Dec. 9, 2025

Securing Your Cell Phones

Securing Your Cell Phones
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Season 1

How secure is your cell phone? Not as secure as you might think. We are getting better at securing our other devices but what about our cell phones. If you think about everything you do on your cell phone, you will understand why you need to lock it down.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).

Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.

WEBVTT

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This program is designed to provide general information with regards

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to the subject matters covered. This information is given with

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the understanding that neither the hosts, guests, sponsors, or station

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are engaged in rendering any specific and personal medical, financial,

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legal counseling, professional service, or any advice. You should seek

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the services of competent professionals before applying or trying any

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suggested ideas in The information contained in this podcast is

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intended for informational purposes only and is not a substitute

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for individual professional legal advice. The podcast information was carefully

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compiled from vetted sources and references. However, Rose resources outreach

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to safeguard the elderly cannot guarantee that you will not

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fall victim to a scam. Let's talk about scams. It's

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the must listen show for anyone who wants to protect

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themselves and their loved ones from scams. Every Tuesday am

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Pacific time on K four HD Radio, Joyce Petrowski, founder

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of Rose, and her guests will provide valuable insights and

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practical tips on how to recognize and protect yourself from scams.

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And now here is your host, Joyce Petrowski.

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Hi, everyone, welcome back, to let's talk about scams. I'm

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Joyce Petrowski, founder and board president of Rose Resources Outreach

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to Safeguard the elderly. You can find more information on

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our website at Roseadvocacy dot org. On the homepage you'll

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find all of our social media channels Facebook, LinkedIn, Instagram, YouTube,

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and you're going to want to subscribe to the YouTube

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channels so you don't miss an episode of this show.

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We have all of our past episodes on there, and

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the shorts are on there as well. If you scroll

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down to the bottom of that page, you will find

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you can sign up for our newsletters. We send one

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in the mail at the beginning of every month, and

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we do one via email, and the larger email newsletter

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goes out at the beginning of every month. December's went

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out last Friday, December fifth. But every Tuesday morning at

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nine fifteen, you're going to get a Tuesday Tip, and

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that Tuesday tip is one to give you information that

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you might not have known or even if you did

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know the information. The second and more important part of

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it is it's a reminder. It's a reminder to keep

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scam prevention top of mind so you keep your healthy skepticism,

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your healthy scam prevention habits, So the next time you

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are contacted by a scammer, you're going to be more

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apt to think scam and then know the steps to

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go through to determine if it really is a scam,

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to verify before you can trust it, talk to your

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trusted person about the situation. Different things like that, So

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you're going to you can sign up for one or

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you can sign up for both of them. It's a

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way to get some great information. And another great thing

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about the Tuesday Tip or even our mailed newsletter or

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the larger emailed newsletter is it's going to give you

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information that you can use as a conversation starter. You

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can take this information. You can talk to your older

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loved ones in regular conversation. You know, it doesn't have

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to be a conversation where you're like, don't do this,

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don't do that, don't do this. You can use it

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to say, hey, you know, I just learned about this

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new protection tool. I just learned about this new scam

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that's been going around. Did you know about it? You know,

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have you received any of these text messages or phone

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calls or it's a way to keep that conversation going

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and it lets your older loved one also know that, Hey,

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you can come talk to me. You know, if you

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do happen to click on a link or respond to

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a text message, or maybe you've given your credit card

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number out and then realized you think it might be

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a scam, come talk to me about it, and I

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can help you mitigate the damages. And you know I

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can help you if it's identity theft, we can work

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through the process of getting your identity back. Anyways, lots

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of great information and lots of great ways you can

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use this information. So today we're going to talk about

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securing your cell phones. I think just about everybody has

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a cell phone these days, and the majority of the

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cell phones are connected to the internet. We do a

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lot of stuff on our cell phones. I think we

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just automatically go to our cell phones to do things

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versus going to our laptop or our desktop or iPad

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or anything like that. You know, big reason is your

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cell phone's the most portable thing, right instead of carrying

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around a bulky laptop or a bigger iPad, your cell

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phone's portable. You might have it in your purse, your

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back pocket. You know, your your briefcase, you know, whatever

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it is that you're carrying, and so you know, we're

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on it all the time, you know, whether we're talking

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on the phone, or we're texting, or we're checking our emails,

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or we're searching for something online. With the holidays coming up,

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you know, we might be on it to search for

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Christmas gifts, for holiday gifts. You know, you might be

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on social media on there. There's a wide variety of

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social media apps out there, and a lot of people

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do their banking right. A lot of, if not all

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of the banks have their app where you can do

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your banking on your phone. Right, somebody gives you a check,

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because yes, there are still people out there that write checks.

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I'm one of them. I'm sure there's a lot of

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people out there. Don't necessar sarely write checks for everything,

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but we do still write checks for certain things. And

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if someone hands you a check, you know a lot

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of times people aren't going to take time out to

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have to go to the bank and stand in line

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and do all that to make that deposit. So they're

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going to do a deposit right on their phone. And

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maybe they want to check their banking activity or they

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want to check their banking balance or you know, their

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credit card activity, or transfer money between accounts, you know whatever.

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A lot of times we pick up our phones to

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do that. And I also think we're good at for

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the most part, we're good at securing our desktop computers,

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our laptop, our iPads, because I think we think of

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those more as computers. But we really need to think

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of our cell phones as mobile computers. With everything that

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can be done on the cell phones and that that

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is done on the cell phones, we have to lock

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down and secure our cell phones or our mobile computers.

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We have a short video that's going to be coming out,

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I believe next week. I believe it might be the

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Tip Tuesday for next week. It's a short little video

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that I did about you need to secure your cell phones.

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You need to treat them as mobile computers. So, and

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another thing that I've heard is from people is well,

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I have an iPhone and I've been told I don't

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need any added security, that it's enough. Well, nothing is

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full proof. So iPhones are not full proof. Android phones

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are not full proof. They are susceptible to being hacked into.

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They are susceptible to not catch you know, every malicious

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site that's out there. So having added security measures on

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your phone, whether it's an iPhone or an Android, is

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the thing that you can do. Now you might ask, well,

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what security should I have? Right, Well, that's a that's

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a question that looks different to really everybody because we're

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all different. What we do on our phones is different,

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what risk we like to take, our risk tolerance level

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is different as well. Our convenience what we see is

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trading convenience for risk is different. So that's why it's

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good to do some research. Now. One of the tips

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that we give out is, you know, we always talk

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about be aware of your emotions, have a trusted person

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you can talk to about anything you want to verify

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before you can even begin to trust. Be careful of

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you know, payment options, and you know, guard your personal information.

