00:08:16.839 --> 00:08:21.120
you a warning. It does in depth scans for suspicious
119
00:08:21.160 --> 00:08:25.120
downloads and when you're signed in, and protects you across
120
00:08:25.160 --> 00:08:32.039
Google services. So it improves security, and there's some things
121
00:08:32.279 --> 00:08:35.720
that they want you to consider. It sends the URLs
122
00:08:35.759 --> 00:08:39.840
of sites you visit in a small sample of page content, downloads, extension,
123
00:08:39.879 --> 00:08:44.080
activity and systems information to Google Safe Browsing to check
124
00:08:44.120 --> 00:08:47.919
if they're harmful. So they are. It is sharing some
125
00:08:48.039 --> 00:08:50.679
information with Google when you're signed in The data is
126
00:08:50.720 --> 00:08:57.759
linked to your Google account to protect you, and it
127
00:08:57.799 --> 00:09:02.000
doesn't noticeably slow down your braw or your device. If
128
00:09:02.000 --> 00:09:04.279
you want to learn more about how Chrome keeps your
129
00:09:04.360 --> 00:09:08.399
data private, you can click here. If you don't have
130
00:09:08.519 --> 00:09:13.159
enhanced protection on, it'll be standard or no protection, which
131
00:09:13.200 --> 00:09:17.879
is not recommended. So standard protection gives you some protection,
132
00:09:18.080 --> 00:09:22.639
but the enhanced protection gives you even more for safe browsing.
133
00:09:26.440 --> 00:09:26.559
This.
134
00:09:26.919 --> 00:09:28.440
I don't know why I don't have it turned on,
135
00:09:28.759 --> 00:09:31.639
but I'm going to turn it on now. Always use
136
00:09:31.639 --> 00:09:35.279
secure connections. For sites that don't support secure connections, get
137
00:09:35.279 --> 00:09:38.279
warned before visiting the site, so it warns you for
138
00:09:38.360 --> 00:09:42.679
insecure public sites. And I'm going to click here, so
139
00:09:42.799 --> 00:09:44.840
that was the default I'm going to click. I wanted
140
00:09:44.840 --> 00:09:50.360
to warn me for insecure public and private sites if
141
00:09:50.399 --> 00:09:56.519
they don't think it's a secure connection. There's some other
142
00:09:56.559 --> 00:10:01.200
things down here. Advanced you'll warn you if password was
143
00:10:01.240 --> 00:10:03.320
compromised in a data breach, So when you go to
144
00:10:03.360 --> 00:10:06.360
put the password in, it'll come up and tell you
145
00:10:07.840 --> 00:10:11.159
prompt you to change it, that it's been it's been
146
00:10:11.200 --> 00:10:14.600
in a data breach. And I've got this turned on.
147
00:10:14.679 --> 00:10:17.600
This DNS make it harder for people with access to
148
00:10:17.720 --> 00:10:29.559
your Internet traffic to see which sites you visit, security keys, certificates.
149
00:10:30.360 --> 00:10:32.440
I don't need to go into any of those down there.
150
00:10:32.559 --> 00:10:34.840
So as you can see, there's a there's a ton
151
00:10:34.879 --> 00:10:38.480
of stuff in here. If you have autofills and passwords,
152
00:10:38.840 --> 00:10:43.200
you can go in here and it's going to list
153
00:10:43.240 --> 00:10:46.360
them and you can verify it to you or remove
154
00:10:46.399 --> 00:10:53.000
the account. You can change your autofill autofill settings down
155
00:10:53.039 --> 00:10:58.000
here's your Google password manager, your Google wallet. So there's
156
00:10:58.039 --> 00:11:02.240
a lot of different things you can do there. We
157
00:11:02.360 --> 00:11:11.759
go back to if you want to look at extensions,
158
00:11:11.799 --> 00:11:14.200
they're down here and look to see if you want
159
00:11:14.200 --> 00:11:19.720
to delete any extensions. And if I go back up
160
00:11:19.720 --> 00:11:22.320
to these three dots, so you can if you want
161
00:11:22.320 --> 00:11:27.639
to search you remember the one let's see third party
162
00:11:27.720 --> 00:11:34.399
was it under third party cookies? Is where it set it?
