Aug. 26, 2025
Invite to a Party? Could it be a Scam...Plus Recent FBI PSA’s
Electronic invitations to a party, from a friend, safe right? Well not so fast. There is a new scam going around inside a party invite. Name of the company is legitimate, scammers are impersonating the real company.
Plus, recent FBI Public Service Announcements.
Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).
Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.
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WEBVTT
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This program is designed to provide general information with regards
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to the subject matters covered. This information is given with
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the understanding that neither the hosts, guests, sponsors, or station
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are engaged in rendering any specific and personal medical, financial, legal, counseling,
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professional service, or any advice. You should seek the services
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of competent professionals before applying or trying any suggested ideas.
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Understand the information contained in this podcast is intended for
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informational purposes only and is not a substitute for individual
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professional legal advice. The podcast information was carefully compiled from
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vetted sources and references. However, Rose resources outreach to safeguard
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the elderly cannot guarantee that you will not fall victim
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to a scam.
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Let's talk about scams. It's the must listen show for
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anyone who wants to protect themselves and their loved ones
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from scams. Every Tuesday am Pacific time on K four
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HD Radio, Joyce Petrowski, founder of Rose, and her guests
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will provide valuable insights and practical tips on how to
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recognize and protect yourself from scams. And now here is
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your host, Joyce Petrowski.
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Well, Hi, welcome, back everybody, So let's talk about scams.
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I'm your host, Joyce Petrowski, Founder and board president of
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Rose Resources Outreach to Safeguard the Elderly, where our mission
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is to prevent the financial exploitation and defrauding of the
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older adults through advocacy and education. The education we provide
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is a scam prevention through education platform. We have workshops
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where we educate the older adults on what to look
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for to be able to determine, be able to recognize
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a scam and then avoid falling victim. Our website is
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Roseadvocacy dot Org. Can find our social media channels on
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the homepage and if you scroll down to the bottom,
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there'll be two different sign ups. One is for our
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emailed newsletter and the other is for the newsletter that
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we send every month in the mail. And don't forget,
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you're going to want to click subscribe to this show
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so you don't miss an episode. So today I want
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to talk about a new scam that's going around. It's
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regarding if you get an invite from a friend, an
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invitation to a party. Okay, so I'm going to use
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the word evite because it's coming electronically I'm not one
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hundred percent positive that the scammers are impersonating evite, but
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I'm just using it as a term here. So you
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get an evite to a party from someone you know,
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your friend, and you open it because you're interested, right,
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You're curious. Okay, I got invited to a party and
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you're asked to put a password in to see the invitation.
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So the evite.
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Company is a real company, but this evite is not
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coming from that company. The scammers are impersonating the company.
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So when you check to see if the company is real,
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like you can google the company to see if it's
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a real evite company, it shows that it's a real company,
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So it's just that it's not from them. They're being impersonated.
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So when you enter the password, they ask you for
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your address, but it's too late. Once you've entered the password,
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they have access to your email account and can gain access.
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To your computer in some cases.
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And then they're going to go and target everybody that's
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in your address book and contact them with a evite
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to a party from you. And since you, since it
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shows that it's coming from you, your your contacts, your
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friends are going.
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To want to open it.
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And some people might, you know, something might click when
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it's like, Okay, why do I have to put a
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password in? Other people might be like, well, I have
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an account with this company, so yeah, I have to
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put my password in, you know, as my log in
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so I can go in and look at it. And
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so the cycle just keeps continuing and continuing with this
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impersonation scam, but then also being able to access your
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email account, which then gives them access to all of
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your contacts and all of your emails, which sometimes could
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have some personal information. Sometimes we send credit card information
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over our email. If you just think about all the
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different types of information that you might send over your email.
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But then it's very possible that they could gain access
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over your computer, which is going to be even more
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detrimental because if you log in too sensitive accounts, let's
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say financial accounts on your computer, and if they're in
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the background watching, well, then they can see your logins
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to your accounts. So you want to be very very
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careful with this. If you get an EVITE from somebody,
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and it's not just the invitation the electronic invitation company evite,
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there's other companies out there that they can be invite
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companies that they can be impersonating as well. If you
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see that email come through and it's a party invitation,
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check with your friend or the contact whoever it is.
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First use the verified channels. That's your friend, you're going
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to have their verified phone number, call them directly and
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find out if this actually is a legitimate invite from
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your friend before you get in and start looking around.
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That's going to safeguard you from having somebody take over
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your email account and or worse your computer. So this
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information just came into me last week, and they're the person.
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That scent it.
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Is still gathering information on this email scam, so once
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as I get more information on it, we'll be putting
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more information out, not only on this radio show, but
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we're going to be putting it out on on social media.
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So you're gonna want to make sure you if you're
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on Facebook, follow us on Facebook, if you're on LinkedIn,
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we're there, Instagram, we post just about every day, and
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we're going to have this information on social media as well.
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If anybody has has seen this scam come around, we're
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very interested to know more about it, so please shoot
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us an email comment on the Facebook post regarding this
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radio show, give us a call and let us know,
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be very interested to see how they you know, see
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the actual email that comes in if you still have
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it all right, now, we're going to move on to
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there's four FBI public service announcements that we're going to
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go over, dating back. The first one's the end of June.