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But another just as important tip is having that go

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to tech support person. And we've talked about this a lot.

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There are companies out there that provide this tech support.

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Some of them might only do commercial you know, properties,

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so they might be if you know, work for might

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be contracted with your employer to do all of their

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cybersecurity and lock down all of the company's uh computers

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and and and software and all of that stuff. But

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they might also have a consumer part of it where

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they work with individuals and homes and your mobile computers

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and your your mobile phones and your personal devices. There's

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a lot of you know, individual people out there, whether

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they've set up a company or not. They're really good

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tech support people and a lot of times they can

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help you with your devices by remoting into your device.

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Now you have to allow that to happen, which is

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why you need to trust this person that they are

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are only going to do what you've asked them to do.

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And when they say they've disconnected, they've disconnected the line

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of them remoting the session that they've actually disconnected it

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and they've not left anything in the background right that

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they're watching everything you do, like a malicious site might do,

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or a virus on your computer or something like that.

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So that's why you need to have a trusted one.

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But a lot of times these tech support people they

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also know cell phones. Some of them might know both

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Android and iPhones. Some of them might specialize in Android

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where others will specialize in iPhones. But it's a good

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question to ask because they know a lot of these

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softwares that you can get and what works best for iPhones,

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and they've maybe through experience, but they've done a lot

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of this research. But if you want to do the

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research on your own, I'm going to share my screen

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now and kind of walk you through some stuff that

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I was looking at. And uh so you can hang

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on a second. There we go, so you can kind

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of see how we you know, when we say to

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do your research. So you know, there's a lot of

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great companies out there, tech companies that will evaluate a

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bunch of different softwares and apps and stuff like that,

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and they continually monitor and evaluate these apps, and then

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they update their articles quite frequently with new information. And

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so one of the one of the tech companies that

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we've used quite frequently for different information is PC Magazine.

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And so basically I've just got into this PCMag dot

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com and I come over here to the menu, and

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I scrolled down and there's how to reviews comparisons best products.

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So I just went into best products and you can

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go down through here and you can scroll and you

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can see all the best products. But if you're looking

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for a monitor, a printer, some gaming or graphics, video editing,

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web hosting. There's password managers, antivirus software, robot vacuums, headphones, TVs,

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all kinds of stuff. Wi Fi's the best phones, external

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hard drives, but the one I pulled up was the

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best VPN services for twenty twenty five. And so that's

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the virtual private network, which is what we recommend in

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our resource packet and in our presentations. We recommend that

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if your only option is to be on public Wi Fi,

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even if it's password protective, public Wi Fi, that's not

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as secure as maybe the Wi Fi you have at

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your home. And why would even though both of them

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are password protected, why would the other one not be

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as secure as yours? Well, like a hotel, right, their

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wifis password protected, but how many people know that password

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and how often do they change it? Right? So, even

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if they change it every day, the people that are

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staying in there that day know the password. And if

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there's a thousand people in there, there's a thousand people

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that know that password, and are ten of them or

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five of them or one of them, you know a

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criminal that's just trying to get in and using that

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password protected Wi Fi to get into anybody that's on

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that Wi Fi. So and even you know, coffee shops

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and different things like that, even if it's their wifi's

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password protected, you have to ask yourself the question how

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many people know that password? And then you need to

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make the decision do you think this is really secure?

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Or are you going to protect yourself and use a

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virtual private network when you are using the internet while

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you're connected to their WiFi. Now, you know, you could say, well,

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what harm is it if I'm checking the weather, right,

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you know something like that, if I'm using public Wi Fi. Well,

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if you're checking the weather, okay, it's you know not,

224
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you wouldn't think that. You would think that's pretty harmless.

225
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But you know what if there's a fake weather site

226
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out there that the criminals have cloned, and by you

227
00:14:35.600 --> 00:14:38.399
getting on that website, they're now installing malware. You know,

228
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I don't know. I'm just, for lack of a better term,

229
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trying to be the devil's advocate here to try to

230
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get people to think more about what they're doing online

231
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and are they really protected. So the virtual private networks

232
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are going to really help with this. They're going to

233
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encrypt your information that you're doing. You can also use

234
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your person sal hotspot on your phones. But this company

235
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here has gone through and they have and evaluated a

236
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bunch of different virtual private networks, and you can look

237
00:15:16.759 --> 00:15:21.240
and like their best overall pick is Proton VPN, and

238
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you can expand it here and look at the pros

239
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and cons. Okay, best free plan we've seen, industry leading

240
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privacy standards. They have a global server network, numerous additional

241
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privacy tools, they have ample customer support. You can also

242
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look at the cons. Now, your tech support person is

243
00:15:40.720 --> 00:15:42.759
going to be able to tell you what high latency

244
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scores and testing is. But you can also scroll all

245
00:15:47.039 --> 00:15:50.159
the way down and take a deeper dive into their

246
00:15:50.600 --> 00:15:55.320
top tested picks. So you can go down here and

247
00:15:55.720 --> 00:15:58.600
they're going to say, give you some more information. Earns

248
00:15:58.600 --> 00:16:02.159
a five star rating. While the core paid VPN service

249
00:16:02.200 --> 00:16:06.360
price is average, they have the best free VPN subscription

250
00:16:06.480 --> 00:16:08.960
we've seen. Now a lot of times we tell you

251
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stay away from free services because they don't have a

252
00:16:13.559 --> 00:16:16.039
lot of the security measures that you really should have.

253
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But we also understand not everybody's budget allows them to

254
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pay for all of these different services, and so a

255
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free VPN service might be what your budget allows and

256
00:16:32.279 --> 00:16:35.120
what you need, and a free one is better than

257
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not having anything at all. So this one PC magazine

258
00:16:39.799 --> 00:16:45.960
has determined has the best free subscription. Now you can

259
00:16:46.000 --> 00:16:48.279
look at you know, open this up. Well why did

260
00:16:48.279 --> 00:16:52.360
they pick it? Well, they said an additional to the

261
00:16:52.480 --> 00:16:56.840
usual VPN capabilities, there's an AD blocker, a kill switch,

262
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a malware blocker, port forwardings, split tunneling, some of these things.

