April 21, 2026

Don’t respond to random text messages

Show Notes
Transcript

If you receive a text message from an unknown number, we recommend that you don’t respond. There is no reason to be polite. Scammers are trying to steal your life savings through a scheme called pig butchering. Save yourself time and financial ruin by immediately deleting the text.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).

Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.

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This program is designed to provide general information with regards

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to the subject matters covered. This information is given with

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the understanding that neither the hosts, guests, sponsors, or station

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are engaged in rendering any specific and personal medical, financial,

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legal counseling, professional service, or any advice. You should seek

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the services of confident professionals before applying or trying any

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suggested ideas. The information contained in this podcast is intended

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for informational purposes only and is not a substitute for

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individual professional legal advice. The podcast information was carefully compiled

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from vetted sources and references. However, Rose Resources outreach to

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safeguard the elderly cannot guarantee that you will not fall

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victim to a scam.

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Let's talk about scams. It's the must listen show for

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anyone who wants to protect themselves and their loved ones

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from scams. Every Tuesday am Pacific time on K four

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HD Radio, Joyce Petrowski, founder of Rose, and her guests

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will provide valuable insights and practical tips on how to

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recognize and protect yourself from scams. And now here is

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your host, Joyce Petrowski.

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Good morning, My name is Brian Watson. I'm a community

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outreach specialist for Rose Resources Outreach to safeguard the elderly,

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and welcome to let's talk about scams. I am filling

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in for Joyce this weekend. Next it's my pleasure and

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privilege and Joyce will be back in a couple of weeks.

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But in the meantime, I get the camera and the

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mic and I get to share some hopefully really good

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advice that you can share with others. So today's topic

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is don't respond to random text messages and we have

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to break the habit of being nice because the scammers

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are trying to trick us, and a lot of times

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they will make their initial intro through a text message.

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We always talk about something called the anatomy of a scam,

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where most scams have three phases, and the first one

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is contact out of the blue, and text message is

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one of the ways that scammers can get to us.

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I was at a presentation yesterday and someone asked me, well,

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where do they get these numbers? And I say, they're

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out there. You just they can just use an auto dialer.

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That's the old way, but the new technology is they'll

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just pick the next number they're going to contact every

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one of us at some point, because these aren't secret numbers,

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you know, they go from zero zero's to nines, and

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they're eventually going to contact all of us. So I'm

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going to recall a story that happened to me a

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couple of weeks ago, and I'm sharing it because it's

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a great example of how I was even targeted by

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a scammer. So I received a text message on my

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cell phone. It was a number that was not in

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my contact list. I later looked up. It was a

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Connecticut area code, and all it was was a picture

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of a cute little dog, a puppy. It was a Samoy,

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It one of those white fluffy dogs. And it came

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in on my text message. Came in my phone as

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a text message, no words whatsoever, just a picture of

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a dog. So what would you do, Well, the scammers

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want you to respond. So I knew immediately it was

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a scam because this is what I do part time.

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And I'll tell you why I knew it was a scam.

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So I decided to respond to the text because I

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knew it would be a good learning experience. It also

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helps me. It gave me an idea for an article

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for the newspaper. I write for the Green Valley News.

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So on my phone I just replied back, who is this?

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And immediately I got a text back and it said

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this was Annie. Don't you remember me? You gave me

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this dog and then I brought it to your fifty

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fifth birthday party. And so typically this is where a

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normal person would say, oh, I'm sorry, you have the

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wrong person. I didn't give you that dog. I don't

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know who you must be thinking of someone else. And

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then at that point the scammer will profusely apologize and say, oh,

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I'm so sorry I typed in the number wrong or

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I picked the wrong person. But then they will start

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a conversation with you, Oh, well do you like dogs? Oh?

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Or where do you live? And they start giving you

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all kinds of attention, and if you have some free

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time and you're nice, maybe a little bored, you start

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engaging with someone because it's kind of fun. So in

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this case, I didn't want this to go on forever,

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but I at least wanted to show that it was

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a scam. So I played dumb and I just said,

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you know what, I know a lot of Annie's. Maybe

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if you send me a photo, it'll jog my memory.

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So at this point in this whole scheme, I was

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willing to bet my left ear or my right ear,

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or an eyebrow that the picture I got was going

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to be from an attractive young Asian woman. And sure

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enough I got both my ears. That is exactly what

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I got. I was texted a picture of a young,

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attractive Asian woman. Now, these unsolicited text messages is one

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of the methods that scammers used to start conversations with

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potential victims. I could have played this out for weeks

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and at some point my new friend Annie would have

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mentioned HER's success in investing in cryptocurrency, maybe Bitcoin, one

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of the or one of the other cryptocurrencies, and invite

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me to participate. So this scam is called pig butchering.

