Dec. 23, 2025

Empowering Conversations About Scams

Empowering Conversations About Scams

Conversations about scams usually happen after your loved one has become a victim and these conversations are not always positive nor productive.

Join us as we discuss how to have conversations about scams with your loved ones that empower you both.

Happy Holidays!

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).

Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.

WEBVTT

1
00:00:01.040 --> 00:00:04.639
This program is designed to provide general information with regards

2
00:00:04.639 --> 00:00:07.639
to the subject matters covered. This information is given with

3
00:00:07.679 --> 00:00:12.039
the understanding that neither the hosts, guests, sponsors, or station

4
00:00:12.279 --> 00:00:17.480
are engaged in rendering any specific and personal medical, financial,

5
00:00:17.800 --> 00:00:22.760
legal counseling, professional service, or any advice. You should seek

6
00:00:22.800 --> 00:00:26.879
the services of competent professionals before applying or trying any

7
00:00:27.000 --> 00:00:32.799
suggested ideas. The information contained in this podcast is intended

8
00:00:32.799 --> 00:00:36.039
for informational purposes only and is not a substitute for

9
00:00:36.079 --> 00:00:40.439
individual professional legal advice. The podcast information was carefully compiled

10
00:00:40.439 --> 00:00:44.600
from BETTED sources and references. However, Rose Resources outreach to

11
00:00:44.679 --> 00:00:47.640
safeguard the elderly cannot guarantee that you will not fall

12
00:00:47.719 --> 00:00:49.520
victim to a scam.

13
00:00:50.320 --> 00:00:54.200
Let's talk about scams. It's the must listen show for

14
00:00:54.560 --> 00:00:57.679
anyone who wants to protect themselves and their loved ones

15
00:00:57.719 --> 00:01:03.159
from scams. Every Tuesday am Pacific time on kfour HD Radio,

16
00:01:03.439 --> 00:01:07.840
Joyce Petrowski, founder of Rose, and her guests will provide

17
00:01:08.040 --> 00:01:12.640
valuable insights and practical tips on how to recognize and

18
00:01:12.799 --> 00:01:17.000
protect yourself from scams. And now here is your host,

19
00:01:17.560 --> 00:01:18.680
Joyce Petrowski.

20
00:01:20.120 --> 00:01:24.079
Welcome back everyone, I'm Joyce Petrowski, founder of Rose Resources

21
00:01:24.159 --> 00:01:27.680
Outreach to Safeguard the Elderly. You can find more information

22
00:01:27.760 --> 00:01:31.519
on our website at Roseadvocacy dot org. Click the subscribe

23
00:01:31.560 --> 00:01:34.079
button so you don't miss an episode of this show.

24
00:01:34.519 --> 00:01:36.799
You can find all of our previous episodes on our

25
00:01:36.840 --> 00:01:41.319
YouTube channel, and all of our social media channels are

26
00:01:41.359 --> 00:01:45.319
on our homepage of our website again, Roseadvocacy dot Org.

27
00:01:45.680 --> 00:01:47.560
Scroll down to the bottom of the homepage and you're

28
00:01:47.560 --> 00:01:51.000
going to see where you can sign up for our newsletters.

29
00:01:51.000 --> 00:01:53.480
We have one that is sent in the mail at

30
00:01:53.480 --> 00:01:55.640
the beginning of every month, and then we have one

31
00:01:55.640 --> 00:01:58.680
that comes out at the beginning of the month via email,

32
00:01:59.680 --> 00:02:02.480
and every Tuesday morning at nine point fifteen, you're going

33
00:02:02.560 --> 00:02:05.400
to get that Tuesday Tip. So that's coming up here.

34
00:02:05.439 --> 00:02:08.759
In about twelve thirteen minutes, you'll get that Tuesday Tip

35
00:02:08.800 --> 00:02:11.280
in your inbox, and we're going to talk a little

36
00:02:11.280 --> 00:02:18.840
bit more about that today. So today's title empowering Conversations

37
00:02:19.000 --> 00:02:23.800
about scams with your loved ones. So an ounce of

38
00:02:23.840 --> 00:02:27.800
prevention is worth a pound of cure. We've heard that

39
00:02:28.039 --> 00:02:33.560
a lot. What's that mean. Well, it emphasizes taking proactive

40
00:02:33.639 --> 00:02:40.159
measures to prevent problems, and that's far more effective and

41
00:02:40.360 --> 00:02:45.400
easier than trying to fix them, fix the problems after

42
00:02:45.479 --> 00:02:49.639
they occur. So we think about this, especially with this

43
00:02:50.400 --> 00:02:52.879
saying an ounce of prevention is worth a pound of cure.