263
00:17:02.720 --> 00:17:04.240
You know, you might have to look up what does

264
00:17:04.240 --> 00:17:07.079
split tunneling mean? Or maybe you just get the customer

265
00:17:07.119 --> 00:17:09.240
service number and you call them and say, hey, what

266
00:17:09.599 --> 00:17:13.720
is split tunneling? How's that going to benefit me? You know,

267
00:17:13.799 --> 00:17:16.359
what's support forwarding and how does that benefit me? But

268
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your tech support person is going to know this stuff too,

269
00:17:20.160 --> 00:17:23.319
and if you've used them for a while then they

270
00:17:23.400 --> 00:17:25.400
kind of know. You know, they're going to ask you

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these questions like well, what all are you using your

272
00:17:28.160 --> 00:17:30.480
phone for? And they're going to say, are you doing

273
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your banking on there? Are you sending sensitive documents? You

274
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know when you're on the internet, what are you using

275
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the internet for? To try to get an idea as

276
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to what you're doing to then help you pick the

277
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best VPN for you. But you can read here about

278
00:17:46.359 --> 00:17:51.240
the different privacy and security, speed and performance. If you

279
00:17:51.359 --> 00:17:54.880
do streaming, it's going to give you information on streaming,

280
00:17:55.839 --> 00:18:00.000
ease of use, and user experience, a pleasant user experience

281
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the iOS. So the Apple app is an excellent example

282
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of intuitive design. And then I like this here where

283
00:18:09.759 --> 00:18:14.599
it talks about who's it for so newbies. It's easy

284
00:18:14.599 --> 00:18:17.039
to use in full featured, which makes it a great

285
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choice for new virtual private network users. So if you're like,

286
00:18:21.119 --> 00:18:22.720
I don't know if I really want to use a

287
00:18:22.799 --> 00:18:26.720
virtual private network, or I'm not very tech savvy, I

288
00:18:27.039 --> 00:18:29.680
is this going to be really complicated? If this is

289
00:18:29.680 --> 00:18:32.240
a good one for newbies, try out their free version

290
00:18:32.680 --> 00:18:35.279
and see how you like it and get used to it,

291
00:18:35.359 --> 00:18:37.279
and then maybe you want to upgrade to one of

292
00:18:37.319 --> 00:18:40.599
their paid subscriptions, or maybe you're then going to do

293
00:18:40.680 --> 00:18:44.440
some research to determine, based on paid subscriptions what might

294
00:18:44.480 --> 00:18:49.559
work best for you home users. So it gives you

295
00:18:49.559 --> 00:18:52.920
a lot of information, and if you're some tech you

296
00:18:53.440 --> 00:18:56.200
know you're tech savvy, you know you can look down

297
00:18:56.240 --> 00:18:59.759
at some of the specs and configurations. Right, you can

298
00:18:59.799 --> 00:19:04.680
have ten simultaneous connections five hundred plus servers. They're in

299
00:19:04.680 --> 00:19:08.759
one hundred and seventeen different countries. There is a free version.

300
00:19:08.880 --> 00:19:12.359
The free version data limit is unlimited. They block ads

301
00:19:13.599 --> 00:19:15.920
and the nice thing now is you can go right

302
00:19:16.000 --> 00:19:20.759
to Proton VPN reviews and click on Today's best deal

303
00:19:20.920 --> 00:19:23.480
to see what deals they have out there. Now, here's

304
00:19:23.519 --> 00:19:27.720
another one that they said that Nord VPN has the

305
00:19:27.759 --> 00:19:31.480
best premium features. Again, they come down here they tell

306
00:19:31.519 --> 00:19:33.920
you the pros and cons this one. They say, the

307
00:19:34.000 --> 00:19:38.039
antivirus component could be better, it's expensive, and the annual

308
00:19:38.119 --> 00:19:42.759
pricing could be clear. Okay, some people are okay with that.

309
00:19:43.920 --> 00:19:50.799
Maybe they have a different antivirus already enabled that they're

310
00:19:50.920 --> 00:19:54.119
comfortable with that is more secure, so they're not necessarily

311
00:19:54.160 --> 00:19:58.240
interested in the antivirus component of a VPN. But again,

312
00:19:58.359 --> 00:20:02.119
why did they pick this one? For features and capabilities,

313
00:20:03.119 --> 00:20:09.039
speed and performance streaming they're going to give you so,

314
00:20:09.359 --> 00:20:12.279
it says a note here under user experiences, VPN is

315
00:20:12.319 --> 00:20:14.680
positioned as a set it and forget it tool that

316
00:20:14.759 --> 00:20:17.400
we're running the background on your device, which might not

317
00:20:17.519 --> 00:20:20.799
be ideal for everyone. When you don't want the VPN

318
00:20:20.880 --> 00:20:24.680
to automatically connect, then you have to go in and

319
00:20:24.680 --> 00:20:27.599
tap the pause button on the dashboard and mark your

320
00:20:27.599 --> 00:20:31.279
current network is trusted because maybe if you're on your

321
00:20:31.279 --> 00:20:34.119
current network and you know it's a trusted, secure site,

322
00:20:34.279 --> 00:20:37.640
you don't necessarily need to have a VPN. And I

323
00:20:37.720 --> 00:20:42.119
know the VPN that I have, and when I'm on

324
00:20:42.160 --> 00:20:45.240
my home Wi Fi network, I don't use it. I

325
00:20:45.319 --> 00:20:48.400
have one that's not constantly running in the background. So

326
00:20:48.599 --> 00:20:51.319
I go in and make sure that if I'm on

327
00:20:51.359 --> 00:20:56.519
an unsecured site or not site, an unsecured Wi Fi

328
00:20:56.720 --> 00:20:59.240
or one that is password protected. But I'm just not

329
00:20:59.440 --> 00:21:02.359
sure how secure it is because you don't know how

330
00:21:02.400 --> 00:21:05.680
many people have the password to it and can access it.

