June 30, 2026

Fraudulent Websites and Property Sales

Fraudulent Websites and Property Sales

Tune in as we discuss two FBI Public Service Announcements. Identity Theft of vacant property owners and attempt to fraudulently sell the vacant property. Scammers redirecting people to fraudulent websites. Learn more about these scams and ways to...

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Tune in as we discuss two FBI Public Service Announcements.

Identity Theft of vacant property owners and attempt to fraudulently sell the vacant property.

Scammers redirecting people to fraudulent websites.

Learn more about these scams and ways to protect yourself.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).

Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.

WEBVTT

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This program is designed to provide general information with regards

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to the subject matters covered. This information is given with

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the understanding that neither the hosts, guests, sponsors, or station

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are engaged in rendering any specific and personal medical, financial, legal, counseling,

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professional service, or any advice.

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You should seek the services.

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Of competent professionals before applying or trying any suggested ideas.

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The information contained in this podcast is intended for informational

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purposes only and is not a substitute for individual professional

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legal advice. The podcast information was carefully compiled from vetted

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sources and references. However, Rose Resources outreach to safeguard the

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elderly cannot guarantee that you will not fall victim to

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a scam. Let's talk about scams. It's the must listen

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show for anyone who wants to protect themselves and their

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loved ones from scams. Every Tuesday am Pacific time on

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K four HD Radio, Joyce Petrowski, founder of Rose, and

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her guests will provide valuable insights and practical tips on

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how to recognize and protect yourself from scams. And now

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here is your host, Joyce Petrowski. Hi, I'm David staying

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active mentally, thing chess. Those are all very important things.

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I'm seventy two, but I'm going to keep on learning.

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I'm going to keep on moving. I'm gonna keep on

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living my life.

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Healthcare for David's next move. Learn more at archwel health

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dot com. Hi, everybody, welcome back.

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I'm Joyce Petrowski, founder and board president of Rose Resources

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Outreach to Safeguard the Elderly. You can find more information

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about us on our website at Roseadvocacy dot org. If

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you scroll down to the bottom of the homepage, you

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will find where you can sign up for our emailed

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newsletter and or you can sign up for our mailed newsletter.

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We send one in the mail. Julys will be coming

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out at the end of this week, so you should

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start receiving it in the mail by the end of

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this week or the first and next week. The emailed

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newsletter you get a monthly more in depth newsletter. But

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then every Tuesday morning at nine fifteen, you get a

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Tuesday Tip. And that Tuesday Tip has a couple of benefits.

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One is giving you information that you might not have

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already have known to help keep you safe from scams.

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But The other just as important piece is that it's

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a reminder. It's a reminder for your healthy skepticism and

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your scam prevention habits. As you know, we need to

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see read here, talk about things multiple times on an

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ongoing basis before it starts becoming a habit. And we

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want your scam prevention tools in your healthy skepticism to

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be a habit to help protect yourself. So today I'm

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going to talk about a couple more public service announcements

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from the FBI. We did two of them last week.

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We're going to do two more this week. And let

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me share my screen here, all right, So I just

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went to the IC three dot gov and I can

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show you here back up, and when you type in

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IC three dot gov, you're going to get this is

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the homepage for the Internet Crime Complaint Center with the FBI.

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You just go into public Information here. Public Service Announcements

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is where you'll find all those and then the annual reports.

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If you go here, this is where you're going to

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find by year there reports for all age populations, but

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they'll also have a section on just the sixty year

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old and older population. This is where we get all

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of our statistics. You can also do dropdowns where you

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can look up different statistics by state if you're looking

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for some different state information. But we're going to go

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to the public service announcements, so we're going to go

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to this.

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One here that was June eighteenth, so just about ten

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days ago, twelve days ago, excuse me.

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And so this one is it's titled cyber Criminals Redirecting Users.

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That would be anybody that's using the Internet and the

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web browsers to fraudulent websites with malicious traffic distribution systems.

