June 2, 2026

Cryptocurrency ATM Scam Refund

Cryptocurrency ATM Scam Refund

Arizona's new Cryptocurrency Kiosk Law went into effect September 2025. Gale joins us to discuss her scam experience and getting her money refunded through this new law. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio -...

iHeartRadio podcast player iconAmazon Music podcast player iconApple Podcasts podcast player iconPandora podcast player iconPodchaser podcast player iconAudible podcast player iconSpotify podcast player iconDeezer podcast player iconSpreaker podcast player iconPodcast Addict podcast player iconYoutube Music podcast player iconYouTube podcast player iconCastbox podcast player iconCastamatic podcast player iconCastro podcast player iconFountain podcast player iconGoodpods podcast player iconOvercast podcast player iconRSS Feed podcast player iconPocketCasts podcast player iconPodimo podcast player iconPodurama podcast player icon
iHeartRadio podcast player iconAmazon Music podcast player iconApple Podcasts podcast player iconPandora podcast player iconPodchaser podcast player iconAudible podcast player iconSpotify podcast player iconDeezer podcast player iconSpreaker podcast player iconPodcast Addict podcast player iconYoutube Music podcast player iconYouTube podcast player iconCastbox podcast player iconCastamatic podcast player iconCastro podcast player iconFountain podcast player iconGoodpods podcast player iconOvercast podcast player iconRSS Feed podcast player iconPocketCasts podcast player iconPodimo podcast player iconPodurama podcast player icon

Arizona's new Cryptocurrency Kiosk Law went into effect September 2025.

Gale joins us to discuss her scam experience and getting her money refunded through this new law.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).

Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.

Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.

WEBVTT

1
00:00:01.040 --> 00:00:04.639
This program is designed to provide general information with regards

2
00:00:04.639 --> 00:00:07.639
to the subject matters covered. This information is given with

3
00:00:07.679 --> 00:00:12.039
the understanding that neither the hosts, guests, sponsors, or station

4
00:00:12.279 --> 00:00:19.120
are engaged in rendering any specific and personal medical, financial, legal, counseling,

5
00:00:19.320 --> 00:00:21.600
professional service, or any advice.

6
00:00:22.000 --> 00:00:24.039
You should seek the services.

7
00:00:23.519 --> 00:00:29.199
Of competent professionals before applying or trying any suggested ideas next.

8
00:00:30.239 --> 00:00:33.640
The information contained in this podcast is intended for informational

9
00:00:33.640 --> 00:00:37.119
purposes only and is not a substitute for individual professional

10
00:00:37.240 --> 00:00:41.039
legal advice. The podcast information was carefully compiled from vetted

11
00:00:41.079 --> 00:00:45.240
sources and references. However, Rose resources outreach to safeguard the

12
00:00:45.280 --> 00:00:48.200
elderly cannot guarantee that you will not fall victim to

13
00:00:48.240 --> 00:00:53.719
a scam. Let's talk about scams. It's the must listen

14
00:00:53.799 --> 00:00:57.000
show for anyone who wants to protect themselves and their

15
00:00:57.079 --> 00:01:01.759
loved ones from scams. Every Tuesday am Pacific time on

16
00:01:01.840 --> 00:01:05.959
K four HD Radio, Joyce Petrowski, founder of Rose, and

17
00:01:06.120 --> 00:01:10.879
her guests will provide valuable insights and practical tips on

18
00:01:10.959 --> 00:01:15.599
how to recognize and protect yourself from scams. And now

19
00:01:16.000 --> 00:01:23.760
here is your host, Joyce Petrowski, Hi, I'm saying active, mentally, thing, chess.

20
00:01:23.920 --> 00:01:25.439
Those are all the very important things.

21
00:01:25.599 --> 00:01:27.959
I'm seventy two, but I'm going to keep on learning.

22
00:01:28.079 --> 00:01:30.159
I'm going to keep on moving. I'm gonna keep on

23
00:01:30.319 --> 00:01:33.480
living my life. Healthcare for David's next move. Learn more

24
00:01:33.480 --> 00:01:38.000
at archwellhealth dot com. Hi, everybody, welcome back.

25
00:01:38.040 --> 00:01:42.319
I'm Joyce Petrowski, founder of Rose Resources Outreach to Safeguard

26
00:01:42.400 --> 00:01:45.359
the Elderly, and before we begin, I want to thank

27
00:01:45.480 --> 00:01:49.280
Archwell Health for being a sponsor of our radio our

28
00:01:49.359 --> 00:01:52.519
Let's Talk About Scams radio show. They're going to be

29
00:01:52.519 --> 00:01:54.799
sponsoring for the month of June and July. They have

30
00:01:54.879 --> 00:01:58.159
expanded their partnership with us this year and we are

31
00:01:58.280 --> 00:02:03.400
just beyond excited to have that partnership with them. If

32
00:02:03.439 --> 00:02:07.239
you've not been over to an Archwell facility, there's ten

33
00:02:07.280 --> 00:02:10.680
of them in Maricopa County, there's a few in Tucson,

34
00:02:10.919 --> 00:02:13.719
and they've got some in other states. I highly suggest

35
00:02:13.800 --> 00:02:16.960
you get over there and take a tour of one

36
00:02:17.000 --> 00:02:18.319
of their facilities.

37
00:02:18.639 --> 00:02:20.360
I think you'll see that they have.

38
00:02:22.319 --> 00:02:25.520
They've thought about every little detail when it comes to

39
00:02:25.560 --> 00:02:31.120
the older adults and doctor visits. So don't forget to

40
00:02:31.120 --> 00:02:33.960
get on our website at Roseadvocacy dot org. You'll find

41
00:02:34.039 --> 00:02:36.639
all of our social media links there. Scroll down to

42
00:02:36.680 --> 00:02:38.759
the bottom of the homepage and you will see where

43
00:02:38.800 --> 00:02:41.400
you can sign up for our email and or our

44
00:02:41.439 --> 00:02:44.759
mailed newsletter. The emailed one, you're going to get a

45
00:02:44.800 --> 00:02:48.599
tip Tuesday every Tuesday morning at nine point fifteen. You

46
00:02:48.680 --> 00:02:51.919
might already know what the tip is, but there's another

47
00:02:52.039 --> 00:02:54.479
just as important reason to be getting those is it

48
00:02:54.520 --> 00:02:58.599
reinforces your scam prevention habits and keeps at top of mind.

49
00:02:58.639 --> 00:03:02.840
So when you are contact, you know you're more apt

50
00:03:02.879 --> 00:03:06.080
to think scam and then go through the steps to

51
00:03:06.120 --> 00:03:08.400
make a determination if it is a scam or if

52
00:03:08.439 --> 00:03:11.759
it's legitimate. So today we have our guest with us,

53
00:03:11.919 --> 00:03:15.400
Gail Barr, who is going to talk about her scam

54
00:03:15.479 --> 00:03:24.599
experience and also the cryptocurrency ATM refund that she receives.

55
00:03:24.599 --> 00:03:29.680
So let's welcome Gail. Hello everyone, Hi Gail, how are you?

56
00:03:30.520 --> 00:03:32.840
I'm good? How are you? Joyce? Good? Good?

57
00:03:32.960 --> 00:03:35.280
Thank you so much for being willing to share your

58
00:03:35.319 --> 00:03:38.759
story this morning. I know it can be hard sometimes

59
00:03:38.800 --> 00:03:43.319
to talk about uh, you know, falling, falling victim to

60
00:03:43.360 --> 00:03:49.680
a scam, but if you wouldn't mind sharing your story,

61
00:03:49.879 --> 00:03:51.360
and we can get started.

62
00:03:52.319 --> 00:03:55.520
Okay, Joyce, Yes, I I.