331
00:21:07.519 --> 00:21:11.160
That I'm going to turn my VPN on. But then

332
00:21:11.200 --> 00:21:15.799
there's some websites that I've tried to access that because

333
00:21:15.880 --> 00:21:21.279
I've had my VPN on, the site won't won't it

334
00:21:21.319 --> 00:21:24.160
won't let me sign in. But if I turn my

335
00:21:24.240 --> 00:21:28.160
VPN off, I can sign in, and I look at

336
00:21:28.200 --> 00:21:31.400
it as the company must then have something in their

337
00:21:31.440 --> 00:21:36.480
software that detects that you're a v that you're using

338
00:21:36.519 --> 00:21:40.039
a VPN, and they have it set to where they

339
00:21:40.079 --> 00:21:43.920
won't allow anybody that's using a VPN to to access

340
00:21:43.960 --> 00:21:47.319
their site, is what I'm thinking. But anyways, and so

341
00:21:48.119 --> 00:21:50.920
I just know that okay, Well, then I'm only going

342
00:21:50.960 --> 00:21:54.240
to access that site when I'm at home on my

343
00:21:55.200 --> 00:21:59.000
secure WiFi. So that could be a reason. You know

344
00:21:59.039 --> 00:22:02.000
why you don't want to VPN running all the time

345
00:22:02.079 --> 00:22:04.359
twenty four to seven in the background. But if you're

346
00:22:04.400 --> 00:22:07.680
one that's constantly on you know, public Wi Fi, unsecured

347
00:22:07.720 --> 00:22:10.240
Wi Fi, and you don't want to take a risk, well,

348
00:22:10.279 --> 00:22:12.559
then maybe having it running twenty four to seven in

349
00:22:12.599 --> 00:22:15.799
the background is the best thing for you. Again, you know,

350
00:22:15.880 --> 00:22:19.599
going in the who it's for frequent travelers. If you

351
00:22:19.640 --> 00:22:22.359
are a frequent traveler and you're using your VPN all

352
00:22:22.400 --> 00:22:25.160
the time, you know, NordVPN has servers in over one

353
00:22:25.240 --> 00:22:33.799
hundred countries, and it's also easy to quickly connect, so

354
00:22:33.839 --> 00:22:36.319
you don't have to worry about snoops on public Wi Fi.

355
00:22:36.359 --> 00:22:41.200
Like we just talked about newbies, it's also good for newbies.

356
00:22:41.240 --> 00:22:45.920
It's easy for first time users to connect immediately. All

357
00:22:45.960 --> 00:22:48.440
of that. So you can go down through all of

358
00:22:48.480 --> 00:22:51.200
these and you can look at all of them like

359
00:22:51.839 --> 00:22:54.960
this one they say is best for location spoofers, right,

360
00:22:55.119 --> 00:22:58.920
so you know you can if I'm in Phoenix, i

361
00:22:59.000 --> 00:23:02.839
can set my v for maybe Miami Florida, or I

362
00:23:02.880 --> 00:23:06.559
can set it for you know, Dallas, Texas. If I'm

363
00:23:06.559 --> 00:23:09.759
out of the country, I can set it for like

364
00:23:09.799 --> 00:23:12.519
if I'm over let's say, in the Caribbean, I can

365
00:23:12.519 --> 00:23:14.839
set it for Miami, Florida, so it thinks I'm in

366
00:23:14.880 --> 00:23:20.880
the United States, which might help with some other sites

367
00:23:20.960 --> 00:23:24.759
that maybe won't allow you to access their site because

368
00:23:24.799 --> 00:23:27.440
they see that you're in a country that they're not

369
00:23:27.559 --> 00:23:32.000
comfortable with, or their site does not operate maybe in

370
00:23:32.039 --> 00:23:36.920
their country in that country. And so it's possible that

371
00:23:36.960 --> 00:23:40.079
if you've set your VPN for maybe Miami, Florida or

372
00:23:40.119 --> 00:23:44.079
back in the United States, that maybe then now this

373
00:23:44.240 --> 00:23:49.079
site will allow you to access it. So you can

374
00:23:49.119 --> 00:23:51.880
also let's go back up to the menu and we

375
00:23:52.000 --> 00:23:54.240
can go down. You can go down in the best

376
00:23:54.400 --> 00:24:00.160
in let's see anti virus software for twenty twenty five.

377
00:24:00.480 --> 00:24:02.160
And again you're going to want to make sure it

378
00:24:02.160 --> 00:24:05.839
says twenty twenty five because that's the most current. Now, yes,

379
00:24:05.839 --> 00:24:08.559
we're at the end of the year. January is rolling around,

380
00:24:08.640 --> 00:24:11.880
So in January and February, look at it and say,

381
00:24:12.039 --> 00:24:15.000
is there one for twenty twenty six January? You know,

382
00:24:15.039 --> 00:24:18.880
I don't know, maybe they haven't updated for anything in

383
00:24:18.880 --> 00:24:22.119
twenty twenty six in January, but you know, look for that.

384
00:24:22.160 --> 00:24:24.759
And if they give you the option of the current year,

385
00:24:24.880 --> 00:24:27.559
always select the current year because it should have the

386
00:24:27.599 --> 00:24:31.279
most up to date information. So look at their top

387
00:24:31.319 --> 00:24:36.319
antivirus pics. Their best overall is a bit Defender. Their

388
00:24:36.400 --> 00:24:41.519
best for extra security features is Norton. Their best breadth

389
00:24:41.559 --> 00:24:45.759
of features is g data cyber defense for speedy scans.

390
00:24:45.799 --> 00:24:49.279
It's malware bites if you're looking for just a single

391
00:24:51.160 --> 00:24:55.480
PC household McAfee is what they're saying, and then scroll

392
00:24:55.559 --> 00:24:59.880
down and do the deeper dive. Right. So the pro

393
00:25:00.240 --> 00:25:05.920
for this bit Defender excellent scores and independent lab tests,

394
00:25:06.000 --> 00:25:10.680
very good defense against fishing, multi layered ransomware protection. They

395
00:25:10.720 --> 00:25:13.599
have an isolated browser for banking safety that might be

396
00:25:13.680 --> 00:25:18.400
something that really means a lot to you. Prevents advertisers

397
00:25:18.400 --> 00:25:20.680
from tracking you. That could be something that you're like,

398
00:25:21.079 --> 00:25:23.160
that is a really high on my list. I don't

399
00:25:23.160 --> 00:25:27.880
want any advertisers tracking me. And it has protection for Windows,

400
00:25:28.160 --> 00:25:32.200
mac Os, Android and iOS. So maybe you know you

401
00:25:32.319 --> 00:25:35.839
have a have an Apple phone, but your devices at

402
00:25:35.880 --> 00:25:39.559
your home are Windows, you know, or vice versa. You

403
00:25:39.559 --> 00:25:42.960
have an Android phone, but you have you have multiple

404
00:25:43.119 --> 00:25:46.319
devices in your home that maybe summer summer Mac and

405
00:25:46.400 --> 00:25:49.200
summer Windows. And I know that was with us when

406
00:25:49.200 --> 00:25:53.400
our kids were still at home. My husband and my

407
00:25:53.519 --> 00:25:58.000
daughter switched to the Mac laptops much quicker than I did.