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So it's basically they're redirecting you, going to get you

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to a fraudulent website with malicious intent. And we've talked

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a lot about it, and we talk about this in

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our presentations as well. That I think a lot of people,

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you know, to go up and hover over the name

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that shows up on an email and you can see

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the email out that it's coming from, and you can

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go up and you can look at the U r

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L and see if it's a secured site with the HTTPS,

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But then you want to look at the actual URL

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where where the website is going to.

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Go to, and.

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Sometimes it's really really difficult to see some slight little

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change that was made that would actually then be directing

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you to a fraudulent website. And we use you know,

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Microsoft as an example.

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Are you are.

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You going to see when your mind is already thinking Microsoft,

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Are you going to see that that lowercase M is

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really a lowercase R, an N, or actually maybe two

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ends when your mind's already thinking Microsoft. So it's really

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good to write down every individual care character and then

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look at those characters to see if they make sense

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put together that that's where you want to be going.

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But you I mean, they could use that scenario with Amazon.

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They can use it with any you know website that's

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got a lowercase M in the in the URL. So

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back to this public service announcement. They are doing this

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the the criminals are doing getting you to go to

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a malicious website by visiting or by clicking on advertisement links,

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signing up for promotions or discounts, downloading an application. There's

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a lot of different ways that they can do it.

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So we're gonna look at actually how this works. So

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they use a variety of methods to an essence, trick

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you into going onto these sites, and that includes social

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engineering techniques such as sending a phishing email that could

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have a link to. On the surface, looks like it's

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a legitimate website, but when you actually look at where

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it's going, it's actually a malicious website. It's not the

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it's not the actual legitimate one that you're thinking that

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it's going to. They can also do it through it

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says here's search engine optimization poisoning that promotes fraudulent advertisement links.

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So a lot of times when you're going to do

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an Internet search for something, the first maybe three ones

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that come up are going to be those sponsored ads.

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You know, you'll see the URL, you'll see.

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The name of it, and then down below in little

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letters you'll see where it says sponsored. Well, you know,

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the scammers can hang out in those. They put their

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fraudulent websites in those sponsored ads as well. So just

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because it shows up as one of the first three

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under the sponsored ones doesn't mean it's automatically legitimate. You

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still need to look at the r L write down

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every character, but that's another way that they can get

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you into those.

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Malicious websites.

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So, really, any legitimate website is vulnerable to a cyber criminal,

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but you can also be using insecure passwords or.

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You know, to log in.

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They can do that with people that work at the

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companies that are not using strong passwords. They can use

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social engineering with someone that works at the company to

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get them to give up information that then allows this

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criminal to get into the back end of the website

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and stuff like that.

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So that brute forcing.

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Cyber criminals obtain unauthorized access to websites by brute forcing

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weak administration administrative passwords. That brute force is where they

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just they've got that software program that's just going to

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keep trying to with all these different variations you know,

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of a password until it hits the one that the

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one that you're using. So having those really strong passwords

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are beneficial, whether you're having a password as a consumer

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with a company that you've signed up for an account,

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or whether you have it as an employee at a company.

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Having those strong passwords, you know a lot of companies

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are now giving you the option of using the pass keys,

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which is the biometric information. Security professionals are saying that

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those are much safer than passwords. Well, one of the

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reasons is because they know that we use weak passwords.

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You'd be amazed at how many people still use password one,

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two three, whether it's by choice or whether that was

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the initial password they were given and then they never

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changed it. But and they know through you know, social engineering,

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that they can get you to give up your password,

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so they're going to redirect you. Another way that they

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could do it is they can you know, they can

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bypass firewalls that you have set up to block connections

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to malicious codes. Every now and then we see that

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come up in warnings from different resources we we look

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at for information. Is that you know, some some cyber

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criminal group has figured out how to bypass internal systems

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or or bypass multi factor authentication or firewalls, different things

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like that. So they get smarter and smarter. They have

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the software that's available to them to be able to