44
00:02:53.360 --> 00:02:57.639
In healthcare, we go to our regular health checkups, whether

45
00:02:57.639 --> 00:03:01.120
they're annual, you know, twice a year year, however often

46
00:03:01.120 --> 00:03:03.919
you go when you feel sick, you know, you go

47
00:03:04.000 --> 00:03:08.599
to the urgent care, you go to the doctors. You know.

48
00:03:08.639 --> 00:03:12.159
Some people get the flu shot as a preventative. Some

49
00:03:12.199 --> 00:03:14.960
people get other you know, other I think there's a

50
00:03:15.000 --> 00:03:17.000
shingle shot. There's a bunch of different things out there.

51
00:03:17.120 --> 00:03:20.800
Vaccines you can get. It's you know, everyone's choice whether

52
00:03:20.800 --> 00:03:23.960
they get them or not. But let's think about it.

53
00:03:23.960 --> 00:03:30.000
In other cases, we take care of our vehicles. We

54
00:03:30.120 --> 00:03:34.639
get the maintenance done on it, you get the oil change,

55
00:03:34.759 --> 00:03:40.520
you get the brakes replaced, different things like that. Also,

56
00:03:40.639 --> 00:03:45.599
when you're out there driving, we use defensive driving. You know,

57
00:03:46.360 --> 00:03:48.400
we use it all the time, whether you think about

58
00:03:48.400 --> 00:03:53.319
it or not. Especially if you see something happening, you're

59
00:03:53.319 --> 00:03:57.159
going to use your defensive driving to avoid being in

60
00:03:57.400 --> 00:04:05.360
an accident. So let's use this with scam prevention as well,

61
00:04:06.439 --> 00:04:09.080
So I get it. Scams they're not a fun topic

62
00:04:09.280 --> 00:04:12.439
to talk about. We don't like to accept the fact

63
00:04:12.479 --> 00:04:16.959
that we're vulnerable and that, yes, we can fall victim

64
00:04:17.480 --> 00:04:21.759
to scams. A lot of people say after they've fallen

65
00:04:21.839 --> 00:04:24.800
victim to a scam that they feel stupid that they

66
00:04:24.839 --> 00:04:30.480
fell victim. It's a normal reaction. But you have to

67
00:04:30.519 --> 00:04:33.680
understand scams have nothing to do with intelligence. It's all

68
00:04:33.720 --> 00:04:37.000
emotional based. So you're thinking out of emotions. You're not

69
00:04:37.079 --> 00:04:40.000
thinking out of your rational state where you would make

70
00:04:40.079 --> 00:04:43.839
an intelligent decision. I think we can all think back

71
00:04:43.879 --> 00:04:47.000
to when we've made decisions out of emotions and then

72
00:04:47.160 --> 00:04:50.839
whether it's two hours later, a day later, we realize

73
00:04:51.879 --> 00:04:54.399
the decision we made, we're in our rational state, we

74
00:04:54.519 --> 00:04:56.519
thought about it some more, and we've got oh, I

75
00:04:56.519 --> 00:05:00.279
would have made a totally different decision. We have to

76
00:05:00.279 --> 00:05:04.160
apply this with scams as well, you know. And yeah,

77
00:05:04.199 --> 00:05:08.000
scams are not fun to talk about. Diseases are fun

78
00:05:08.040 --> 00:05:11.160
to talk about either, nor car accidents. But we take

79
00:05:11.199 --> 00:05:15.560
preventative measures like I talked about before, getting regular checkups

80
00:05:15.560 --> 00:05:19.000
and maintaining our car and defensive driving, you know, in

81
00:05:19.120 --> 00:05:26.519
order to avoid in order to avoid fixing the problem

82
00:05:26.560 --> 00:05:29.680
after they occur, right, fixing your vehicle after an accident,

83
00:05:29.800 --> 00:05:33.040
fixing your vehicle after if you don't change the oil,

84
00:05:34.319 --> 00:05:43.079
all of that stuff. So excuse me. So what is

85
00:05:43.920 --> 00:05:51.439
what's a way to learn more about scams? Well, scam

86
00:05:51.480 --> 00:05:58.759
prevention measures. Big one is awareness and education. Social engineering

87
00:05:58.800 --> 00:06:04.920
plays a large role in scams. Social engineering exploits your

88
00:06:05.000 --> 00:06:10.000
human behavior, your emotions. The scammers do in order to