63
00:03:55.639 --> 00:03:59.479
Was for sure. Let me just let me just say

64
00:03:59.520 --> 00:04:00.360
I with it work.

65
00:04:00.599 --> 00:04:06.719
It was my sevent seventieth birthday, October fifteenth, and I.

66
00:04:06.960 --> 00:04:09.280
You know, finished my job. I was.

67
00:04:09.439 --> 00:04:14.319
I'm a nurse practitioner, and I finished my shift and

68
00:04:14.479 --> 00:04:17.160
was checking my birthday messages in the office and saw

69
00:04:17.199 --> 00:04:20.519
a that I had a call, and I listened to

70
00:04:20.519 --> 00:04:26.519
my voice smail was a call from let's see, it

71
00:04:26.639 --> 00:04:30.399
was from Chief Deputy Derek Elmore. It was a message

72
00:04:30.480 --> 00:04:33.800
on my on my phone saying he's from the Maricopa

73
00:04:33.879 --> 00:04:37.480
County Sheriff's Department and there was an important legal matter

74
00:04:37.800 --> 00:04:41.839
concerning legal documents I needed to address concerning the honorable

75
00:04:41.920 --> 00:04:45.079
Judge Jennifer Zips, so please call back, and he gave

76
00:04:45.079 --> 00:04:48.360
me the number and the extension. I immediately looked up

77
00:04:48.399 --> 00:04:51.680
Derek Elmore. He was indeed a Phoenix police officer, and

78
00:04:51.759 --> 00:04:57.480
Jennifer's Zips was an a tuc Son judge, so you know.

79
00:04:58.319 --> 00:05:04.639
And I called the provided number and then they stated

80
00:05:04.879 --> 00:05:07.720
it was the Maricopa County Sheriff's Department. I was connected

81
00:05:07.720 --> 00:05:11.519
to Police Captain John Bailey. They gave me his badge number,

82
00:05:11.759 --> 00:05:15.319
and he said I was hand selected by the Honorable

83
00:05:15.399 --> 00:05:18.800
Judge Jennifer Zips to be on a grand jury and

84
00:05:18.839 --> 00:05:23.319
a medical mail practice case scheduled for October fourteenth, a

85
00:05:23.399 --> 00:05:25.319
day before my birthday, and I didn't show up and

86
00:05:25.360 --> 00:05:28.720
she didn't take kindly to that. And I also said

87
00:05:28.759 --> 00:05:33.639
I signed a subpoena which I didn't sign, but I thought, well,

88
00:05:33.680 --> 00:05:35.560
my son was living with us at the time.

89
00:05:35.600 --> 00:05:37.680
I thought, well, gee, maybe he signed something.

90
00:05:37.879 --> 00:05:40.959
So there was a little bit of a yeah my mind,

91
00:05:41.040 --> 00:05:43.839
yeah wow.

92
00:05:43.959 --> 00:05:45.399
So you know, it's interesting.

93
00:05:46.560 --> 00:05:49.040
I have talked to some people, you know, probably two

94
00:05:49.120 --> 00:05:52.079
three years ago, and they would say, well, scammers don't

95
00:05:52.160 --> 00:05:57.279
leave voicemails, and I'm like, no, they they're leaving voicemails.

96
00:05:57.319 --> 00:06:01.000
Whether it's them actually talking or it's a computer that

97
00:06:01.040 --> 00:06:05.360
they've got, you know that's leaving a voicemail. But they're

98
00:06:05.360 --> 00:06:09.240
doing it because I think they're realizing that a lot

99
00:06:09.279 --> 00:06:12.360
of people aren't answering the phone if they don't know

100
00:06:12.399 --> 00:06:14.879
who's calling. I get a lot of that too, right,

101
00:06:15.040 --> 00:06:18.199
So it makes sense that they would start leaving voicemails

102
00:06:18.279 --> 00:06:23.279
and you know, making it sound so official, right, using

103
00:06:25.079 --> 00:06:29.839
sheriff's the sheriff deputy's name and then using an actual

104
00:06:29.920 --> 00:06:34.560
judge's name. You know, they they they have ways of

105
00:06:34.839 --> 00:06:37.439
finding all of this information out. A lot of times

106
00:06:37.480 --> 00:06:39.720
they you know, can look it up on the on

107
00:06:39.800 --> 00:06:44.680
the website, and you know, higher up people are usually

108
00:06:44.720 --> 00:06:47.600
listed on there. But it's I think they have other

109
00:06:47.639 --> 00:06:50.879
ways to find this information. So that that must have

110
00:06:50.959 --> 00:06:54.439
been pretty scary, you know, talking to them thinking that

111
00:06:54.519 --> 00:06:59.800
you miss jury duty And did they immediately.

112
00:06:59.160 --> 00:07:03.199
Go to like threatening you that you're going to get arrested?

113
00:07:04.839 --> 00:07:06.839
Well not at first.

114
00:07:07.519 --> 00:07:12.360
They they just said that there were two subpoenas out

115
00:07:12.360 --> 00:07:16.639
for my arrest and that I had to go to

116
00:07:16.759 --> 00:07:20.439
the bank and get get a certain amount of money

117
00:07:20.480 --> 00:07:24.439
out to pay for to pay a post bond amount

118
00:07:25.839 --> 00:07:29.279
and sixty dollars right away today via and I was

119
00:07:29.319 --> 00:07:31.839
going to give the money through a federal bonding kiosk.

120
00:07:33.759 --> 00:07:36.639
Oh they called it a federal bonding kiosk what they

121
00:07:36.680 --> 00:07:37.000
called it?

122
00:07:37.079 --> 00:07:40.560
Yeah, wow, okay, all right, that makes it all the

123
00:07:40.600 --> 00:07:46.079
more believable, right, ye good. Especially during COVID right there

124
00:07:46.199 --> 00:07:49.720
a lot of like the Maricopa County Recorder's Office had

125
00:07:49.759 --> 00:07:53.959
these kiosks out there if people wanted to transfer their title.

126
00:07:54.720 --> 00:07:57.000
They could go to a kiosk instead of having to

127
00:07:57.040 --> 00:08:00.680
go down to the recorder's office. So I think because

128
00:08:00.720 --> 00:08:03.839
we you know, I mean COVID's it's been a few years,

129
00:08:03.879 --> 00:08:09.000
but I think saying that it was a federally bonded kiosk,

130
00:08:10.240 --> 00:08:18.399
it yeah, right, uh huh, yeah, absolutely so did they

131
00:08:18.439 --> 00:08:20.639
did they want to stay on the phone with you

132
00:08:21.040 --> 00:08:21.720
the whole time?

133
00:08:21.959 --> 00:08:24.800
They wouldn't let me off the phone. They said, you

134
00:08:24.920 --> 00:08:27.040
have to stay on the phone. You have to talk

135
00:08:27.079 --> 00:08:31.040
every five minutes. They wouldn't they, you know, they would

136
00:08:31.040 --> 00:08:32.399
not let me get off the phone.

137
00:08:32.879 --> 00:08:35.519
Did they give you a reason why you had to

138
00:08:35.600 --> 00:08:37.399
talk like every five minutes?

139
00:08:38.440 --> 00:08:42.919
They said, because I could skip town.

140
00:08:43.120 --> 00:08:44.759
They had to know where I was, and that there

141
00:08:44.840 --> 00:08:47.000
was a gag order so I couldn't talk to anyone

142
00:08:47.000 --> 00:08:50.399
about the case. It was called a maintained contact order,

143
00:08:50.440 --> 00:08:51.879
So I had to stay on the phone. That's what

144
00:08:51.879 --> 00:08:54.440
they called it, a maintain contact order. I have to

145
00:08:54.480 --> 00:08:56.919
stay on the phone with them the entire time and

146
00:08:57.000 --> 00:08:58.200
talk every five minutes.