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do that. They filter website visitors so they can they

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can look at based on your IP address, your operating system,

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your location, your device browser information. You know, when you

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visit a way website, they can analyze that. So some

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of that could be because of the cookies that you've

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allowed when you've gotten on that website, you've allowed all

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of them, which is the reason why when it's asked

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if you want to reject or accept only necessary. Those

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are the best way to do it, or you know,

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go into whatever browser you're using and click on those

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three dots right up here and go down to your

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settings and then in your Privacy and Security and you

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can actually go down and say block all third party cookies,

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and it's going to block it for as long as

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you're using that same browser that you've told it to

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block on all the websites, so then you don't have

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to go in and do it on each individual one.

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So that's how they you know, they can also exploit

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your devices again by those phishing emails and other malware

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that just by clicking on a link, you know, they

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can then exploit you as the end consumer. So here's

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some different tips that the FBI is putting out and

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they recommend the individuals take the following precautions. Exercise caution

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when clicking on advertisements. You want to make sure, as

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we said earlier, you check that URL to make sure

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that site is the official site, and maybe instead of

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clicking on the advertisement, just go to the official site

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and then look on that site for that specific discount,

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that specific advertisement, and look at each individual character in

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the r L and see that that makes sense. The

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characters all make sense when you put them together. Keep

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your software Updated's the main reason, you know why a

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lot of software companies send out these updates is yes,

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there's new information, but they're also fixing security flaws that

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they found, and so it's good to keep everything updated.

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You want to, you know, install reputable plugins if you're

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going to have a specific one with a firewall. You

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want to have a web application firewall to block malicious traffic.

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Harden your login security. So you've got to have those

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strong passwords, think about a pass using a pass key instead.

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You can also do the multi factor authentification and you know,

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make sure you keep that code confidential. You know, somebody

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calls you pretending to be the bank and there's to

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scare you that there's you know, fraud or there's something

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bad going on with your account and you might lose

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all your money, you know, but we have to verify

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it you were talking to. So we're going to send

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you a code and we need you to read it

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back to us and then that that's exactly how the

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legitimate bank is going to verify it's you on the

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phone when you call them. Well, scammers are using that

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against you because they have already figured out your log

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in and now they see you have multi factors set up,

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so then they're going to trick you into giving them

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that code so then they can get into your account.

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So another reason why you have to make sure you know,

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especially if you're on the phone, that you are actually

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talking to the legitimate bank. You know, if somebody called you,

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then you hang up and you call the number on

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your bank statement or the back of your debit card,

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or you might already have the bank's phone number in

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your contacts, but call them directly or go down there

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and check things out. Those third party plugins and apps

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and all that stuff, you want to make sure you're

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only downloading those from reputable, verified places, and that would

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be like the Google Play Store, the App store.

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And then this other part here is for.

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Businesses that they can take I'm not going to go

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into that, but you know how to get to the

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public service announcement if you want to read more about

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the businesses.

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And then you know if you've.

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With any scam, whether you have lost money or not,

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it is always good to report it. It helps law

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enforcement with more pieces to the puzzle to try to

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find these people, so you always want to make sure

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you report it. And then down at the bottom they

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have explanations of you know what phishing, search engine optimization,

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poisoning is, brute force, and then a fire what a

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firewall is if you want to read about that. Now,

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I'm going to go back. And there's another one, and

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this deals with illegal property sales. We talk a lot

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about deed fraud and somebody transferring the deed to your

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property fraudulently with fake IDs, downloading the deed transfer paperwork

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and they can put your address in and look up

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and see exactly how your property is titled. This one

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deals with they impersonate the owners. The FBI is seeing

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that it's usually of vacant property parcels because usually with

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vacant property, people are more apt to not pay attention

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to it as much as they would if it's their home,

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their place of business, you know, their company, different things

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like that. And so then to illegally sell the property,

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sell the property parcels without the owner's knowledge or consents.