89
00:06:10.040 --> 00:06:15.199
get your personal identifiable information and your money. You know,

90
00:06:15.279 --> 00:06:19.759
if they're trying to get your personal identifiable information, they're

91
00:06:19.759 --> 00:06:25.199
doing it to steal your identity to get money. Maybe

92
00:06:25.199 --> 00:06:28.199
they haven't gotten money directly from you, but stealing your

93
00:06:28.240 --> 00:06:31.199
identity they can go out and get credit and they

94
00:06:31.199 --> 00:06:33.759
can get credit cards and loans and all kinds of

95
00:06:33.800 --> 00:06:38.560
stuff in your name. But they're getting the money, they're

96
00:06:38.560 --> 00:06:41.600
getting the asset, whatever it is, and you're left footing

97
00:06:41.600 --> 00:06:46.040
the bill. So identity theft has to do with money

98
00:06:46.199 --> 00:06:50.800
as well. So was looking at a security dot org

99
00:06:50.920 --> 00:06:53.759
article that was updated on December third of this year.

100
00:06:54.240 --> 00:06:57.319
Was looking at it this morning, and it says every

101
00:06:57.480 --> 00:07:03.079
four point nine seconds someone becomes a victim of identity

102
00:07:03.120 --> 00:07:06.759
theft in the United states. We're not talking about four

103
00:07:06.839 --> 00:07:10.319
or five days, four or five weeks, months, four or

104
00:07:10.319 --> 00:07:16.560
five hours, it's four point nine seconds. That's a lot

105
00:07:16.639 --> 00:07:22.199
of victims. Now, I'm not saying that scam prevention is

106
00:07:22.240 --> 00:07:26.120
going to prevent one hundred percent of the scams, but

107
00:07:26.360 --> 00:07:30.040
it is going to prevent a lot of them. Getting

108
00:07:30.079 --> 00:07:34.120
you more aware of what's going on out there, aware

109
00:07:34.240 --> 00:07:37.079
of the protection tools you can put in place, things

110
00:07:37.079 --> 00:07:46.839
you can do that can help you all develop a

111
00:07:46.879 --> 00:07:53.600
healthy skepticism and make scam prevention a habit. So how

112
00:07:53.639 --> 00:07:56.720
can we be proactive with scam prevention? Well, as I

113
00:07:56.720 --> 00:08:01.519
said before, awareness and education that's the key. Yes, they can.

114
00:08:01.759 --> 00:08:04.120
There's a lot of new technology that comes out, and

115
00:08:04.160 --> 00:08:06.439
there's a lot of people you know, using AI for

116
00:08:06.519 --> 00:08:09.680
this new technology to do text scams and all of

117
00:08:09.680 --> 00:08:13.839
that is great, but social engineering plays a big, big

118
00:08:13.959 --> 00:08:19.040
role in scams, and so getting people to regularly talk

119
00:08:19.319 --> 00:08:24.920
about scams, you know, and and you know, we understand

120
00:08:25.079 --> 00:08:29.959
everybody's busy, especially this time of the year, but whether

121
00:08:30.000 --> 00:08:33.559
you're physically with your loved ones or you're talking with

122
00:08:33.600 --> 00:08:36.919
them on the phone or a face chat you can have,

123
00:08:37.120 --> 00:08:41.480
you can bring scam prevention into the conversation, but you

124
00:08:41.519 --> 00:08:45.840
don't want that conversation to be to come off as

125
00:08:46.600 --> 00:08:53.000
judgmental or negative. You know, you don't want to every

126
00:08:53.000 --> 00:08:56.559
time you mentioned scams, say don't click on links, don't

127
00:08:56.600 --> 00:09:00.279
respond to text or emails or phone. You know, don't

128
00:09:00.320 --> 00:09:02.679
answer the phone if you don't know who's calling. All

129
00:09:02.720 --> 00:09:07.080
those types of negatives, those don't don't, don't, don't things,

130
00:09:10.000 --> 00:09:12.440
those can come across as very negative. They can come

131
00:09:12.480 --> 00:09:17.200
across as judgmental. You know a lot of different ways.

132
00:09:18.480 --> 00:09:21.240
So you want to make it conversational. You want to

133
00:09:21.279 --> 00:09:25.320
talk in a positive way about scams so you can

134
00:09:25.360 --> 00:09:30.399
help build that healthy skepticism and make scam prevention a habit.

135
00:09:31.399 --> 00:09:35.159
The more we hear something, the more it becomes a habit.