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I'm going to see here if I can share my screen,
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there we go. So the first one is June twenty seventh,
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and it's titled Criminals posing as legitimate health insures and
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fraud investigators to commit health care fraud. See if I
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can't put this up here in front of me. So
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when the FBI puts out these public service announcements, they're
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seeing an uptick in these types of scams and frauds
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that are going on, and so they put these out
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to warn people. So they're definitely seeing an uptick in this.
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So the FBI.
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Warns about this impersonation scam where where criminals are impersonating
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health insurers, so health insurance companies and they're investigative team members.
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They're sending emails and text messages to patients and healthcare providers,
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disguising them as legitimate communications from trusted healthcare authorities, and
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the messages are going to pressure victims into disclosing protected
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health information, medical records, personal financial details, or providing reimbursements
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for alleged service over payments or non covered services. So
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be careful with that. This not only can steal your
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personal information, your medical information, but it can also steal
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your money. Like with non covered services, they could say
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something's not covered and you owe money for it. So
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tips to protect yourself Always be suspicious when you get
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those unsolicited emails, text messages, phone calls. If you did
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not initiate it, be suspicious about it.
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It's unfortunate. I know, I know.
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When I grew up, well, we didn't have email when
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I was growing up, but when it did come into play,
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we had that belief where we could just trust and
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so we just automatically trusted the email and for a
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certain amount of time, you know, we could do that,
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that whole trust, but verify and we could verify later
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if we wanted to, and ninety nine percent of the time.
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We were good.
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Well, Unfortunately the world is so much different today that
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we can't just throw that trust out and just automatically trust.
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We have to be suspicious and that's what we call
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that healthy skepticism. Skepticism can be very healthy when you're
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trying to protect yourself and your finances. So have that
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healthy skepticism and just pause, ask yourself, why am I
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getting this email? Why am I getting this phone call?
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Why am I getting this text message?
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Question it?
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And if it is actually from your health insurance company,
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well pull your health insurance card out and they're going
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to have a customer service number on it. Call that
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customer service number and find out what's going on. That's
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your way to verify what's going on. And be very
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careful if you are if you open the email, that
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you don't click on any links. And I know if
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you're looking at emails on your phone, it can be
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very hard to not click on a link because you
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have a very small screen that you're working with. So
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just be very very careful with that. I know sometimes
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if we go to use our finger to scroll scroll
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down to read the email, sometimes it could hit the
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wrong place and you've clicked on a link.
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Which is another reason.
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Why you should always have that good antivirus software and
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that anti malware software on your phone. A lot of
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people have it on their laptops, their desktops, their iPads.
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But your phone is a mini computer and you need
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to have it or a mobile I should say a
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mobile computer. You need to have that on your phone
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as well, because having that software, if it was a
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bad link, chances are that software is going to come
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up and warn you that this is a malicious site.
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Are you really sure you want to go here? So
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it's a safeguard you can put in place. Always use
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strong passwords and multi factor authentication with all of your accounts,
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and I should say not only strong passwords, but different
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passwords as well.
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And keep your the antivirus.
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Software updated and your operating system updated as well.
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The next one is let me see, let Me move here?
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Is this one public service announcement came out on July third.
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It's called Fraudsted's target US stock investors through investment clubs
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as accessed on social media and messaging applications. So criminals
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are out there trying to get you to maybe join
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an investment club, get you to invest in stock. They're
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contacting you through messaging applications social media so like Facebook
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is one in particular, it has the messaging app with it,
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so maybe they get a hold of you on the
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messaging app because maybe they've they've cloned someone else a
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friend of yours account, and you received a friend request
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from your friend and you just automatically accepted. I actually
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just had that happen to a family member this morning.
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They were like, oh, oh, I think someone's cloned so
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and So's account, and I said, yeah, they did. I
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already let them know about it. And they're like, I
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accidentally accepted that friend request, so they had to go
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in and unfriend them or unfriended that fake account. But
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that's that's a common way that they'll get you on
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Facebook and then they message you and then they want
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to take it over to a more secure messaging app
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like WhatsApp. And I'm sure there's other ones out there.
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But let's see what this public service announcement says. So,
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so far in twenty twenty five, and this is only
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six because this came out on July third, so six
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months into the year, the FBI has seen at least
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a three hundred percent increase in victim complaints referencing what's
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called ramp and dump stock fraud from twenty twenty four.
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So let's see what that ramp and dump stock fraud
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is let's see. The scheme known as ramp and dump
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stock manipulation targets US investors through online engagement, often via
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social media advertisements or messages promoting an investment club or
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of fellow investors, some of which may be bots or
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fake accounts. And so let's think about that. We've heard
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of the celebrity scams, right, you get contacted by a celebrity. Well,
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with artificial intelligence, now it's really easy for the scammers
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to clone a celebrity's voice and use that or even
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have you know, show.
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You in the forefront.
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The celebrities make it look like it's the celebrities picture
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or that you're talking to the celebrity, but it's really
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them in.
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The background, and that's that's their deep fake.
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So with artificial intelligence, we need to be even more careful,
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you know, with this.
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So let's see where we're at here.
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These promotions typically direct victim to secure messaging apps where
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the group operates. So a lot of scammers like to
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go to WhatsApp because it is more secure than text
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messaging or Facebook messaging.
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All of that.
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To appear credible, the scammers may impersonate legitimate brokerage firms.
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We've talked about this impersonation scam.
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