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So basically they're gonna the first thing they're going to

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do is impersonate the landowner. And again, this one's specifically

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talking about vacant property parcels. But as we're going through this,

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just you know, ask yourself, you know, could they really

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be doing the same thing with other types of property

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as well. So they're going to create fake IDs, driver's licenses, passports,

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they've been doing this for years. It'll have their picture

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on it, but it's going to have all your information

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on it. They'll have fake email, you know, email addresses

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that are there, so they're used for fraudulent purposes.

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They'll also use voice.

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Over Internet those vi vo IP phone numbers which are

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the ones that you hit.

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Like have an app.

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You don't actually have to have a physical phone you

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it's used through an app as to how you get

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the how you get the phone calls and messages and

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stuff like that through your your mobile phone, and they

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use them to impersonate the landowners. So, as we said,

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criminals can obtain the property owners personal identifiable information through

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the county and state public websites, through data brokers, stolen

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account information, phishing schemes. They can get you to give

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them that information with you know, by impersonating a legitimate company,

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or they purchase it from the dark web or other hackers.

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So then the second part is once they've done that

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and impersonated the landowner, they're going to have contact with

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the realtors and the title companies. So they're going to

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contact a local realtor and title company. They're going to pose,

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you know, impersonate the property owner and draft property related

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contracts to market and sell those vacant parcels. And the

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FBI saw in one instance that there was actually a

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fictitious deed that was used to further substantiate the impersonation

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to convince the realtors of the validity of the sale.

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And then the third phase is they then request once

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the sale goes through, they request the money from the

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illegal sale of that vacant property to be sent to

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a co conspirator attorney in a different state. So they've

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seen this with this particular scheme, is that the money

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was actually sent to an attorney who was in on

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this whole fraudulent ordeal in a different state. So here's

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some tips that they've to identify the scam and unusual

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communication methods, so the seller communicates only via email or

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text or those voiceover internet provider numbers. They refuse to

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meet in person, often citing excuses such as illness, travel,

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personal emergencies with the artificial intelligence, thinking that they will

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most likely you know, get on maybe zoom or a

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FaceTime or something like that, because they can manipulate what

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the realtor the title company sees as the picture, you know,

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as the person.

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They can manipulate that.

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But to meet in person, they're going to always have

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reasons why they can't do that, so they're going to

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pressure to close quickly. Remember with scams and fraud, it's

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everything mostly everything is done quickly. There's an urgency to it,

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so inconsistent or missing information so they might demonstrate limited

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knowledge about the property and might not have essential documents

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like surveys or tax information. And then those suspicious payment requests.

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The seller request payment through an international wire transfer, maybe

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a domestic wire transfer to an account that's under a

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different name, so it's not to an account with a

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title company under their name, you know. The one that

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they mentioned earlier, was it actually went to a co

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conspirator attorney that was in a different state, or it's

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an account in a location that is completely unrelated to

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the property. There might be some red flags in the documentation,

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so there could be deeds that were notarized in a

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foreign country or other unusual documentation. So here's some tips

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that the FBI is you know, check with your county recorder,

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register of Deeds, all of that. If they have notification

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services where you get that automated email when something changes

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with your property title. Now every county in Arizona is

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required to have a deed alert system.

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That's free.

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You need to sign up for it, and if there's

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any changes in your they will automatically notify you. It

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doesn't prevent the change from happening, but it notifies you

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right away that the change occurred, so you can get

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right on reporting it as identity theft and getting, you know,

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start the process to get your property back. You might

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want to review your title insurance policy. We talk about

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this as well, to see if is there any post

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policy protection, meaning that you know, when you originally purchase

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the property and you work through a title company, you

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have title insurance, but does that last is that ongoing

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or did that only last for a certain amount of time?