136
00:09:36.559 --> 00:09:41.120
Reinforce that you're there to help, not judge, and let

137
00:09:41.120 --> 00:09:43.840
them know that they can talk to you. You can

138
00:09:43.879 --> 00:09:48.320
be their trusted person even if they accidentally clicked on

139
00:09:48.360 --> 00:09:51.639
a link, if they accidentally responded to a text and

140
00:09:51.720 --> 00:09:54.639
realized it after that, let them know that they could.

141
00:09:54.679 --> 00:09:57.039
You're not gonna You're not gonna have You're not going

142
00:09:57.120 --> 00:09:59.799
to judge them. You're not going to get upset angry

143
00:10:00.360 --> 00:10:02.120
that you know you want to be able to help

144
00:10:02.159 --> 00:10:07.679
them mitigate any damages. You can be their trusted person,

145
00:10:07.840 --> 00:10:13.039
as I said, So, I guess the next question is

146
00:10:13.039 --> 00:10:16.639
going to be, well, where can I, you know, find

147
00:10:16.679 --> 00:10:22.480
all this information to talk about? You know what. Obviously,

148
00:10:22.519 --> 00:10:24.240
you can look things up on the internet. You can

149
00:10:24.279 --> 00:10:27.120
google it, and you can put a scam a specific scam,

150
00:10:27.120 --> 00:10:29.159
and you're going to find a lot of information out there.

151
00:10:29.200 --> 00:10:32.759
You can look up scam prevention tips. You're going to

152
00:10:32.799 --> 00:10:36.360
find a lot of information out there. But we've got

153
00:10:36.399 --> 00:10:39.879
you covered on that. As I said in the introduction,

154
00:10:40.600 --> 00:10:44.200
we have the Tuesday tip that comes out every week

155
00:10:44.600 --> 00:10:48.200
in your email inbox, and you might already know the tip,

156
00:10:48.519 --> 00:10:54.120
but it's reinforcing your healthy skepticism. It's reinforcing your scam prevention,

157
00:10:54.960 --> 00:10:58.639
making it a habit, and that right there is going

158
00:10:58.679 --> 00:11:02.720
to give you a conversation starter on what to talk

159
00:11:02.759 --> 00:11:06.519
about that week with your loved one. You can follow

160
00:11:06.600 --> 00:11:13.240
us on Instagram, YouTube, Facebook, LinkedIn. We are actively growing

161
00:11:13.279 --> 00:11:16.200
our YouTube page. I see we've got some more subscribers,

162
00:11:16.200 --> 00:11:18.720
but we're still trying to hit that one hundred subscriber mark.

163
00:11:18.840 --> 00:11:23.919
So please subscribe to our YouTube page. You'll have all

164
00:11:23.919 --> 00:11:28.639
the episodes of this show, the full show each week.

165
00:11:28.679 --> 00:11:31.759
But then you also can look at the shorts in there,

166
00:11:31.879 --> 00:11:34.240
which you're i know, anywhere from about thirty to fifty

167
00:11:34.240 --> 00:11:37.399
five seconds. That kind of gives you a highlight of

168
00:11:37.519 --> 00:11:41.960
the show. And so I'm going to share my screen

169
00:11:42.799 --> 00:11:46.519
and I'm just going to look at Facebook, our Facebook account,

170
00:11:47.159 --> 00:11:55.559
so you can see just some different ideas on what

171
00:11:55.639 --> 00:11:58.120
you can look at. So this is our Facebook account,

172
00:11:59.039 --> 00:12:03.639
so you can see yesterday we posted a scam alert

173
00:12:03.679 --> 00:12:06.759
about a new phone return scam. This right here could

174
00:12:06.799 --> 00:12:10.679
be a talking point for this week. You know a

175
00:12:10.720 --> 00:12:13.440
lot of people get new phones for Christmas, but there's

176
00:12:13.519 --> 00:12:18.240
this new phone return fraud that's out there. We give

177
00:12:18.320 --> 00:12:22.879
tips on what you can do. This right here is

178
00:12:23.159 --> 00:12:26.720
just some information on our year end giving campaign which

179
00:12:26.759 --> 00:12:30.320
we are actively working with that today, as are a

180
00:12:30.360 --> 00:12:34.639
lot of nonprofits are actively working on their year end campaign.