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Joyce and I have talked about pig butchering quite a bit.

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We've had guests coming on talking about pig butchering. Basically,

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pig butchering is tricking people, targeting people, tricking them into

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investing in cryptocurrency, but they're really not investing in cryptocurrency.

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It's just a complete scam and they will take all

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your money. So going back to my story with Annie.

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We went back and forth, where do you live? You know,

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I didn't I didn't recognize that area code, and then

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there was a pause, like you know, a delay, and

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then she reintroduced herself as Rose, which is I think

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what happened is this scammer was interacting with way too

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many people and forgot that he or she had used

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the name Annie. So at that point I was like, Rose,

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I thought I was talking to my friend Annie. But anyways,

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sometimes these scammers can't keep their story straight. I also

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found the name Rose very ironic because that is the

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name of our nonprofit. So I basically ended the text conversation.

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I didn't want this thing to go on forever because

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I didn't want to get text messages at weird hours,

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and I basically said, when you're going to ask me

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invest in crypto? I know this is a scam. I

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hope you're not one of these victims trapped in a

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compound in Southeast Asia. If you need help getting out,

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you know, we can reach out to people who do

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this for a living. You know, I don't know anybody

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personally that does it, but I have friends of friends

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who work for nonprofits that help extricate people from these

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horrible scam compounds where they're forced to work. So scammer

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moved on. I'm sure it will start texting other people.

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So there's numerous variations of this text message. In my case,

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I received a picture of a dog. I've heard of

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times where people will receive a picture of a bottle

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of wine and the person on the other end of

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the text will say, hey, did you get the bottle

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of wine I sent you? And then you know, you'll

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say sorry, you got the wrong number, and it starts

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the process. Or hey, Bob, are we still on coffee?

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Or are we still on to have coffee tomorrow morning

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at seven am? You know? And then a nice person

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will say, you know, no, that's you got the wrong number.

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For most of us, our good nature causes us to

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help out the person sending the text. If you do that,

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you are a good person. You are raised well, you

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have manners. But here's the deal. The scammers are taking

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advantage of your good heart, your good manners, just the

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fact that you're a decent human being. But I'm telling

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you you do not have to respond to this random message.

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You won't get in trouble from your parents or your

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grandparents just ignore it, delete it, don't engage. Now. I

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engaged because I knew what it was and I wanted

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to have a story to tell. And it was a

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learning experience for me because eventually, let's say you do

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engage with this scammer, it's going to be a daily text,

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it could be an hourly text. It could be back

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and forth, going real really quick. And then you know,

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at some point, you know, they'll figure out what you like.

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Are you into animals? Are you into food? Are you

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into travel? Sports? And these scammers will mirror you, and

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they literally will have a script that they can use

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in front of them on a computer screen or even

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on paper, where if their potential victim is into say

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fine dining, they will have things to ask. They'll show pictures,

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you know, if you're into travel, Eventually this personal show

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themselves at the Eiffel Tower in Paris, or at Big

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Ben in London or somewhere in New York City. And

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then it'll it'll obviously ask the beg the question how

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can you afford to do this much traveling? And the

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scammer will say, well, have you ever considered cryptocurrency? It's

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been really good for me. I have a family member

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who's an expert at it and has made millions of

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dollars in crypto currency. Why don't we start small, you know,

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maybe invest one thousand dollars and let's see how that goes.

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And then they'll give you the fake portal that shows

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up on your computer screen, and of course it makes money,

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so you get excited because we all want to make money.

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And then at some point they will let you take

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a small refund or you know, a withdrawal of some

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of your investment, maybe even all of it. It's done

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intentionally to let you think that it's liquid and fully refundable,

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but in the meantime, there is no investment. They're not

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putting the money in cryptocurrency. They just take the money

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and using it themselves, and then they get you to

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invest more, like everything you have. I mean, I've met people.

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I met someone who's lost over seven hundred thousand dollars

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in a pig butchering scheme, and it was a very

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very smart person. So that's what's so they do. Now.

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The FBI's elder Fraud Report was recently released, and these

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are the numbers from twenty twenty five, and you can

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go online and find the FBI Elder Fraud Report. You

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can find it at IC three dot gov or you

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could just any search engine type in FBI Elder Fraud

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Report twenty twenty five. I have it. I've reviewed part

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of it, and I wanted to share some things as

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it relates to pig butchering and these random text messages.