147
00:08:59.519 --> 00:09:05.240
Wow, that's that's that's very detailed. That's very elaborate, you

148
00:09:05.320 --> 00:09:08.840
know what I mean. It's it's yeah.

149
00:09:08.799 --> 00:09:11.639
Yeah, the length that they go to to make this

150
00:09:12.120 --> 00:09:14.960
sound so official and so believable.

151
00:09:15.159 --> 00:09:18.799
Is just they they really do their homework.

152
00:09:21.279 --> 00:09:25.320
So they you went to the bank, you got the

153
00:09:25.360 --> 00:09:28.759
money out, and they gave you directions on where to go.

154
00:09:29.799 --> 00:09:31.120
Yes, and they did.

155
00:09:31.440 --> 00:09:35.679
It happened to be a circle K, which I thought

156
00:09:35.759 --> 00:09:39.200
was strange that there that there was, you know, for

157
00:09:39.519 --> 00:09:41.799
to deposit money and they would have that type of

158
00:09:42.320 --> 00:09:45.200
federal bonding kiosk in a circle k. Turned out it

159
00:09:45.240 --> 00:09:47.159
worth a Bitcoin machine at circle k.

160
00:09:47.840 --> 00:09:53.919
Okay, at the moment, did you did you ask them,

161
00:09:54.159 --> 00:09:57.080
you know, why they would have a federally bonded kiosk

162
00:09:57.200 --> 00:09:59.120
at a circle k? Or is that something you thought

163
00:09:59.120 --> 00:10:00.000
about after the fact.

164
00:10:00.919 --> 00:10:03.279
It's something I thought about after the fact that I

165
00:10:03.679 --> 00:10:10.600
knew something was wrong. I knew something was wrong I have.

166
00:10:12.759 --> 00:10:15.879
I had COVID in twenty twenty one and I was

167
00:10:17.559 --> 00:10:19.639
pretty sick with it actually, and then I had a

168
00:10:19.639 --> 00:10:23.960
post COVID pneumonia. After that, I had some memory issues

169
00:10:24.200 --> 00:10:28.879
that I was diagnosed with a mild cognitive impairment okay,

170
00:10:29.039 --> 00:10:33.200
amnastic type and they did get better over time, and

171
00:10:33.320 --> 00:10:35.080
so I thought, but I don't know if that had

172
00:10:35.120 --> 00:10:39.000
played a part in and my wanting to just take

173
00:10:39.039 --> 00:10:41.720
care of this problem. You know, here somebody is calling me,

174
00:10:41.840 --> 00:10:44.120
let me take care of this. Then I'll go home,

175
00:10:44.200 --> 00:10:48.399
you know, after work. You know, but that possibly could

176
00:10:48.879 --> 00:10:52.519
play into older people being more vulnerable.

177
00:10:53.600 --> 00:11:00.480
Yeah, absolutely, right, because the cognitive I don't know what

178
00:11:00.559 --> 00:11:06.759
the right word is, but uh, cognitive impairment mild modern here, right,

179
00:11:06.919 --> 00:11:12.759
it's also it's a huge range, right, And I think

180
00:11:12.799 --> 00:11:18.039
a lot of times, and this is my opinion family members,

181
00:11:18.039 --> 00:11:20.440
because I went through this with my mom years ago,

182
00:11:21.639 --> 00:11:23.919
he ended up she had dementia for a number of

183
00:11:23.960 --> 00:11:27.279
years and then she went into Alzheimer's and and all

184
00:11:27.320 --> 00:11:31.879
of that was I think as family members, we we

185
00:11:32.000 --> 00:11:35.519
might notice something, but then we write it off as

186
00:11:35.519 --> 00:11:40.399
something else because we don't want to think that that there,

187
00:11:40.919 --> 00:11:44.600
you know, is a cognitive impairment or going on.

188
00:11:46.159 --> 00:11:49.879
But uh, yeah, it's uh.

189
00:11:50.919 --> 00:11:53.240
And then a lot of times I think we've we

190
00:11:53.360 --> 00:11:56.080
finally start taking note of it and start doing something,

191
00:11:56.120 --> 00:11:58.360
but it's already become moderate to severe.

192
00:11:59.159 --> 00:12:00.759
Right, that's my opinion.

193
00:12:01.480 --> 00:12:04.679
Going through it with my mom, right, you just keep thinking, oh, well,

194
00:12:05.000 --> 00:12:07.960
they're tired, or you know, they're just not thinking clearly

195
00:12:08.080 --> 00:12:08.559
or whatever.

196
00:12:08.720 --> 00:12:14.480
And you know, I think it was one day where I, uh, I.

197
00:12:14.480 --> 00:12:16.320
Left the house for a half hour and I came

198
00:12:16.360 --> 00:12:18.960
back and we have a gas stove in and the

199
00:12:19.000 --> 00:12:22.440
burner was on. There was no pan or anything on

200
00:12:22.600 --> 00:12:26.159
the stove, right, And it was like, okay, something's not.

201
00:12:26.320 --> 00:12:29.120
Right here, right.

202
00:12:28.720 --> 00:12:34.399
Yeah, yeah, it's it's it's definitely a delicate situation.

203
00:12:35.159 --> 00:12:35.960
It is.

204
00:12:36.120 --> 00:12:38.879
And you know, mine was mild and it was getting better,

205
00:12:38.919 --> 00:12:40.919
so I felt I could do a job that wasn't

206
00:12:41.120 --> 00:12:45.000
too demanding, which I did opine with. But you know,

207
00:12:45.120 --> 00:12:48.960
it does affect your confidence and and you're the fact

208
00:12:49.200 --> 00:12:54.559
there's you notice different little things that happened, but your memory, yeah, yeah,

209
00:12:54.559 --> 00:12:55.960
to use a lot of notes, you.

210
00:12:55.919 --> 00:12:57.240
Know, right, right.

211
00:12:58.919 --> 00:13:05.919
So one of the things that you mentioned was they

212
00:13:06.000 --> 00:13:09.240
said it was a maintained something.

213
00:13:09.080 --> 00:13:14.080
Order, a maintain contact order contact order. Did you ever

214
00:13:14.200 --> 00:13:17.240
find out when you after you reported it, if that

215
00:13:17.360 --> 00:13:21.600
actually is a legitimate thing, a maintained contact order. I

216
00:13:21.720 --> 00:13:26.960
did not. Oh, I'm just curious if they actually are

217
00:13:27.559 --> 00:13:33.000
using the same type of things that you know, legitimate

218
00:13:33.120 --> 00:13:37.600
police officers would use, or lawyers would use and stuff

219
00:13:37.639 --> 00:13:43.360
like that, or judgments would use. But so so you

220
00:13:43.399 --> 00:13:45.480
had to stay on the phone, you had to talk.

221
00:13:45.639 --> 00:13:49.879
They took you to a circle k.

222
00:13:51.759 --> 00:13:53.679
To go in there and to put the money in,

223
00:13:53.919 --> 00:13:58.440
and it was nine thousand, two hundred and sixty dollars.

224
00:13:58.480 --> 00:13:59.279
Is that what you said?

225
00:14:00.679 --> 00:14:03.879
Okay? It took an hour to put the money in.

226
00:14:04.080 --> 00:14:06.080
An hour. I was standing there an hour.

227
00:14:06.799 --> 00:14:09.919
And did anybody from the store, like a clerk or

228
00:14:09.960 --> 00:14:14.559
anybody a customer, Did anybody come up to you and

229
00:14:15.080 --> 00:14:18.000
talk to you about, hey, maybe you might be getting

230
00:14:18.000 --> 00:14:18.720
scammed at all?