181
00:12:34.879 --> 00:12:38.399
If you're willing and able to support us, that would

182
00:12:38.440 --> 00:12:41.000
be awesome. Every dollar matters. You just go to this

183
00:12:41.159 --> 00:12:44.360
link here on our homepage, go under the donate and

184
00:12:44.399 --> 00:12:48.960
then year end Giving. All the information is there. Let's

185
00:12:48.960 --> 00:12:52.360
hear last week or yep, that was last Friday. There's

186
00:12:52.360 --> 00:12:55.759
some holiday phishing scams. You know, we give you information

187
00:12:55.879 --> 00:13:00.799
on that. Last week get data breach. Petco has had

188
00:13:01.720 --> 00:13:05.519
a data breach, and let's look at the information that

189
00:13:05.559 --> 00:13:10.320
we give informations potentially exposed includes names, so security numbers,

190
00:13:10.399 --> 00:13:13.720
driver's license, dates of birth, financial account details, credit and

191
00:13:13.759 --> 00:13:18.080
debit card numbers. So what can you do? Well, if

192
00:13:18.120 --> 00:13:20.840
you haven't placed a credit freeze and you want to

193
00:13:20.879 --> 00:13:23.600
do that, go to all three of the credit reporting

194
00:13:23.639 --> 00:13:27.240
agencies and place a credit freeze on your credit so

195
00:13:27.559 --> 00:13:32.120
someone gets your credit or debit card numbers. Or no,

196
00:13:32.159 --> 00:13:36.960
I'm sorry, so someone can't take credit out in your name,

197
00:13:37.120 --> 00:13:40.720
getting a new credit card, you know, buying a car

198
00:13:40.840 --> 00:13:43.399
and taking a loan out for it. You can also

199
00:13:43.440 --> 00:13:46.639
put alerts on your credit cards so you get notified

200
00:13:46.679 --> 00:13:49.919
of all the transactions. It doesn't prevent the credit card

201
00:13:49.960 --> 00:13:54.000
fraud from happening, but it lets you know every transactions

202
00:13:54.080 --> 00:13:57.200
so you can mitigate the damages. You can go in

203
00:13:57.399 --> 00:14:00.720
and monitor your credit reports on a regular or basis,

204
00:14:01.240 --> 00:14:03.960
make sure all of the active credit that's on your

205
00:14:03.960 --> 00:14:07.919
report is actually your credit. If you see something there

206
00:14:07.960 --> 00:14:11.879
that's fraudulent, you can take steps with identity theft to

207
00:14:12.000 --> 00:14:15.720
work through and get that credit off of your account.

208
00:14:17.000 --> 00:14:19.559
Be very careful that you know, with any type of

209
00:14:19.639 --> 00:14:22.799
data breach, there's going to be an increase in phishing

210
00:14:22.840 --> 00:14:28.440
scams attempting to get your information or attempting especially attempting

211
00:14:28.519 --> 00:14:32.000
to get you to, you know, give them access to

212
00:14:32.039 --> 00:14:37.320
your computer. So a lot of different information. This is

213
00:14:37.320 --> 00:14:40.759
a video of mine, but you'll see information where I'm

214
00:14:40.799 --> 00:14:44.720
on people's podcast and we talk about different things. Now,

215
00:14:44.720 --> 00:14:46.960
this is interesting here and I don't know if you

216
00:14:46.960 --> 00:14:50.279
guys have seen this in the stores. Last week we

217
00:14:50.360 --> 00:14:53.039
put it out about I happened to be visiting a

218
00:14:53.039 --> 00:14:55.600
grocery store and I was actually looking for an Amazon

219
00:14:55.639 --> 00:14:58.240
gift card. So look at this new holder where you

220
00:14:58.320 --> 00:15:01.360
actually have to pull the cards through the slot and

221
00:15:01.399 --> 00:15:05.679
it rips that little handle there on the cardboard on

222
00:15:05.720 --> 00:15:08.840
the outside of the card. This is great because if

223
00:15:08.879 --> 00:15:11.559
you happen to see one of the cards lying there

224
00:15:11.639 --> 00:15:16.200
and that slot there on the cardboard has been broken,

225
00:15:16.320 --> 00:15:18.559
then you know someone's pulled it out of there. Do

226
00:15:18.600 --> 00:15:21.039
you know if they've done something like if they've scanned

227
00:15:21.080 --> 00:15:23.639
the information on the gift card, so then if you're

228
00:15:23.720 --> 00:15:26.159
to buy it and activate it, they now have access

229
00:15:26.200 --> 00:15:28.200
to that money on that card and they spend it

230
00:15:29.039 --> 00:15:31.200
before you can even spend it or give it away

231
00:15:31.240 --> 00:15:33.960
as a gift, and you're the person you gave it

232
00:15:34.000 --> 00:15:36.519
to can spend it. So this is great. Now, this

233
00:15:36.759 --> 00:15:40.080
particular grocery store didn't have it on all of their

234
00:15:40.120 --> 00:15:43.559
gift card holders, but I'm hoping that over time they

235
00:15:43.600 --> 00:15:45.639
are going to have it on all of the gift cards.