408
00:25:58.000 --> 00:25:59.920
I was the last one to switch over, but I've

409
00:26:00.079 --> 00:26:03.480
finally did. So we had multiple devices in our home,

410
00:26:03.920 --> 00:26:06.119
and so you know, you'd want to look for one

411
00:26:06.480 --> 00:26:08.720
that you only need one subscription and it's going to

412
00:26:08.799 --> 00:26:13.839
cover all the different devices in there. Again, why they

413
00:26:13.839 --> 00:26:19.759
picked it. You know, it talks about pricing and pricing tiers.

414
00:26:19.839 --> 00:26:23.079
So at fifty dollars a year for one license and

415
00:26:23.240 --> 00:26:27.480
seventy for three Bitdefender costs more than many of its competitors.

416
00:26:27.519 --> 00:26:30.279
Not a lot more, but more so take a look

417
00:26:30.279 --> 00:26:33.400
at how much more you get, though they think it's

418
00:26:33.640 --> 00:26:37.880
still a bargain. They have advanced threat protection that relies

419
00:26:37.920 --> 00:26:44.599
on behavioral moniting to detect malware, including ransomware. So that

420
00:26:44.720 --> 00:26:51.519
behavioral detect monitoring we've talked about that before. That's that's

421
00:26:51.559 --> 00:26:56.200
some more advanced security because it's looking at the behavior

422
00:26:56.880 --> 00:27:02.640
of you know, something that might be considered ransomware or

423
00:27:02.680 --> 00:27:07.480
malware or site, websites or whatever. It's not necessarily looking

424
00:27:07.559 --> 00:27:11.720
specifically for threats that are known out there. They've got

425
00:27:11.720 --> 00:27:16.759
stuff features beyond anti virus, And then again they come

426
00:27:16.799 --> 00:27:18.799
down and say who they think it's for the laid

427
00:27:18.839 --> 00:27:22.680
back user. If you want comprehensive protection with minimal interaction,

428
00:27:23.440 --> 00:27:27.640
simply start Bitdefender Antivirus Plus and enable its autopilot feature.

429
00:27:28.039 --> 00:27:32.880
You can sit back and know that you have comprehensive protection.

430
00:27:33.000 --> 00:27:36.279
But when this says you know you can sit back

431
00:27:37.079 --> 00:27:40.279
and notice it doesn't say you know, not worry or

432
00:27:40.319 --> 00:27:44.400
anything like that. Just know that nothing is one hundred

433
00:27:44.480 --> 00:27:48.880
percent or one hundred and ten percent fool proof. So

434
00:27:49.200 --> 00:27:52.039
you need to know that going into it, and know

435
00:27:52.160 --> 00:27:55.960
that you still need to keep your smart security scam

436
00:27:56.000 --> 00:27:59.599
prevention habits up to date. You know, you still want

437
00:27:59.599 --> 00:28:02.720
to be care full on clicking on links, right, you

438
00:28:02.759 --> 00:28:04.279
want to do all those things, and you want to

439
00:28:04.279 --> 00:28:06.960
look at the r L and see if that ur

440
00:28:07.079 --> 00:28:10.480
L makes sense for that company. You want to make sure,

441
00:28:10.640 --> 00:28:12.279
you know, if you want to look at the cookies

442
00:28:12.319 --> 00:28:15.880
and make sure they're not tracking you. All of that stuff.

443
00:28:15.920 --> 00:28:19.880
You know, you want to keep those scam prevention habits

444
00:28:21.119 --> 00:28:24.000
top of mind. So there's a lot of different things

445
00:28:24.000 --> 00:28:26.640
with the antivirus software. Now you can go up here

446
00:28:26.680 --> 00:28:30.799
and under best products, and you know what else do

447
00:28:30.880 --> 00:28:35.400
they have here? Password managers. You know, it's going to

448
00:28:35.440 --> 00:28:38.480
be interesting to see because they've come out with pass

449
00:28:38.559 --> 00:28:44.359
keys now, and pass keys are that biometric information. And

450
00:28:44.400 --> 00:28:47.680
I've noticed that the password manager that I use will

451
00:28:47.759 --> 00:28:50.519
now when I go to log into some of the

452
00:28:50.839 --> 00:28:53.680
sites that I have, you know, I have all my

453
00:28:53.680 --> 00:28:56.759
my logins in that password manager, it'll prompt me to

454
00:28:56.799 --> 00:28:59.079
set up a pass key, and it saves the pass

455
00:28:59.160 --> 00:29:03.440
key in the past word manager. So you can use

456
00:29:03.480 --> 00:29:07.079
pass keys with password managers as well. You know, you

457
00:29:07.079 --> 00:29:09.640
can look in there and see what they say for

458
00:29:10.960 --> 00:29:12.720
and you can also look here the date. I didn't

459
00:29:12.720 --> 00:29:14.880
say this on the other articles, but this was updated

460
00:29:14.920 --> 00:29:19.799
November sixteenth, so it's it's very recent again here you

461
00:29:19.839 --> 00:29:26.759
know nord Pass best for Beginner's roboform, best premium password manager,

462
00:29:26.799 --> 00:29:31.960
best free password manager, proton pass. So sorry about that.

463
00:29:32.079 --> 00:29:35.720
I've got notifications coming up. But then go down again

464
00:29:35.799 --> 00:29:38.160
to the deeper dive and look at it find out

465
00:29:38.160 --> 00:29:41.400
what they have Like nord Pass, their con is well

466
00:29:41.640 --> 00:29:44.200
they have a limited free plan that might not matter

467
00:29:44.240 --> 00:29:46.359
to you because you know you're already going to pay

468
00:29:46.440 --> 00:29:51.200
for a subscription. Right. They can have email masking, password

469
00:29:51.240 --> 00:29:54.000
health tools. They can help you determine if your passwords

470
00:29:54.000 --> 00:29:57.480
are strong and healthy. They have credit card and email

471
00:29:57.519 --> 00:30:03.440
address breach scans, urgency access. Right again, who's at four

472
00:30:03.599 --> 00:30:07.079
beginners and non tech savvy customers. It's easy to use

473
00:30:08.160 --> 00:30:11.640
individuals and families. Right. If you have a family and

474
00:30:11.799 --> 00:30:16.680
you have kids that are on devices, then you're going

475
00:30:16.720 --> 00:30:19.160
to want to make sure that any of these security

476
00:30:19.200 --> 00:30:24.440
things that you choose includes specific items that relate to

477
00:30:24.839 --> 00:30:27.359
kids that you're going to want to monitor that. It's

478
00:30:27.400 --> 00:30:32.880
going to look out for another company that I've got

479
00:30:32.960 --> 00:30:36.559
I've looked at as cybernews dot com and again same thing.