163
00:11:34.960 --> 00:11:38.679
Or yeah? Right here allow related sites to see your
164
00:11:38.720 --> 00:11:43.440
activity in the group. I have it turned off. But
165
00:11:43.519 --> 00:11:46.919
if you are automatically in incognito mode, if that's how
166
00:11:46.919 --> 00:11:51.159
you're browsing, you click on those three dots. You can
167
00:11:51.200 --> 00:11:53.159
do a new tab, a new window, but you can
168
00:11:53.200 --> 00:11:57.440
do a new incognito window. And when I pull that
169
00:11:57.559 --> 00:12:00.720
up you're going to get this you've gone in, and
170
00:12:00.759 --> 00:12:05.039
that's a safer way to third party cookies are blocked.
171
00:12:06.799 --> 00:12:09.879
It won't say Chrome won't save your browsing history, cookies
172
00:12:09.919 --> 00:12:13.080
and other site data, and it won't save information entered
173
00:12:13.120 --> 00:12:16.399
in forms, but your activity might still be visible to
174
00:12:16.480 --> 00:12:20.960
websites you visit, your employer or school, and your internet
175
00:12:21.000 --> 00:12:24.320
service provider. So it's just an added layer of security
176
00:12:24.360 --> 00:12:27.360
if you want to go in cognito mode and then
177
00:12:27.399 --> 00:12:29.720
you can just type in a website and get there.
178
00:12:31.679 --> 00:12:35.799
So that's it. On the cookies, I'm gonna stop sharing
179
00:12:35.840 --> 00:12:42.000
my screen. There we go a couple other things I
180
00:12:42.039 --> 00:12:45.600
wanted to just go over. I think we might have
181
00:12:45.759 --> 00:12:49.399
mentioned this on the last week's show when Joan was
182
00:12:49.440 --> 00:12:51.759
on towards the end, but I'm going to talk about
183
00:12:51.799 --> 00:12:55.200
it again. A lot of us, when we have the
184
00:12:55.320 --> 00:12:59.200
multi factor authentication code setup, we have it set up
185
00:12:59.240 --> 00:13:03.279
to be texted. It just might be easier for a
186
00:13:03.320 --> 00:13:06.639
lot of us. And if you don't have your text
187
00:13:06.679 --> 00:13:11.919
preview turned off, you're going to get you get your
188
00:13:11.960 --> 00:13:15.519
notification of the text, and it usually has the first
189
00:13:15.600 --> 00:13:19.399
couple lines of the text message would could very well
190
00:13:19.480 --> 00:13:24.200
show your multi factor code on there, so you want
191
00:13:24.200 --> 00:13:28.919
to make sure that you go in and turn that off.