231
00:14:19.360 --> 00:14:19.519
No?

232
00:14:19.879 --> 00:14:20.440
Int I.

233
00:14:20.519 --> 00:14:22.679
After the scam, I went to the store and I

234
00:14:22.840 --> 00:14:26.120
let them know what happened, and suggested that that they

235
00:14:26.200 --> 00:14:31.080
keep an eye on on people, you know, especially other

236
00:14:31.240 --> 00:14:35.360
people on that machine, you know, and and that kind

237
00:14:35.399 --> 00:14:38.360
of thing. But yeah, no, nobody meya.

238
00:14:38.399 --> 00:14:39.000
It was interesting.

239
00:14:39.039 --> 00:14:42.799
I saw somebody sent me a video that I watched

240
00:14:42.960 --> 00:14:46.399
and the clerk and it was in a different state,

241
00:14:46.480 --> 00:14:48.879
but the clerk called.

242
00:14:48.639 --> 00:14:51.679
The police, and it was the police's body.

243
00:14:51.360 --> 00:14:55.120
Cam that saw the video of the recording, and it

244
00:14:55.240 --> 00:14:58.679
was like, the clerk said, she's already put two hundred

245
00:14:58.720 --> 00:15:03.600
thousand dollars in, And my thought went to, we're just

246
00:15:03.720 --> 00:15:06.720
now intervening, and she's already put to two hundred thousand

247
00:15:06.799 --> 00:15:09.399
dollars in. She had to have been standing there for

248
00:15:09.440 --> 00:15:14.799
a very long time, right, you know, so were you

249
00:15:14.879 --> 00:15:19.200
able if it took you an hour? Also that you

250
00:15:19.240 --> 00:15:22.639
couldn't have done it all in one transaction, correct.

251
00:15:22.840 --> 00:15:27.240
They kept sending me five different bar codes that were

252
00:15:27.399 --> 00:15:31.000
very official. They had the official Maricopa County Sheriff's Department

253
00:15:31.360 --> 00:15:37.679
insignia on each of the bar codes, and the bitcoin

254
00:15:37.759 --> 00:15:40.600
machine took two thousand dollars at a time only.

255
00:15:42.679 --> 00:15:48.120
Yeah, So that's when they put that new cryptocurrency Kiosk

256
00:15:48.200 --> 00:15:51.879
law that went into effect last September twenty sixth. That

257
00:15:52.080 --> 00:15:57.159
was one of the safeguard parameter safeguards that if you're

258
00:15:57.200 --> 00:16:01.039
a first time user, you can only in a maximum

259
00:16:01.080 --> 00:16:04.879
of two thousand dollars. On the surface, you look at

260
00:16:04.879 --> 00:16:07.919
that and go, well, that's great because that could really

261
00:16:08.039 --> 00:16:13.919
limit somebody from losing tens of thousands of dollars. But

262
00:16:14.559 --> 00:16:19.080
they scammers very quickly found their way around it. They did, right,

263
00:16:19.200 --> 00:16:22.799
because they sent you the barcode, you put your limit in. Well,

264
00:16:22.799 --> 00:16:25.639
then they send you another barcode. You go in again

265
00:16:27.039 --> 00:16:29.399
and put two thousand more in, So you'd have to

266
00:16:29.440 --> 00:16:32.200
go through five of them to get to your nine

267
00:16:32.559 --> 00:16:38.720
two hundred and sixty dollars. Yeah, and I think I

268
00:16:38.759 --> 00:16:41.360
think the law says they raise it to like ten

269
00:16:41.399 --> 00:16:45.080
thousand or ten thousand, five hundred if you're a reoccurring user.

270
00:16:46.519 --> 00:16:50.919
But you only have to like the fourth time or

271
00:16:50.960 --> 00:16:53.919
something like that that you use the machine and you're

272
00:16:53.960 --> 00:16:57.200
now considered a reoccurring user, if I'm not mistaken. There's

273
00:16:57.879 --> 00:17:00.519
there's like two pages of different things they put in

274
00:17:00.799 --> 00:17:04.000
that went into effect when this new law went into effect.

275
00:17:04.079 --> 00:17:07.799
But so you you put the money in, you would

276
00:17:07.839 --> 00:17:10.920
have probably have gotten five different receipts from the.

277
00:17:10.960 --> 00:17:16.279
Kid that saved every one of them. And then you know,

278
00:17:16.359 --> 00:17:18.839
you think, okay, this is over. I'm done with this.

279
00:17:20.359 --> 00:17:22.200
I don't have to worry about going in front of

280
00:17:22.200 --> 00:17:25.440
a judge or having the police show up to arrest me,

281
00:17:26.039 --> 00:17:27.759
all of that stuff, and you go home.

282
00:17:28.640 --> 00:17:31.519
No, that's not happened. That's not what happened. Okay.

283
00:17:31.599 --> 00:17:34.279
So that's what happened was I was on the phone

284
00:17:34.319 --> 00:17:36.519
with them. I said, okay, I've deposited all the money.

285
00:17:36.640 --> 00:17:38.839
Now I'm coming down to They wanted me to come

286
00:17:38.880 --> 00:17:42.839
down to the Maricopa County Sheriff's Department, and they wanted

287
00:17:42.839 --> 00:17:44.839
me they said, we want you to come down and

288
00:17:44.880 --> 00:17:48.640
do a signare signature analysis to see if it if

289
00:17:49.119 --> 00:17:51.079
you know, if it didn't match or if it matched

290
00:17:51.119 --> 00:17:54.480
the the subpoena one, and then they would they would

291
00:17:54.480 --> 00:17:57.000
get me all my money back, and they set up

292
00:17:57.000 --> 00:17:59.440
another court date. But I got on the phone with

293
00:17:59.480 --> 00:18:02.119
them and said I coming down, you know, anticipating I

294
00:18:02.119 --> 00:18:04.920
get all my money back. And they said, oh, oh,

295
00:18:04.960 --> 00:18:07.000
there's a federal citation out for you.

296
00:18:07.200 --> 00:18:12.480
Then we need more money. Oh jeez, yeah, okay, all right,

297
00:18:13.200 --> 00:18:19.079
they wanted you to go through the same or yeah.

298
00:18:17.839 --> 00:18:20.640
Okay, and do you remember how much they wanted for

299
00:18:20.680 --> 00:18:21.759
this federal citation?

300
00:18:22.480 --> 00:18:26.160
Twelve thousand dollars okay, wow.

301
00:18:27.839 --> 00:18:32.680
So it's it's hard for somebody to think of these

302
00:18:32.720 --> 00:18:36.160
things on the fly. So they had to have had

303
00:18:36.799 --> 00:18:41.960
a full script any time, going Okay, if I get

304
00:18:42.000 --> 00:18:44.680
the person to talk to me, this is what I'm

305
00:18:44.680 --> 00:18:49.000
going to say, right and if the person starts questioning me,

306
00:18:49.160 --> 00:18:54.440
I have these answers any questions, you know, like I

307
00:18:54.920 --> 00:18:56.640
I'm gonna hang up, I'm going to go do this.

308
00:18:56.680 --> 00:18:58.599
I'll call you back. No, you have to stay on

309
00:18:58.640 --> 00:19:01.400
the phone every five minutes. Blah blah blah, there's a

310
00:19:01.440 --> 00:19:04.839
gag order all of that stuff. But then as soon

311
00:19:04.880 --> 00:19:08.880
as you're done, then they have the next step they

312
00:19:08.880 --> 00:19:11.720
go to, which is, oh, there's now this new federal.

313
00:19:11.319 --> 00:19:12.240
Thing that's out there.