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Seventy two thousand complaints were filed related to investment scams.

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The only things that had more complaints were phishing, the

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fank emails, and extortion. But here's the deal. Pig butchering

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investment fraud came in as the number one reported loss

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in the FBI's twenty two twenty five Elder Fraud Report.

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The dollar amount of reported loss is eight point six billion,

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and that's billion with a bee like boy, not million,

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but billion. And here's the crazy part. Most experts will

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tell you that only six to ten percent of these

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frauds are actually reported, so that number is unbelievably high

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and it is crazy. So if you receive a text

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message from an unknown number, we at Rose recommend that

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you don't respond to it. Don't do what I did today.

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I was having fun. If you want to watch people

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messing with scammers. You can go on YouTube and look

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at people that mess with scammers. They're professionals, they're really

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good with technology. We're recommending the general public don't do

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this because you don't know what information these people have

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on you. If they've contacted you before, they're very sophisticated.

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Don't mess with these people. But here's the key. Delete

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the text, ignore the text, whatever you have to do.

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And there's no reason to be polite. These scammers are

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lying to and going to steal from you, so we

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have no obligation to be polite or nice to them.

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They want to steal your life savings, So save yourself

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some time and financial ruin by immediately deleting the text.

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And I know, and it's just good practice, you know.

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You know the story I like to tell. I did

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a fraud prevention presentation with the bank manager in the

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town I live in, and she met a lady who,

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in her case, received a phone call and the lady

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knew something was not right, she knew it was a scam,

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but she stayed on the phone, she didn't hang up,

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and my friend, who's the bank manager, politely asked her, well,

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why didn't you just hang up the phone. I mean,

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you knew it was a scam, like, there's no reason

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to stay on the phone. And she said, well, I

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don't want to hang up because that would be rude. Okay.

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So and I respect that. I respect the fact that

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she was raised well and she has good manners, and

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I wish everybody had as good as manners as this

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lady does. But these scammers are going to lie and

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steal from you. You have no obligation to be nice.

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If you are on the phone with someone, I am

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giving you permission to lie to them and have an

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answer already in place. You know, I have company over

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right now. I'm making dinner. I got food in the oven,

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I got something on the stovetop. My dog needs to

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go outside. We want you to take a break. And

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what they're trying to do because the scammers are social manipulators,

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they are are going to make you go into a

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place where you make a bad decision. So I mentioned

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the anatomy of a scam early on contact out of

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the blue, in this case a text message, you know,

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and then the compelling reason to act is wow, you

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have the potential of getting extremely wealthy. And then of

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course they always ask for money. That's the third part.

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And then you know, for most scams they've used urgency,

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but when it comes to pig butchering, it's a long

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play scam. They can develop this scheme over weeks or

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even months. They want to build that trust and they

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want to kind of control you. They want to mirror

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you and have you invest small eventually have you invest

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everything you have. So they invest a lot of time

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in no pun intended, they do invest a lot of

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time in into you to try to get the big kill.

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Because with pig butchering, they're not trying to make one

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thousand dollars, they're not trying to make ten thousand dollars.

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They want to make one hundred thousand dollars or a

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million dollars or even more. So please please please sign

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up for our monthly email. We have a lot of

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subscribers to our monthly email. At the beginning of the month,

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it comes out with all the latest tips, latest scams,

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ways you can partner with us, just some videos, some

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cool articles, and then on Tuesday mornings, Joyce sends out

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a little mini version of our newsletter. It's called the

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Tip Tuesday and it's usually just one small thing that

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you can read quickly, because here's the deal of folks.

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The scammers are coming after every one of us. They

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came after me, they're coming after you, They're coming after

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your family members. And we have to be mentally prepared

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to delete that email, lead that text message, hang up

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that phone call. You are in control. Live with a

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healthy amount of skepticism. We trust people, but it needs

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to be verified. And if you do get it, you know,

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if you do get a phone call or an email,

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you know, contact the company from a verified number. But

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that's that's the biggest thing in the world. Don't respond

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to random text messages you have no obligation to. All Right,

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that is all I have for today. I really appreciate

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everyone out there listening to me. Please share this link

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with someone you know. It could save them their life savings.

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We'll see you next Tuesday morning. Thank you very much.

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Well, that's all the knowledge for this episode. Juni in

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every Tuesday at eight am Pacific time on KFOURHD Radio

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at kfoorahd dot com as Joyce explores a variety of knowledge.

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So you have the power to make scam protection. You're healthy,

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habit and until then feel free to reach out to

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Joyce and let's talk about scams.

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