480
00:30:36.680 --> 00:30:41.480
Go into the menu and you can go down and

481
00:30:41.839 --> 00:30:48.680
they have VPNs, antivirus software, password managers, and so antivirus software,

482
00:30:48.759 --> 00:30:51.599
the best antivirus for twenty five. You can go in

483
00:30:51.640 --> 00:30:53.680
and say, well, I have an iPhone and I want

484
00:30:53.720 --> 00:30:58.480
it just on my iPhone, or I want it for Mac,

485
00:30:59.720 --> 00:31:02.960
or I I'm looking for free, so what's my best

486
00:31:02.960 --> 00:31:06.680
option with free? But let's look I have an iPhone,

487
00:31:06.720 --> 00:31:11.720
so let's look at best anti virus for iPhone and iPads. Again,

488
00:31:11.799 --> 00:31:14.799
this was updated November nineteenth. Again, they're going to give

489
00:31:14.799 --> 00:31:19.920
you you know right here. iPhones, like any other Internet

490
00:31:19.920 --> 00:31:23.559
connected device that uses apps and stores sensitive data, are

491
00:31:23.640 --> 00:31:27.440
vulnerable to viruses. They can damage your device and put

492
00:31:27.480 --> 00:31:32.680
your information at risk. So again, here the best antivirus.

493
00:31:32.960 --> 00:31:36.680
This is their version for the best for iPhones overall.

494
00:31:38.480 --> 00:31:45.839
This bit deefender has a feature rich antivisor antivirus. This

495
00:31:45.880 --> 00:31:48.920
has a reliable antivirus for iPhone with a free version.

496
00:31:50.200 --> 00:31:53.640
This is the best user friendly sweet for an iPhone.

497
00:31:53.759 --> 00:31:56.599
So again, go down. It's going to tell you why

498
00:31:56.640 --> 00:32:01.039
iPhones need antivirus protection right and While it says while

499
00:32:01.079 --> 00:32:04.759
iOS devices like iPhones and iPads are typically more secure

500
00:32:05.000 --> 00:32:08.640
thanks to strong built in security features and strict app

501
00:32:08.720 --> 00:32:12.599
review procedures before they will allow an app on their store,

502
00:32:13.000 --> 00:32:19.880
iPhones are still vulnerable to malware such as adware, malicious toolbars, spyware, trojans, viruses,

503
00:32:20.519 --> 00:32:27.839
so having the trustworthy antivirus software is important. Again, this

504
00:32:27.920 --> 00:32:31.039
is an expert comment, right, Apple's done a great job,

505
00:32:31.119 --> 00:32:38.279
but no system is entirely immune to vulnerabilities. So look,

506
00:32:38.319 --> 00:32:42.240
they've compared here total AV. They've given you the rating

507
00:32:42.440 --> 00:32:45.799
on the app store. What their rating is, the price,

508
00:32:46.519 --> 00:32:49.240
how many devices you can have. So look here, this

509
00:32:49.279 --> 00:32:53.319
one's nineteen a month. You get eight devices. It has

510
00:32:53.359 --> 00:32:58.160
a very light impact in the background Safari web protection,

511
00:32:58.240 --> 00:33:02.640
but it doesn't have a firewall. Okay, this one is

512
00:33:02.799 --> 00:33:07.799
ten dollars eleven dollars more, but you get ten devices,

513
00:33:08.279 --> 00:33:11.279
but it has a firewall, and there's no free version.

514
00:33:11.720 --> 00:33:15.720
This one is what is it twelve dollars more? You

515
00:33:15.799 --> 00:33:18.680
still get well, it's actually more than the total AV

516
00:33:18.839 --> 00:33:23.319
but it's a dollar twenty one more than a month

517
00:33:24.240 --> 00:33:27.480
than the Norton one. And the difference is is get

518
00:33:28.319 --> 00:33:31.240
you get a free version, right, so if you're getting free,

519
00:33:31.279 --> 00:33:34.039
you're not paying for it. But it also has an

520
00:33:34.039 --> 00:33:36.799
app Store rating that's a little higher, you know, point

521
00:33:36.839 --> 00:33:42.720
one higher than this Norton one. But cyber News they're

522
00:33:42.839 --> 00:33:46.240
rating was that it was a little lower than Norton.

523
00:33:46.400 --> 00:33:51.359
So again you've got to read through these. You know,

524
00:33:51.400 --> 00:33:53.359
they're going to tell you the key features. You can

525
00:33:53.359 --> 00:33:57.000
get a seven day free trial, current deal and again

526
00:33:57.319 --> 00:33:59.759
current as of when they printed this article, which was

527
00:33:59.799 --> 00:34:04.680
November nineteenth, And remember that's heading up into black Friday.

528
00:34:04.799 --> 00:34:07.000
So are some of these things that they have here

529
00:34:07.079 --> 00:34:09.840
Black Friday sales? It might be, but you can go

530
00:34:09.880 --> 00:34:15.079
to their website. You know it's it's going to give you.

531
00:34:15.079 --> 00:34:18.119
You can do a smart scan in progress. It'll show it.

532
00:34:19.039 --> 00:34:21.440
Just a lot of different things here at pros and cons. Right,

533
00:34:21.760 --> 00:34:25.159
So this is an interesting con here. Higher prices after

534
00:34:25.199 --> 00:34:27.760
the first year, So that might be a question that

535
00:34:27.800 --> 00:34:29.679
you ask, well, this is how much it is for

536
00:34:29.719 --> 00:34:34.400
the first year, but what's the price for year two

537
00:34:34.559 --> 00:34:37.960
through five? And find out ahead of time. You know,

538
00:34:38.079 --> 00:34:40.360
they should be able to give you a price for

539
00:34:40.440 --> 00:34:43.920
those future years. You know, with the caveat that you

540
00:34:43.920 --> 00:34:48.480
know there could be an it price increase. But and

541
00:34:48.480 --> 00:34:50.119
then maybe you say, well I want to lock in

542
00:34:50.159 --> 00:34:52.320
that lower price. Can I get a three year package

543
00:34:52.800 --> 00:34:55.039
or whatever at that lower price. So it's always good

544
00:34:55.079 --> 00:34:59.440
to have that information. And the pro here it has

545
00:34:59.480 --> 00:35:02.280
a QR code checker. That's great. We've talked a lot

546
00:35:02.360 --> 00:35:05.800
about how QR codes can be malicious, especially the ones

547
00:35:05.840 --> 00:35:08.760
that are sitting out in public where you know they

548
00:35:08.760 --> 00:35:11.840
can put a fake QR code right over top of

549
00:35:11.880 --> 00:35:14.199
it and unless you take your finger and try to

550
00:35:14.239 --> 00:35:17.519
peel it off, you know, you wouldn't know that that

551
00:35:17.679 --> 00:35:20.079
was a sticker on top of the piece of paper.