314
00:19:12.720 --> 00:19:17.559
Yes, and so after they talked to you about that,

315
00:19:17.759 --> 00:19:18.720
what happened?

316
00:19:20.799 --> 00:19:24.279
Well, and I said, I don't have you know, that

317
00:19:24.440 --> 00:19:28.799
much money, and so then they reduced it and said,

318
00:19:29.160 --> 00:19:30.640
we'll talk and see if we can get it reduced.

319
00:19:30.680 --> 00:19:33.400
I said, okay, three thousand. They came up with that,

320
00:19:33.480 --> 00:19:34.920
and you have to go to another bank and get

321
00:19:34.920 --> 00:19:38.920
that money out. And they also told me, Joyce, that

322
00:19:39.000 --> 00:19:40.759
you have to when you go into the bank, you

323
00:19:40.839 --> 00:19:43.240
have to put your phone in your purse and you

324
00:19:43.279 --> 00:19:46.640
know which now of course we understand why, yes, and

325
00:19:47.480 --> 00:19:51.160
so yeah, So I went to another bank nearby the

326
00:19:51.200 --> 00:19:54.359
Sheriff's department and went in there to try to get

327
00:19:54.359 --> 00:19:56.160
out another three thousand dollars.

328
00:19:56.960 --> 00:20:02.440
So, same bank, just a different location. H yes, okay,

329
00:20:02.559 --> 00:20:03.240
that's interesting.

330
00:20:03.960 --> 00:20:06.599
Luckily, what happened there is the manager was there and

331
00:20:06.640 --> 00:20:09.519
he knew something was wrong. He said, who is this money?

332
00:20:09.599 --> 00:20:12.920
This money for? And they told me to tell tell

333
00:20:13.000 --> 00:20:15.359
whoever asked for my son. So I said, for my son.

334
00:20:15.839 --> 00:20:18.480
And then they said, are you going to give that?

335
00:20:18.559 --> 00:20:20.119
The bank manager said, are you going to give that

336
00:20:20.160 --> 00:20:22.160
money to him today? And I at that point I

337
00:20:22.319 --> 00:20:25.440
just I couldn't continue. I just kind of shook my head.

338
00:20:25.480 --> 00:20:27.799
He said, let's go in the back and talk. That's

339
00:20:27.839 --> 00:20:30.000
when he told me this was a scam. I hung

340
00:20:30.119 --> 00:20:32.440
up the phone, and that's what happened.

341
00:20:33.319 --> 00:20:35.720
Wow, okay, Wow.

342
00:20:36.599 --> 00:20:40.240
You know I've often said in our presentations, you know,

343
00:20:40.519 --> 00:20:43.680
the the clerks at the stores that sell gift cards,

344
00:20:44.240 --> 00:20:48.039
the tellers at the bank, the bank employees, they are

345
00:20:48.119 --> 00:20:53.079
getting so much more training on what to look out

346
00:20:53.200 --> 00:20:57.720
for and how to ask questions and talk to somebody.

347
00:20:59.440 --> 00:21:00.839
You know what.

348
00:21:01.039 --> 00:21:04.519
Maybe ten years ago you could go in and withdraw

349
00:21:04.559 --> 00:21:08.920
that kind of money and no questions were asked. But

350
00:21:09.039 --> 00:21:11.720
now they're they're getting so much better at being able

351
00:21:11.799 --> 00:21:16.240
to recognize it. Did they suggest to you that you

352
00:21:16.440 --> 00:21:18.680
report it?

353
00:21:20.440 --> 00:21:25.000
I don't recall if they did, but I did report it.

354
00:21:25.160 --> 00:21:27.519
I mean, that was just my natural instinct to report it.

355
00:21:27.559 --> 00:21:30.799
But the most the best thing that I did was

356
00:21:30.839 --> 00:21:35.759
I contacted Channel twelve news, okay, and then I met

357
00:21:35.799 --> 00:21:38.440
the reporter and I was on their segment about the scam.

358
00:21:38.480 --> 00:21:44.240
But the reporter of Bianca told me a new cryptocurrency

359
00:21:44.319 --> 00:21:47.759
law that just went into effect a month before my scam.

360
00:21:47.759 --> 00:21:51.440
Good she knew about that, and that's how I found out. Yes,

361
00:21:51.680 --> 00:21:53.839
it was amazing to notice.

362
00:21:54.359 --> 00:21:57.160
Yeah, that's that's interesting because you know, I think that

363
00:21:57.200 --> 00:21:59.119
they put a press release out about it.

364
00:22:00.319 --> 00:22:00.480
But.

365
00:22:02.160 --> 00:22:06.839
You know, for her to remember that and ya, because

366
00:22:06.880 --> 00:22:10.720
I'm finding outside of maybe the news media reporting on

367
00:22:10.759 --> 00:22:13.720
it once or twice, because I think the law passed

368
00:22:13.799 --> 00:22:16.720
I want to say the previous spring, you know, maybe

369
00:22:16.720 --> 00:22:19.559
April May something like that, but then it didn't go

370
00:22:19.680 --> 00:22:23.119
into effect until the end of September, so I think

371
00:22:23.119 --> 00:22:26.000
in that that five or four to six months, you know,

372
00:22:26.039 --> 00:22:31.000
people might have forgotten. And so so thankful that she

373
00:22:31.200 --> 00:22:33.160
remembered that and was able to tell you.

374
00:22:33.799 --> 00:22:35.119
Yeah, So then.

375
00:22:35.000 --> 00:22:38.240
Did you did you report it to the Attorney general

376
00:22:38.319 --> 00:22:40.359
or or the police or who was it that you

377
00:22:40.440 --> 00:22:40.759
went to.

378
00:22:41.440 --> 00:22:44.559
I reported it first to the police, and I had

379
00:22:44.599 --> 00:22:50.039
a private detective working sport with me to the Attorney general.

380
00:22:50.480 --> 00:22:53.200
And also for this law, you have to come and

381
00:22:53.240 --> 00:22:55.319
you have to do all this quickly within thirty days.

382
00:22:55.319 --> 00:22:56.599
Thirty days, right, Yeah.

383
00:22:56.640 --> 00:23:00.799
Then I also called the cryptocurrency Kiosk phone and to

384
00:23:00.880 --> 00:23:01.880
report what happened.

385
00:23:02.200 --> 00:23:04.880
Oh good, I have to do all those three things

386
00:23:04.920 --> 00:23:07.559
to get your money back. Okay, So you do have

387
00:23:07.599 --> 00:23:12.799
to report it to the cryptocurrency operator as well, that's correct. Wow, Okay.

388
00:23:14.400 --> 00:23:16.880
In reading the law, I thought it was reporting it

389
00:23:16.920 --> 00:23:22.839
to the police and or the Attorney general. So did

390
00:23:22.880 --> 00:23:26.319
you find that all three of them worked with you

391
00:23:26.920 --> 00:23:31.720
and took all your information and there there wasn't any

392
00:23:31.759 --> 00:23:33.400
roadblocks through any of.

393
00:23:33.359 --> 00:23:38.640
That reporting none good at all? And did did well?

394
00:23:38.640 --> 00:23:40.839
I would imagine the police gave you a copy of

395
00:23:40.880 --> 00:23:44.119
the report. The Attorney General probably gave you a copy

396
00:23:44.160 --> 00:23:44.880
of the report.

397
00:23:46.319 --> 00:23:51.039
Did the kiosk owner? Did they send you anything.

398
00:23:51.720 --> 00:23:57.160
Just to check for sixty dollars quickly after I gave

399
00:23:57.160 --> 00:23:58.559
them all the information they needed?

400
00:23:59.000 --> 00:23:59.319
Okay?