236
00:15:47.080 --> 00:15:48.840
It would be nice if they put the gift cards

237
00:15:48.879 --> 00:15:52.840
behind the customer service and you had to go to

238
00:15:52.840 --> 00:15:55.519
customer service. I don't know that that's going to happen,

239
00:15:55.600 --> 00:15:58.600
but let us know if you've seen these. I also

240
00:15:58.639 --> 00:16:00.919
saw it on the You know, the stores sell the

241
00:16:00.960 --> 00:16:03.840
Visa MasterCard, but there's a lot of stores that sell

242
00:16:03.919 --> 00:16:06.519
gift cards. Like I said, I happen to be at

243
00:16:06.519 --> 00:16:09.759
a grocery store Fries and saw this. Let me know

244
00:16:09.759 --> 00:16:12.159
if the grocery store you go to has these, or

245
00:16:12.200 --> 00:16:14.519
maybe you go to a different store to buy gift cards,

246
00:16:14.840 --> 00:16:16.720
let me know if you've seen them there as well.

247
00:16:16.960 --> 00:16:20.799
It's a deterrent. We have our events on there as well.

248
00:16:20.799 --> 00:16:22.399
We got the golf tournament coming up.

249
00:16:22.720 --> 00:16:22.919
You know.

250
00:16:23.000 --> 00:16:26.799
Here's another. On December eleventh, a new scam alert about

251
00:16:26.840 --> 00:16:31.639
fake kidnapping scams where they use they're using social media

252
00:16:31.720 --> 00:16:36.720
posts and missing person searches to stage fake kidnapping schemes. Again,

253
00:16:36.759 --> 00:16:39.200
they create panic to try to get you to pay money.

254
00:16:41.200 --> 00:16:44.440
How to secure your cell phones. You know, job scams

255
00:16:44.480 --> 00:16:47.759
meet aging scams. There's a lot of information on our

256
00:16:47.799 --> 00:16:52.039
social media, on our emails that we send out that

257
00:16:52.240 --> 00:16:57.639
can give you conversation starters in order to have these

258
00:16:57.679 --> 00:17:05.519
conversations with your loved ones. And let me go to

259
00:17:05.960 --> 00:17:12.680
our website here and I can show you so right

260
00:17:12.720 --> 00:17:15.839
here's the homepage of our website. As I said on

261
00:17:15.880 --> 00:17:18.880
that donate button, there's donate here, go down to year

262
00:17:18.960 --> 00:17:23.200
end giving. If you're looking for our events, you can

263
00:17:23.240 --> 00:17:27.839
go down here and you'll find our golf tournament. We

264
00:17:27.920 --> 00:17:31.160
have some resources. I am working on getting those updated,

265
00:17:31.839 --> 00:17:34.400
so those will be updated hopefully over the next couple

266
00:17:34.440 --> 00:17:39.519
of weeks. You can find our social media channels right there.

267
00:17:39.599 --> 00:17:41.680
You can click on them and go and hit subscribe.

268
00:17:42.039 --> 00:17:47.839
You can see that we're platinum. We've been given platinum

269
00:17:49.400 --> 00:17:53.200
for Candid, which is guide Star. And if you scroll

270
00:17:53.240 --> 00:17:58.160
all the way down to the bottom here, you can

271
00:17:58.200 --> 00:18:05.319
download our safety checklist and stay connected to with our

272
00:18:05.559 --> 00:18:08.079
uh to us with our latest news and information. So

273
00:18:08.160 --> 00:18:10.920
this is our mailing list. So you can put your

274
00:18:11.759 --> 00:18:17.559
our email list first name, last name, email address, hit subscribe.

275
00:18:17.599 --> 00:18:20.680
You can download our safety checklist over here. Don't want

276
00:18:20.720 --> 00:18:24.400
to get things in emails. Email box is always overflowing

277
00:18:24.400 --> 00:18:26.119
and you can't get to everything. Maybe you want to

278
00:18:26.160 --> 00:18:29.200
have it mailed to you. We need your first and

279
00:18:29.279 --> 00:18:32.279
last name and your address and then your email and

280
00:18:33.319 --> 00:18:36.319
hit sign up and you are. You're good to go.