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In order to protect the title during the transfer, you

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could check your homeowners' policies to see if there's anything

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in there that might help you. Maybe you have an

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identity protection policy that you could then use because this

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is identity theft. Maybe you have it through your regular

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insurance company or you've purchased one of those you know,

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third party identity protection plans, but use that because that's

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identity theft. So and this is when purchasing to send

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a certified letter to the address of record on the

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land tax record to verify the legitimacy of the seller.

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So that was something that you can work through. If

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you're purchasing, you can work through with a title company

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or the realtor. And once again, you always want to

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make sure that you report it even if you figure

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it out. Excuse me, you figure it out right away

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and you don't go through with it the process or

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should I say, somehow you know that somebody tried to

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change it, but something block them from changing it, and

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you know, you get notified. Then you know, report all

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that stuff to the police. They need the information in

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order to do a thorough investigation and it could help them,

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like I said, add pieces to the puzzle to get

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a complete picture as to what's going on. And then

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they're also the police are also very good about and

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you know, the law enforcement is very good about getting

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this information out, whether they put it on their website,

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they send you know, emails out.

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The FBI puts these public.

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Service announcements out, you know, sometimes you see them on

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the news talking about you know, upticks and things that

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they see to warn consumers about it. So that's all

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I have for today, So don't forget to go to

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our website, Roseadvocacy dot org. You'll find a lot of

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great information on there. We do have an event coming

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up this fall on Saturday, October twenty fourth. It's a

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Champagne and Chocolate tasting, so you're going to get five

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pairings of a.

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Champagne and a chocolate.

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We have the Chocolate Savant that's going to be there

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doing an educational program regarding the chocolates and the champagne pairings.

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And we'll have some advertisers while we're going through the program,

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and then we're going to have a buffet dinner. It's

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all going to take place starting at five thirty one

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hundred Mile Brewing Company and Tempe and go on the

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website click on events. It'll be the first one listed there.

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The two and twenty six Champagne and Chocolate Tasting experience

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to get your tickets. You can get individual tickets, you

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can buy a table for eight. There's other sponsorships available,

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but from now until July fifth, we have a discount

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price for the individual tickets and also for the purchasing

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a table for eight. Those prices are discounted through July fifth,

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so get the tickets before we sell out. This is

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we've done these in the past and with different types

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of spirits, and these have been a huge success and

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we've sold out every single one of them, So get

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your tickets while they're at a discount and join us

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on October twenty fourth. But also on the homepage of

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00:26:09.680 --> 00:26:11.880
the website, scroll down to the bottom sign up for

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00:26:12.599 --> 00:26:16.519
those newsletter the newsletter email and or mailed. You can

404
00:26:16.519 --> 00:26:18.599
find all of our social media links at the top

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00:26:18.640 --> 00:26:23.519
of the homepage. And we're really trying to increase our

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00:26:23.559 --> 00:26:26.160
YouTube subscribers, so if you can get on YouTube and

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00:26:26.200 --> 00:26:30.200
click subscribe, you can find all of our past live episodes.

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00:26:30.319 --> 00:26:32.440
You can find the shorts you would just want to

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watch it for maybe a minute, see what it's about,

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00:26:34.880 --> 00:26:38.359
and then go into the live one that you can

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find a lot of information on our YouTube page.

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Next week, we.

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Are going to have a guest and she is going

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to talk about some different scams that she has experienced

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00:26:50.480 --> 00:26:55.759
and what her takeaways are from those. So join us

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next week and everybody be safe this weekend July fourth,

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But please be safe out there, all right, see you

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next week.

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Bye.

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00:27:05.759 --> 00:27:08.799
Well, that's all the knowledge for this episode. Tune in

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00:27:08.960 --> 00:27:13.039
every Tuesday at eight am Pacific time on KFOURHD Radio

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00:27:13.200 --> 00:27:17.920
at KFOURHD dot com as Joyce explores a variety of knowledge.

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So you have the power to make scam protection your

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00:27:21.680 --> 00:27:25.319
healthy habit and until then, feel free to reach out

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00:27:25.319 --> 00:27:27.920
to Joyce and let's talk about scams.