401
00:23:59.319 --> 00:24:01.079
So yeah, that would have been the third place to

402
00:24:01.160 --> 00:24:04.240
call to say, hey, I have this report. I was scammed.

403
00:24:04.400 --> 00:24:08.039
I've gone to the Attorney General the police. Here's all

404
00:24:08.079 --> 00:24:10.799
my information. And would you say in a matter of

405
00:24:10.799 --> 00:24:12.279
a couple of weeks you receive.

406
00:24:12.039 --> 00:24:14.519
The money or more less than that? It was a

407
00:24:14.519 --> 00:24:18.160
couple of days, really, And he sent you a check.

408
00:24:18.240 --> 00:24:23.160
They didn't ask you for your bank account information to deposit. No,

409
00:24:23.480 --> 00:24:27.200
very good, very good. I'm very very happy to hear that.

410
00:24:28.920 --> 00:24:34.880
Did they say anything about, well, if it would have

411
00:24:34.880 --> 00:24:37.920
been over ten thousand, you would have only have gotten

412
00:24:37.920 --> 00:24:40.039
ten thousand back or anything like that.

413
00:24:40.640 --> 00:24:43.160
And he didn't say anything about that.

414
00:24:42.920 --> 00:24:47.799
That's good because and I've not seen that in the law,

415
00:24:47.880 --> 00:24:50.000
that there's a limit to what you can get back.

416
00:24:50.440 --> 00:24:53.039
It's just some question that came to my mind that

417
00:24:53.680 --> 00:24:56.279
you know, maybe they might have put a limit on

418
00:24:56.359 --> 00:25:00.839
it or something. But that's great that you were able

419
00:25:00.880 --> 00:25:04.759
to get that money back, because that very rarely happens

420
00:25:05.000 --> 00:25:06.559
when somebody gets scammed.

421
00:25:06.960 --> 00:25:11.359
The money, well, the money that you sent is gone,

422
00:25:11.440 --> 00:25:16.680
the scammers have it, but the owner operator that came

423
00:25:16.720 --> 00:25:17.519
out of their pocket.

424
00:25:17.880 --> 00:25:23.599
So but still, I think that's awesome. Thank goodness that

425
00:25:23.720 --> 00:25:26.240
law went into effect. I know we've talked about it

426
00:25:26.279 --> 00:25:28.759
on this show a handful of times.

427
00:25:28.799 --> 00:25:30.839
I talk about it in our presentations.

428
00:25:31.319 --> 00:25:35.759
You know, in a thirty day period, it's a short window,

429
00:25:36.440 --> 00:25:41.000
but it's so imperative that once you realize that it's

430
00:25:41.000 --> 00:25:44.400
a scam, and sometimes it happens within a few hours.

431
00:25:44.759 --> 00:25:47.599
Other times it might happen within a few days, and

432
00:25:47.640 --> 00:25:50.880
it takes a few weeks. That's still only fourteen days.

433
00:25:50.920 --> 00:25:54.200
You still have time to report it, right. But I

434
00:25:54.240 --> 00:25:57.599
know a lot of people they don't like to talk

435
00:25:57.640 --> 00:26:04.119
about being scamammed because none of us think that we're

436
00:26:04.359 --> 00:26:11.279
gonna get scammed, right, It's it's just something that we

437
00:26:11.319 --> 00:26:13.319
don't think we're gonna get scammed. We don't think our

438
00:26:13.359 --> 00:26:16.200
loved ones are going to get scammed. Because I think

439
00:26:16.319 --> 00:26:20.559
there's this.

440
00:26:18.640 --> 00:26:20.799
This false connotation with scams.

441
00:26:21.319 --> 00:26:25.279
People think that if they fall victim to a scam,

442
00:26:25.640 --> 00:26:29.599
that means they were dumb or they did and that

443
00:26:29.759 --> 00:26:33.039
is so not the case. You know, scams are all

444
00:26:33.079 --> 00:26:39.119
about emotions. Yes, they definitely used your emotion of being

445
00:26:39.160 --> 00:26:43.920
scared against you, right, you know, and they kept saying

446
00:26:44.519 --> 00:26:48.960
just enough to keep you in that emotional state. Because

447
00:26:49.000 --> 00:26:51.920
I think, well, I'm gonna ask you this question now

448
00:26:52.000 --> 00:26:54.359
looking back at it and it's you know, six seven,

449
00:26:54.400 --> 00:26:57.240
eight months old. But maybe even when you realized it

450
00:26:57.279 --> 00:27:03.079
was a scam and you're thinking logically and rationally about

451
00:27:03.160 --> 00:27:06.000
and going back and reliving what happened.

452
00:27:06.160 --> 00:27:07.960
Did you notice red flags?

453
00:27:08.880 --> 00:27:09.039
Mm?

454
00:27:09.079 --> 00:27:10.880
Hm, oh yeah, I certainly do now.

455
00:27:11.440 --> 00:27:15.440
And but let me just say this, Joyce, I feel

456
00:27:15.440 --> 00:27:19.160
that older adults I might be a little more trusting.

457
00:27:19.240 --> 00:27:21.799
You just can't believe that people are going to do this.

458
00:27:22.279 --> 00:27:25.480
You know, you're kind of I feel that we might

459
00:27:25.519 --> 00:27:29.319
be more trusting in general. You know, wasn't our was

460
00:27:29.359 --> 00:27:33.079
back when you know, our whole life. But absolutely, so

461
00:27:33.759 --> 00:27:36.400
many red flags. There were so many every you know

462
00:27:36.480 --> 00:27:40.880
everything Now I understand about what to me, yes.

463
00:27:41.079 --> 00:27:45.759
And it's so looking back, it's like, well, I was

464
00:27:45.799 --> 00:27:49.319
thinking off of an emote, off of emotions, and so

465
00:27:49.480 --> 00:27:53.960
when you're thinking in that emotional state of mind, you're

466
00:27:54.000 --> 00:27:57.519
not seeing the red flags right right.

467
00:27:57.400 --> 00:28:01.160
You're not, and your logical thinking is just just on pause,

468
00:28:01.200 --> 00:28:04.319
and it's all that emotional thinking and the emotions.

469
00:28:04.720 --> 00:28:05.079
It is.

470
00:28:05.319 --> 00:28:09.240
So it has nothing to do with intelligence, because, Gail,

471
00:28:09.440 --> 00:28:12.079
I think you're a really smart person. My mother was

472
00:28:12.119 --> 00:28:16.519
a nurse, and anybody that is a nurse, a nurse practitioner,

473
00:28:17.519 --> 00:28:20.119
you're pretty darn smart. To have to go through all

474
00:28:20.160 --> 00:28:22.799
of that schooling and pass those tests.

475
00:28:22.519 --> 00:28:24.680
And all of that stuff. You're smart.

476
00:28:24.920 --> 00:28:28.880
So it has nothing to do with intelligence, and scammers

477
00:28:29.000 --> 00:28:31.079
know that. That's the whole Have you heard of the

478
00:28:31.079 --> 00:28:32.559
phrase social engineering?

479
00:28:34.680 --> 00:28:39.279
I'm sorry, are you there? Gail?