281
00:18:36.400 --> 00:18:39.880
We will add you to the list our database for

282
00:18:40.000 --> 00:18:43.319
the mailed newsletters. A bunch of other stuff down here,

283
00:18:43.359 --> 00:18:48.799
but giving you the gist of it. So again, I'm

284
00:18:48.799 --> 00:18:52.000
all right, I'm gonna stop sharing here, but you get

285
00:18:52.039 --> 00:18:55.720
the idea on you know, you can go search. So say,

286
00:18:55.759 --> 00:19:00.400
for instance, you see some information about gift cards scams,

287
00:19:01.160 --> 00:19:03.720
and you want to talk to your loved one about

288
00:19:03.799 --> 00:19:07.079
these new gift card holders, you know, at the grocery store,

289
00:19:07.119 --> 00:19:09.599
and make sure that you only take them. You're the

290
00:19:09.599 --> 00:19:11.640
one taking them off and you're not just taking the

291
00:19:11.680 --> 00:19:14.720
ones laying there. It's a deterrent for the scammers to

292
00:19:16.359 --> 00:19:22.039
do something bad with the gift card. And say, maybe

293
00:19:22.039 --> 00:19:24.240
you want to get an idea you know as to

294
00:19:24.359 --> 00:19:26.599
just how bad the gift card scams are. You can

295
00:19:26.640 --> 00:19:29.720
search that on Google, or you could say gift card

296
00:19:29.799 --> 00:19:33.559
scam victims twenty twenty five, and you're going to find

297
00:19:33.839 --> 00:19:37.519
some information about victims who have shared their story. They

298
00:19:37.559 --> 00:19:39.799
could be doing it in a video or an article,

299
00:19:41.279 --> 00:19:45.519
but you can find information like that. If you you know,

300
00:19:45.599 --> 00:19:50.119
want to find out like romance scam victims or investment

301
00:19:50.200 --> 00:19:55.640
scam crypto victims, you can look that up. You know,

302
00:19:55.680 --> 00:19:59.559
you can look up the information about the new cryptocurrency

303
00:19:59.720 --> 00:20:03.119
law that went into effect in Arizona at the end

304
00:20:03.119 --> 00:20:05.759
of September. You can Google that and you can get

305
00:20:05.799 --> 00:20:08.160
to the I think it's a Better Business Bureau also

306
00:20:08.240 --> 00:20:13.319
the I'm not sure if the Arizona Corporation Commission has

307
00:20:13.359 --> 00:20:14.720
it on there, but I know I saw it on

308
00:20:14.759 --> 00:20:16.799
the Better Business Bureau. But you can get to the

309
00:20:16.839 --> 00:20:21.599
Attorney General site that has all this information on there

310
00:20:21.759 --> 00:20:25.279
and about this new crypto law that went into effect

311
00:20:25.359 --> 00:20:31.960
and the possibility if you follow all of the requirements

312
00:20:32.359 --> 00:20:35.759
that you might be able to get part of your

313
00:20:35.920 --> 00:20:45.519
losses back if you've been scammed through cryptocurrency. So you

314
00:20:45.559 --> 00:20:49.559
can also take our information on you can take our

315
00:20:49.599 --> 00:20:52.119
social media pages and forward them to your friends and

316
00:20:52.200 --> 00:20:55.240
family members and say, hey, this is really good information.

317
00:20:55.359 --> 00:20:58.240
You should subscribe to learn more and keep up to

318
00:20:58.319 --> 00:21:02.400
date on what's going on because scams have gotten out

319
00:21:02.400 --> 00:21:06.880
of control. You can take our newsletters and forward them

320
00:21:06.880 --> 00:21:09.799
to family and friends. They can there's a subscribe button

321
00:21:09.839 --> 00:21:13.000
down at the bottom where they can subscribe to it,

322
00:21:13.480 --> 00:21:15.240
or you can forward them the website and tell them

323
00:21:15.319 --> 00:21:19.079
scroll down to the bottom and subscribe that way. It's

324
00:21:19.279 --> 00:21:23.160
just great to have this information, so you not that

325
00:21:23.240 --> 00:21:25.240
you can sit there twenty four hours a day, seven

326
00:21:25.319 --> 00:21:28.039
days a week and be going scam scam scam scam scams.