552
00:35:21.440 --> 00:35:25.280
So just go down through here and do your research research.

553
00:35:26.159 --> 00:35:29.199
You know, this one here, what was the next one

554
00:35:29.239 --> 00:35:32.880
that was Norton? You know they have no unlimited free version.

555
00:35:33.000 --> 00:35:37.199
But this one here has an integrated VPN, So you

556
00:35:37.280 --> 00:35:41.159
get this antivirus. It's got a VPN and that's a

557
00:35:41.440 --> 00:35:44.280
that's a pro because then you don't you don't need

558
00:35:44.320 --> 00:35:48.760
a separate VPN subscription. They monitor the dark web. You

559
00:35:48.800 --> 00:35:52.400
can get a trial version, you know, So just go

560
00:35:52.519 --> 00:35:55.679
down through and and like we've said with this, you

561
00:35:55.719 --> 00:35:59.960
can do your own research and then make a decision.

562
00:36:00.719 --> 00:36:02.880
Or you can do your own research and maybe you've

563
00:36:02.960 --> 00:36:05.360
narrowed it down and then you've talked to your tech

564
00:36:05.400 --> 00:36:08.360
support your trusted tech support person to kind of help

565
00:36:08.400 --> 00:36:10.960
you make that final decision. Or maybe you talk to

566
00:36:11.000 --> 00:36:16.280
your trusted tech support person and they tell you, hey,

567
00:36:16.320 --> 00:36:18.039
this is these are the two or three that I

568
00:36:18.039 --> 00:36:20.000
think would be best for you, and these are the reasons,

569
00:36:20.280 --> 00:36:22.719
and then maybe you go in and do your own research.

570
00:36:22.840 --> 00:36:25.679
You know, again it's up to you and your personal

571
00:36:25.760 --> 00:36:29.480
situation on how you want to handle that. Are you

572
00:36:29.519 --> 00:36:32.159
going to go and get something based off your trusted

573
00:36:32.159 --> 00:36:34.840
tech support person. You're going to do your own research,

574
00:36:35.199 --> 00:36:38.800
you know. But there's a lot of information out there

575
00:36:41.159 --> 00:36:45.920
that's gonna these tech companies that have tech specialists that

576
00:36:46.199 --> 00:36:50.880
constantly review these products, and they will update their articles

577
00:36:50.960 --> 00:36:54.840
with the newest information on there. So that's that's a

578
00:36:54.840 --> 00:36:58.960
good way to look at everything. Let me get back

579
00:36:59.079 --> 00:37:04.840
up to you know, this one here has tools you

580
00:37:04.880 --> 00:37:09.320
could go in and it has a ransom looker, a

581
00:37:09.360 --> 00:37:14.000
website security checker, a strong password generator. Right, so let's

582
00:37:14.000 --> 00:37:17.239
get into that. This is just something that create a

583
00:37:17.320 --> 00:37:20.639
unique password. Right. You can copy the password and then

584
00:37:20.760 --> 00:37:23.119
use it and copy it over into your password manager.

585
00:37:23.559 --> 00:37:25.599
You can generate a new password, but it kind of

586
00:37:25.639 --> 00:37:30.239
helps you figure out what a you know, a strong password.

587
00:37:32.000 --> 00:37:37.280
Let's see what else they have. Personal data leak checker,

588
00:37:37.639 --> 00:37:41.519
password leak checker you can put if you have a

589
00:37:41.519 --> 00:37:45.880
password that you're using, you can put it in there

590
00:37:46.000 --> 00:37:48.840
and they can go through and check and see if

591
00:37:48.880 --> 00:37:53.880
it's has shown up in any leaks. Website security checker.

592
00:37:53.920 --> 00:37:57.079
We've done shows on that. You could put the website

593
00:37:57.119 --> 00:37:58.760
in here and you can check it. It tells you

594
00:37:58.840 --> 00:38:03.440
how it works. So there's a lot of valuable information here.

595
00:38:04.239 --> 00:38:12.079
I'm going to stop sharing my screen now. So that's

596
00:38:12.119 --> 00:38:14.239
a lot of information, I know. But I wanted to

597
00:38:14.239 --> 00:38:17.840
give you examples and different and showing you the two

598
00:38:17.840 --> 00:38:20.840
places that I went to. Now, you might have a

599
00:38:21.079 --> 00:38:24.559
different website that you like to do your research on

600
00:38:25.800 --> 00:38:28.559
tech website that you like to research things. Just go

601
00:38:28.599 --> 00:38:33.079
in and see what technology tools and software programs and

602
00:38:33.079 --> 00:38:35.719
stuff that they do research on. And look at the

603
00:38:35.840 --> 00:38:39.000
date of the most recent article when it was updated,

604
00:38:39.719 --> 00:38:42.480
because you know it might be a great company, but

605
00:38:42.920 --> 00:38:45.880
maybe that's just not what they do is on a

606
00:38:45.920 --> 00:38:49.440
regular basis research all of these softwares, and so you're

607
00:38:49.480 --> 00:38:51.480
looking at an article that might be a year old,

608
00:38:52.000 --> 00:38:55.119
and you know, maybe there's another just as good company

609
00:38:55.239 --> 00:38:57.760
that this they do more of it where they do

610
00:38:57.840 --> 00:39:03.639
the constant updates to these softwares. So just do your research.

611
00:39:03.679 --> 00:39:07.840
I think the biggest takeaway here is don't just buy

612
00:39:07.880 --> 00:39:12.000
something because your friend is using it. You know, some

613
00:39:12.199 --> 00:39:17.599
security software and please don't let someone tell you that, oh,

614
00:39:17.679 --> 00:39:20.840
you have an iPhone, you don't need any additional security.

615
00:39:20.960 --> 00:39:23.800
Yes you do. We've known for a long time that

616
00:39:23.920 --> 00:39:29.440
iOS has very robust security measures and procedures when they

617
00:39:29.559 --> 00:39:32.119
are looking at an app to put an app in

618
00:39:32.159 --> 00:39:35.280
their app store, which is great. Android is catching up.