480
00:28:44.000 --> 00:28:48.519
I think we might have lost her? Oh nope, there

481
00:28:48.519 --> 00:28:51.359
we are okay, I can hear you now, Okay, sorry

482
00:28:51.359 --> 00:28:53.839
about that. Yes, I've heard of social engineering. Yes, so

483
00:28:54.039 --> 00:28:58.480
that is what they do. That is the social engineering

484
00:28:58.519 --> 00:29:02.839
where the scammers use your emotions against you. They use

485
00:29:02.920 --> 00:29:07.640
your kind heartedness, your trusting nature against you. And you know,

486
00:29:07.759 --> 00:29:11.119
that's what we tell people in the presentations, is is

487
00:29:11.839 --> 00:29:14.440
And I'm in this category two. You know, as an

488
00:29:14.480 --> 00:29:19.759
older adult, how we grew up, right, we grew up

489
00:29:19.799 --> 00:29:23.599
in a world where we could trust people and then

490
00:29:23.720 --> 00:29:27.119
go and verify if if we even wanted to verify

491
00:29:27.160 --> 00:29:31.160
what was going on. We were kind hearted, We helped people,

492
00:29:31.240 --> 00:29:34.400
you know, we trusted that everybody had our best interest

493
00:29:34.440 --> 00:29:39.720
at heart. And back then, you know, ninety nine out

494
00:29:39.720 --> 00:29:43.400
of one hundred times we were good nine and a half,

495
00:29:43.599 --> 00:29:46.400
you know, I mean it was it was sometimes even

496
00:29:46.599 --> 00:29:50.039
ninety nine per se, you know, or whatever. But still

497
00:29:50.240 --> 00:29:54.519
you get the point, right. But and those are really

498
00:29:54.640 --> 00:29:59.200
great ways to be and habits to have. But mixing

499
00:29:59.240 --> 00:30:03.960
it in today's technology rich world, the scammers figured out

500
00:30:04.160 --> 00:30:08.000
how to take that and use it against us. And

501
00:30:08.240 --> 00:30:12.319
you know, I talked to people with about technology and stuff,

502
00:30:12.319 --> 00:30:14.240
and technology has its.

503
00:30:14.039 --> 00:30:15.920
Place in with scams.

504
00:30:15.960 --> 00:30:19.799
It can prevent you know, most scam calls from getting

505
00:30:19.799 --> 00:30:22.640
through your phone. You know, it can prevent, you know,

506
00:30:22.799 --> 00:30:30.319
certain things, but it doesn't prevent the social engineering because

507
00:30:30.839 --> 00:30:34.880
scammers can get you to bypass the technology. And they

508
00:30:34.920 --> 00:30:38.880
did that with this cryptocurrency. They knew that because you

509
00:30:38.920 --> 00:30:40.759
were a first time user, you were going to be

510
00:30:40.799 --> 00:30:44.000
limited to two thousand, so they found a way to

511
00:30:44.079 --> 00:30:48.720
bypass it and just it took you an hour, but

512
00:30:48.799 --> 00:30:53.279
they kept sending you new barcodes and had paid five transactions.

513
00:30:53.880 --> 00:30:58.359
So that's you know, it's that's the whole you know,

514
00:30:58.480 --> 00:31:02.319
social engineering part of it. So it's just and that's

515
00:31:02.359 --> 00:31:06.720
where what we do with the education is so critical,

516
00:31:07.559 --> 00:31:12.400
right to get people and to be able to pause

517
00:31:13.200 --> 00:31:19.319
and to think about things because that it is our

518
00:31:19.359 --> 00:31:24.920
emotions can make us. They put our mind in a

519
00:31:24.960 --> 00:31:29.920
totally different frame and we see the world differently through

520
00:31:29.960 --> 00:31:33.400
an emotional lens than a rational lens. I mean there

521
00:31:33.440 --> 00:31:36.519
have been times where I've made decisions based off of

522
00:31:36.559 --> 00:31:39.640
an emotion and then a couple hours later, I've gone

523
00:31:39.640 --> 00:31:42.319
back and went, oh, I don't know why I did that.

524
00:31:42.319 --> 00:31:45.240
That was you know, that was not the right thing

525
00:31:45.319 --> 00:31:45.720
to do.

526
00:31:45.880 --> 00:31:50.400
So, I mean it it happens to all of us.

527
00:31:50.799 --> 00:31:53.000
Yeah, so, I mean.

528
00:31:53.720 --> 00:32:00.279
Thank goodness you decided to go to the news right

529
00:32:00.400 --> 00:32:04.880
to where I think you're one of the few because

530
00:32:05.079 --> 00:32:07.720
most older adults don't want to talk about it. They

531
00:32:08.440 --> 00:32:12.319
don't want to they don't want anybody to know what happened.

532
00:32:12.319 --> 00:32:14.960
They're embarrassed, which if.

533
00:32:14.799 --> 00:32:18.720
I was in your shoes, and absolutely, I mean that

534
00:32:18.839 --> 00:32:22.119
is a natural response. But thank goodness she went to

535
00:32:22.200 --> 00:32:27.400
the news and this Bianca remembered the law and told

536
00:32:27.400 --> 00:32:28.079
you about it.

537
00:32:29.119 --> 00:32:31.279
That's that's phenomenal.

538
00:32:31.319 --> 00:32:34.480
And it's great that because I've wondered when I've talked

539
00:32:34.480 --> 00:32:37.079
about this law, I said, we're just going to have

540
00:32:37.119 --> 00:32:39.240
to wait and see over the next six to twelve

541
00:32:39.279 --> 00:32:45.640
months to see if people are really getting reimbursed, right,

542
00:32:47.279 --> 00:32:51.680
and then if they are a lot, If there's a

543
00:32:51.720 --> 00:32:54.400
lot of people getting reimbursed, then I look at it

544
00:32:54.440 --> 00:32:59.119
and go, well, at what point are these cryptocurrency companies,

545
00:32:59.160 --> 00:33:01.720
because it's my under standing they're the ones that own

546
00:33:01.799 --> 00:33:06.440
these machines. Are they going to say we're incurring too

547
00:33:06.440 --> 00:33:08.960
many losses here, We're just gonna we're going to be

548
00:33:09.000 --> 00:33:09.559
done with.

549
00:33:09.440 --> 00:33:12.839
This and not these machines. I don't know if you've

550
00:33:13.039 --> 00:33:13.559
you've seen.

551
00:33:13.599 --> 00:33:17.079
But there's about four or six states that have completely

552
00:33:17.119 --> 00:33:19.440
banned those machines.

553
00:33:20.319 --> 00:33:22.559
Right, and Air's almost not one of them.

554
00:33:22.640 --> 00:33:27.720
But we're at least making strides to make it more difficult. Yes,

555
00:33:27.920 --> 00:33:31.480
I would to be able to help the victim recover

556
00:33:31.759 --> 00:33:37.440
their losses, so right, yeah, But I just I'm so

557
00:33:37.559 --> 00:33:40.839
happy that you got your money back and you were

558
00:33:40.880 --> 00:33:43.240
willing to share your story. I know you've shared your

559
00:33:43.279 --> 00:33:47.519
story a few places. Thank you so much for being

560
00:33:47.599 --> 00:33:51.240
willing to come on ours and share your story.

561
00:33:52.759 --> 00:33:56.599
But is there any anything else that you think would

562
00:33:56.640 --> 00:33:57.400
be beneficial?

563
00:33:59.359 --> 00:34:08.199
Well, uh, I think, uh, just uh, when you know,

564
00:34:08.719 --> 00:34:11.280
when you're unsure, just maybe.

565
00:34:11.039 --> 00:34:16.079
Hang up and hang up, hang the phone up. Uh.

566
00:34:16.119 --> 00:34:20.280
And that's about it really, And I'm glad. I was

567
00:34:20.320 --> 00:34:24.760
thinking that it would be good in doctors' offices maybe

568
00:34:25.519 --> 00:34:28.440
to incorporate, you know, the latest scams, just you know,

569
00:34:28.519 --> 00:34:30.480
letting people know that might not be a bad idea

570
00:34:30.519 --> 00:34:32.079
when people go and for their visits.