327
00:21:28.359 --> 00:21:31.119
What do I need to do? But the more you know,

328
00:21:31.440 --> 00:21:36.079
have weekly conversations. Take five or ten minutes out of

329
00:21:36.079 --> 00:21:40.160
your conversation and talk about something and ask the you know,

330
00:21:40.319 --> 00:21:42.839
ask the questions you know, have you heard about this?

331
00:21:43.920 --> 00:21:46.880
Did you know? If you did this? It can help

332
00:21:46.920 --> 00:21:50.920
protect yourself. The free title alerts with the Recorder's office

333
00:21:51.119 --> 00:21:54.200
in all the counties in Arizona. You know, if you

334
00:21:54.279 --> 00:21:56.519
know your loved one has property, you can say, hey,

335
00:21:56.559 --> 00:21:58.799
have you signed up for the free title Alert at

336
00:21:58.839 --> 00:22:03.680
the Panale County Recorder's Office. The Maricopa County Recorder's Office.

337
00:22:03.960 --> 00:22:06.599
Y'all know, I didn't know I could do that. Well here,

338
00:22:06.720 --> 00:22:11.880
let's uh, you know, you know, let's uh, I can

339
00:22:11.920 --> 00:22:15.119
pull it up and we can put the information in

340
00:22:15.200 --> 00:22:18.720
so you get notified, you know, show them how to

341
00:22:19.359 --> 00:22:22.200
do things. Talk to them about why it's good to

342
00:22:22.240 --> 00:22:26.519
have a trusted tech support person, so you know who

343
00:22:26.519 --> 00:22:28.519
you're when you have an issue, you know who you're

344
00:22:28.559 --> 00:22:30.920
going to call. You're not going to panic and pick

345
00:22:30.960 --> 00:22:34.319
the first company or person you find on Google, which

346
00:22:35.240 --> 00:22:39.359
could be a scammer impersonating a company, could be a

347
00:22:39.400 --> 00:22:42.279
scammer trying to you know, be a text impersonating a

348
00:22:42.319 --> 00:22:44.559
tech support person to get you to let them into

349
00:22:44.559 --> 00:22:47.079
your device. You're going to know who you're going to call.

350
00:22:47.400 --> 00:22:50.319
You've gotten references from family and friends that hey, this

351
00:22:50.400 --> 00:22:52.440
is a is a person you can trust that can

352
00:22:52.480 --> 00:22:55.240
help you with your devices. And I'm going to put

353
00:22:55.240 --> 00:22:58.039
this plug in again. I've said it a lot. You

354
00:22:58.119 --> 00:23:01.119
need to treat your mobile phones like a mobile computer.

355
00:23:01.519 --> 00:23:03.680
You need it to have it locked down with strong

356
00:23:03.759 --> 00:23:07.799
antivirus and anti malware, just like you would your other devices.

357
00:23:09.240 --> 00:23:14.240
So in closing, I'm going to ask you this question

358
00:23:15.599 --> 00:23:18.279
and you need to ask yourself this question. Would you

359
00:23:18.400 --> 00:23:23.440
rather have a regular conversation about scams and build healthy

360
00:23:23.480 --> 00:23:29.759
skepticism through scam prevention habits versus spending time recovering from

361
00:23:29.799 --> 00:23:36.359
a devastating loss. It always takes more time to fix

362
00:23:36.400 --> 00:23:41.960
a problem than it is with protection and preventative measures.

363
00:23:42.759 --> 00:23:44.680
So that's all I have for you guys. Today. We

364
00:23:44.720 --> 00:23:50.079
want to wish everyone happy holidays, Merry Christmas, and I'll

365
00:23:50.079 --> 00:23:52.440
see you next Tuesday, So I'll wait till then to

366
00:23:52.480 --> 00:23:54.599
say Happy New Year. But we hope everybody has a

367
00:23:54.599 --> 00:23:58.279
great holiday and merry Christmas and we look forward to

368
00:23:58.279 --> 00:24:00.000
seeing you next week. Thank you.

369
00:24:01.680 --> 00:24:04.720
Well, that's all the knowledge for this episode. Tune in

370
00:24:04.880 --> 00:24:08.960
every Tuesday at eight am Pacific time on KFOHD Radio

371
00:24:09.119 --> 00:24:13.799
at KFORHD dot com as Joyce explores a variety of knowledge.

372
00:24:13.839 --> 00:24:17.440
So you have the power to make scam protection your

373
00:24:17.559 --> 00:24:21.200
healthy habit. And until then, feel free to reach out

374
00:24:21.240 --> 00:24:23.799
to Joyce and let's talk about scams.