619
00:39:35.360 --> 00:39:41.360
Android has strong security too, but nothing is fool proof.

620
00:39:42.000 --> 00:39:46.239
Nothing is you know, everything is vulnerable. Anything that is

621
00:39:46.280 --> 00:39:51.719
connected to the Internet is vulnerable. And you have to

622
00:39:52.039 --> 00:39:55.800
understand that before you start doing your research, and know

623
00:39:56.000 --> 00:39:59.760
that when you do find the software and the security

624
00:39:59.800 --> 00:40:03.480
app that you want to use, that doesn't mean sit

625
00:40:03.599 --> 00:40:06.920
back and forget about all your scam prevention habits. You

626
00:40:07.039 --> 00:40:10.199
need to keep your scam prevention habits in place, your

627
00:40:10.239 --> 00:40:14.280
healthy skepticism, knowing it it's okay to ask questions when

628
00:40:14.320 --> 00:40:18.079
you don't understand why they're asking for certain information. You know,

629
00:40:18.320 --> 00:40:21.360
keep your healthy habits about, you know, clicking on links

630
00:40:21.400 --> 00:40:26.199
and responding to messages that you have no idea who

631
00:40:26.239 --> 00:40:29.760
this person is. You know, it's okay to hang up

632
00:40:30.159 --> 00:40:32.719
if you realize you shouldn't have answered that phone call,

633
00:40:33.039 --> 00:40:36.039
It's okay to hang up. You know a lot of

634
00:40:36.039 --> 00:40:40.079
different scam prevention habits, verifying everything before you can even

635
00:40:40.119 --> 00:40:41.000
begin to trust.

636
00:40:41.679 --> 00:40:41.760
All.

637
00:40:41.880 --> 00:40:45.719
Right, next week, I believe we're going to be talking

638
00:40:45.760 --> 00:40:50.920
about We've gotten some new text messages in from people

639
00:40:51.440 --> 00:40:54.320
and We're going to show you some different emails that

640
00:40:54.360 --> 00:40:58.639
have been coming through to give you an update on that,

641
00:40:59.119 --> 00:41:03.360
and so stay stay tuned next week for that information.

642
00:41:04.159 --> 00:41:07.920
One of the text messages is really clever on the

643
00:41:07.960 --> 00:41:10.960
link that the scammer was using, So you're going to

644
00:41:11.000 --> 00:41:12.920
want to tune in and find out what that what

645
00:41:12.960 --> 00:41:17.440
that link was. It's really clever. Anyways, maybe you have

646
00:41:17.480 --> 00:41:19.440
a text message or an email that you've gotten that

647
00:41:19.480 --> 00:41:21.920
you know as a scam, send it to us. You know,

648
00:41:22.079 --> 00:41:25.079
we want to see this, you know, screenshot it and

649
00:41:25.159 --> 00:41:28.440
send it. Or if you want to forward the email message,

650
00:41:28.480 --> 00:41:33.079
that's fine. You can forward it to info at Roseadvocacy

651
00:41:33.079 --> 00:41:36.039
dot org or screenshot it and send it to us.

652
00:41:36.079 --> 00:41:39.719
You can screenshot the text and email it over to

653
00:41:39.800 --> 00:41:43.840
us as well. It's info at Roseadvocacy dot org. So

654
00:41:43.880 --> 00:41:46.039
that's it for today. I hope you got a lot

655
00:41:46.039 --> 00:41:49.000
of valuable information and please, please please do your research

656
00:41:49.599 --> 00:41:51.960
and have that trusted tech support person to talk to

657
00:41:53.159 --> 00:41:57.360
about the best security apps for all of your devices,

658
00:41:57.360 --> 00:42:00.800
including your mobile phones, your cell phone. They are not

659
00:42:00.920 --> 00:42:04.960
immune to vulnerabilities, and don't forget you're going to want

660
00:42:04.960 --> 00:42:08.119
to visit our website Roseadvocacy dot org find all of

661
00:42:08.159 --> 00:42:11.000
our social media links. We are really trying to grow

662
00:42:11.039 --> 00:42:13.199
our YouTube page, so we would love it if you

663
00:42:13.239 --> 00:42:16.960
would subscribe to that YouTube page. We're trying to get

664
00:42:17.039 --> 00:42:21.239
up over one hundred subscribers. To unlock some more tools there,

665
00:42:21.559 --> 00:42:23.320
and then scroll down to the bottom of the page.

666
00:42:23.360 --> 00:42:25.480
We have our newsletters you can sign up for. As

667
00:42:25.519 --> 00:42:28.320
I said in the beginning, there's an email one. There

668
00:42:28.400 --> 00:42:32.719
is a mailed one email one. If you're already on it,

669
00:42:32.760 --> 00:42:35.360
you would have gotten our Tuesday tip about a half

670
00:42:35.400 --> 00:42:38.400
hour ago. Every Tuesday morning, a Tuesday tip comes out.

671
00:42:38.800 --> 00:42:41.760
Great conversation starter to talk to your loved ones to

672
00:42:41.840 --> 00:42:48.679
keep scam prevention a regular conversation in a just conversational tone,

673
00:42:49.039 --> 00:42:53.079
not making someone defensive, not a negative tone. It's having

674
00:42:53.119 --> 00:42:56.480
the conversation. The more we talk about this, the more

675
00:42:56.880 --> 00:43:01.679
we can help people and ourselves with scam prevention and

676
00:43:01.880 --> 00:43:05.280
be a lot healthier, keep our nest egg when we retire,

677
00:43:06.159 --> 00:43:08.119
to be able to live out our retirement years the

678
00:43:08.119 --> 00:43:10.119
way we want to live out, to be a lot

679
00:43:10.159 --> 00:43:13.719
more educated and aware about what's going on. All right,

680
00:43:13.800 --> 00:43:15.760
thanks for joining me and see you next week.

681
00:43:17.079 --> 00:43:20.079
Well, that's all the knowledge for this episode June in

682
00:43:20.280 --> 00:43:24.400
every Tuesday at eight am Pacific time on KFOURHD Radio

683
00:43:24.519 --> 00:43:29.239
at KFOURHD dot com as Joyce explores a variety of knowledge,

684
00:43:29.280 --> 00:43:32.880
so you have the power to make scam protection your

685
00:43:33.000 --> 00:43:36.639
healthy habit, and until then, feel free to reach out

686
00:43:36.679 --> 00:43:39.239
to Joyce and let's talk about scams.