571
00:34:32.320 --> 00:34:37.119
Yeah, that's something with our increased partnership with our tual health,

572
00:34:37.159 --> 00:34:40.440
We're going to be putting some posters together to hang

573
00:34:40.679 --> 00:34:41.880
in their office.

574
00:34:42.519 --> 00:34:44.320
Just people to start thinking.

575
00:34:44.920 --> 00:34:50.239
Yeah, absolutely, yeah, because the more we see it hear it,

576
00:34:50.440 --> 00:34:51.079
read it.

577
00:34:52.360 --> 00:34:56.440
More things to have it when they say that it

578
00:34:56.559 --> 00:34:59.719
takes three weeks of doing something on a regular basis

579
00:34:59.840 --> 00:35:02.920
or hearing it or seeing it become a habit.

580
00:35:03.199 --> 00:35:06.719
So yeah, yeah, that's one of our goals is just

581
00:35:06.760 --> 00:35:09.519
to make That's why we have so many different platforms

582
00:35:09.559 --> 00:35:14.079
that people can get information, they can continue to hear

583
00:35:14.159 --> 00:35:16.679
it and see it all of that.

584
00:35:16.800 --> 00:35:19.880
Read it so well.

585
00:35:19.880 --> 00:35:22.960
Again, Gail, I can't thank you enough for wanting to

586
00:35:23.000 --> 00:35:26.719
come on and share your story. I think this is

587
00:35:26.840 --> 00:35:32.599
phenomenal your experience and also getting this information out there

588
00:35:32.599 --> 00:35:35.320
again about this new law and that thirty days is

589
00:35:35.360 --> 00:35:39.800
critical and making sure you do follow the.

590
00:35:39.719 --> 00:35:45.079
Steps, and so happy that the cryptocurrency company literally took

591
00:35:45.119 --> 00:35:50.280
two days and you got to check. That was phenomenal.

592
00:35:50.440 --> 00:35:54.880
So thank you again, and I hope we can stay

593
00:35:54.880 --> 00:35:57.960
in touch. Okay, that would be great. Thank you so much, Joy,

594
00:35:58.360 --> 00:36:00.480
thank you, bye bye.

595
00:36:05.920 --> 00:36:10.119
All right everyone. Wow, that was a lot of information.

596
00:36:10.440 --> 00:36:13.400
So happy for Gail that she was able to recover

597
00:36:13.519 --> 00:36:18.719
her money. I wish she didn't didn't go through what

598
00:36:18.800 --> 00:36:22.320
she went through because I'm sure it was very draining

599
00:36:22.440 --> 00:36:25.960
and very emotional. Thank goodness for the manager at the

600
00:36:26.000 --> 00:36:28.840
bank the second location that she went to that was

601
00:36:28.880 --> 00:36:32.000
able to recognize what was going on and take her

602
00:36:32.039 --> 00:36:35.840
aside and talk to her in all of that stuff.

603
00:36:36.920 --> 00:36:40.000
So don't forget about that new law that we have

604
00:36:40.119 --> 00:36:44.679
here in Arizona with the cryptocurrency ATM machines. If after

605
00:36:44.760 --> 00:36:47.440
you have put money in, hopefully you don't put money

606
00:36:47.480 --> 00:36:50.039
in one of the machines, but if you have and

607
00:36:50.119 --> 00:36:53.440
you realize, even if it's a couple of weeks after,

608
00:36:53.599 --> 00:36:57.800
that's still within the thirty day window, report it right away.

609
00:36:58.000 --> 00:36:58.760
Gail went to.

610
00:36:58.760 --> 00:37:02.360
The police and the Jorney General does not go to

611
00:37:02.400 --> 00:37:05.320
both report it. And then you get a copy of

612
00:37:05.360 --> 00:37:10.119
your reports, and you call that owner of that cryptocurrency

613
00:37:10.159 --> 00:37:13.360
machine and you give them all of the information, and

614
00:37:13.679 --> 00:37:17.239
by law in Arizona, they're supposed to refund the money

615
00:37:17.719 --> 00:37:19.760
to you. And it only took a couple days and

616
00:37:19.800 --> 00:37:22.840
she got her nine two hundred and sixty dollars back.

617
00:37:23.400 --> 00:37:26.639
So don't forget about that law if you want. I

618
00:37:26.679 --> 00:37:30.039
don't know the actual number of the law. It went

619
00:37:30.079 --> 00:37:33.239
into effect September twenty sixth of twenty twenty five. But

620
00:37:33.280 --> 00:37:38.840
if you just google new cryptocurrency atm KIOSK law in Arizona.

621
00:37:39.280 --> 00:37:41.840
There's a lot of information out there about it. You

622
00:37:41.880 --> 00:37:45.920
can go through it, and you have to keep your receipts.

623
00:37:46.039 --> 00:37:51.039
And Gail had all five of her receipts because they

624
00:37:51.159 --> 00:37:54.480
had her do five transactions because she was limited to

625
00:37:54.559 --> 00:37:57.039
two thousand on each transaction.

626
00:37:57.280 --> 00:38:00.599
So that was a way the scammers got around that.

627
00:38:01.079 --> 00:38:06.400
That part of a new law with those limits is

628
00:38:06.440 --> 00:38:09.039
they just kept sending her new barcodes as if it

629
00:38:09.119 --> 00:38:11.400
was an because it was a new transaction.

630
00:38:12.159 --> 00:38:13.960
So keep those receipts.

631
00:38:15.280 --> 00:38:18.760
Don't forget to get on our website at Roseadvocacy dot org.

632
00:38:19.320 --> 00:38:21.880
You'll find all our social media links. Scroll down to

633
00:38:21.920 --> 00:38:24.280
the bottom of the homepage. Sign up for those newsletters.

634
00:38:24.519 --> 00:38:27.559
We have one via email, one in the mail, and

635
00:38:27.960 --> 00:38:31.159
don't forget. If you are near an Archwell Health location,

636
00:38:31.679 --> 00:38:34.039
go in there take a tour. They're more than happy

637
00:38:34.039 --> 00:38:35.840
to give you a tour and talk to you about

638
00:38:36.000 --> 00:38:41.280
about what they do. Medicare only primary care physicians. I've

639
00:38:41.519 --> 00:38:43.960
I've taken a tour of many of the facilities and

640
00:38:44.000 --> 00:38:47.159
you will see they have thought of every little detail

641
00:38:47.639 --> 00:38:51.159
when it comes to older adults and reducing anxiety about

642
00:38:51.159 --> 00:38:54.679
going to the doctors, and I believe they even have

643
00:38:54.840 --> 00:39:00.440
transportation options as well. Wonderful company. Next week we're going

644
00:39:00.519 --> 00:39:03.440
to have another guest on Patrick. He's going to talk

645
00:39:03.480 --> 00:39:11.000
about some technology that they have that they've developed. The

646
00:39:11.079 --> 00:39:14.039
name of the company is Savvy s a v I.

647
00:39:14.960 --> 00:39:18.440
So until next week when we talk about the technology

648
00:39:18.440 --> 00:39:20.599
with Patrick, everybody have a great week.

649
00:39:20.840 --> 00:39:21.239
Thank you.

650
00:39:23.000 --> 00:39:26.000
Well that's all the knowledge for this episode. Tune in

651
00:39:26.199 --> 00:39:30.280
every Tuesday at eight am Pacific time on KFOURHD Radio

652
00:39:30.440 --> 00:39:35.159
at KFOURHD dot com as Joyce explores a variety of knowledge.

653
00:39:35.199 --> 00:39:38.760
So you have the power to make scam protection your

654
00:39:38.920 --> 00:39:42.559
healthy habit. And until then, feel free to reach out

655
00:39:42.559 --> 00:39:45.159
to Joyce and let's talk about scams.