192
00:13:29.000 --> 00:13:33.039
Once you have it turned off, you are still going
193
00:13:33.080 --> 00:13:35.120
to see the name of the person or the phone
194
00:13:35.159 --> 00:13:39.720
number of the person or company that texted you, and
195
00:13:39.919 --> 00:13:43.639
it'll say text message, but it's not going to show
196
00:13:43.639 --> 00:13:47.639
a preview of the actual message itself. So if you
197
00:13:48.639 --> 00:13:51.240
and I haven't done this in a little while, So
198
00:13:51.919 --> 00:13:56.240
if you go into your settings and go down to apps,
199
00:13:57.240 --> 00:13:59.519
and then I have an iPhone, so I'm doing this
200
00:13:59.559 --> 00:14:04.879
from an iPhone an Android, you could just if you
201
00:14:04.919 --> 00:14:08.759
wanted to do an Internet search to say how to
202
00:14:08.799 --> 00:14:12.120
stop text message previews on Anandroid, then it'll give you
203
00:14:12.240 --> 00:14:15.600
the instructions. But once you go into settings, you go
204
00:14:15.639 --> 00:14:22.200
to apps, go to messages, and then go into I
205
00:14:22.240 --> 00:14:28.519
think it's under notifications, yeah, under notifications, and then down
206
00:14:28.559 --> 00:14:32.879
towards the bottom there's an area called lock screen appearance
207
00:14:34.399 --> 00:14:38.639
and it says show previews. You could have the default
208
00:14:38.759 --> 00:14:42.480
onmine is always show the preview, so you'd have to
209
00:14:42.480 --> 00:14:46.159
go in and you could say when it's unlocked, So
210
00:14:46.320 --> 00:14:50.039
when your phone's not locked, like maybe it's within that
211
00:14:51.120 --> 00:14:54.519
ten fifteen thirty seconds whatever it is from when you've
212
00:14:54.600 --> 00:14:58.039
used it, and a text message pops up if your
213
00:14:58.039 --> 00:15:00.879
phone is in the unlocked position, and it'll show the
214
00:15:00.919 --> 00:15:03.919
preview of it if you have it when unlocked. I
215
00:15:03.960 --> 00:15:07.799
have never, So yes, it takes a little bit of
216
00:15:07.840 --> 00:15:12.279
extra time seconds because I have to unlock my phone,
217
00:15:12.360 --> 00:15:16.480
go into my text messages and read it in order
218
00:15:16.519 --> 00:15:18.399
to get the number. But it is safer. You don't
219
00:15:18.399 --> 00:15:20.320
want someone sitting there. You happen to go to the
220
00:15:20.320 --> 00:15:23.200
bathroom and your phone's locked, and you think it's safe,
221
00:15:23.200 --> 00:15:26.519
but then all of a sudden, they're trying to get
222
00:15:26.519 --> 00:15:30.720
into one of your accounts and it pops up on
223
00:15:30.879 --> 00:15:33.559
a text message preview and they can see your code.
224
00:15:35.200 --> 00:15:41.600
The other thing that I wanted to go over was
225
00:15:42.039 --> 00:15:48.120
in your settings. If you go down to apps, you
226
00:15:48.159 --> 00:15:51.519
can go down you can look at all your you
227
00:15:51.519 --> 00:15:54.039
can manage your default apps on the iPhone, but you
228
00:15:54.080 --> 00:15:57.519
can go down to every single app that you've downloaded,
229
00:15:57.919 --> 00:16:01.799
and you can look at the notifications. And I'm gonna
230
00:16:02.360 --> 00:16:08.639
choose American Airlines. I just flew in yesterday, so I'm
231
00:16:08.720 --> 00:16:11.519
choosing America in Airlines and the first one that comes
232
00:16:11.559 --> 00:16:15.200
up is location, and I have never, so I don't
233
00:16:15.279 --> 00:16:22.440
want I don't want my phone sharing my location with
234
00:16:22.480 --> 00:16:26.120
the American Airlines app. Now I have choices, and I
235
00:16:26.159 --> 00:16:31.919
have never chosen, but there's also always while using the
236
00:16:32.000 --> 00:16:36.559
app or ask the next time or when I share it,
237
00:16:37.559 --> 00:16:42.279
So there's different different things. And then contacts is the
238
00:16:42.279 --> 00:16:47.080
next one down, So I have none. I don't want
239
00:16:47.120 --> 00:16:51.960
American Airlines app to have access to my contacts. I
240
00:16:51.960 --> 00:16:55.039
could say limited access, which means I'd have to go
241
00:16:55.080 --> 00:16:58.559
in and select which contacts I want American Airlines to
242
00:16:58.600 --> 00:17:01.600
have access to, or I could say full access, meaning
243
00:17:01.720 --> 00:17:05.960
they could have access to all every single contact that's