Oct. 7, 2025
Scam Targeting Veterans, Evil Twin Wi-Fi attack, and More!
Surprise, surprise there are some new scams going around. Listen in as we discuss a scam targeting veterans, an evil twin Wi-Fi attack, and more!
Learn about these scams and know how to protect yourselves.
Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).
Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.
Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.
WEBVTT
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This program is designed to provide general information with regards
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to the subject matters covered. This information is given with
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the understanding that neither the hosts, guests, sponsors, or station
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are engaged in rendering any specific and personal medical, financial,
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legal counseling, professional service, or any advice. You should seek
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the services of competent professionals before applying or trying any
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suggested ideas. The information contained in this podcast is intended
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for informational purposes only and is not a substitute for
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individual professional legal advice. The podcast information was carefully compiled
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from vetted sources and references. However, Rose Resources outreach to
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safeguard the elderly cannot guarantee that you will not fall
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victim to a scam. Let's talk about scams. It's the
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must listen show for anyone who wants to protect themselves
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and their loved ones from scams. Every Tuesday at m
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Pacific time on K four HD Radio, Joyce Petrowski, founder
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of Rose, and her guests will provide valuable insights and
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practical tips on how to recognize and protect yourself from scams.
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And now here is your host, Joyce Petrowski.
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Hi, everyone, welcome back. Joyce Petrowski, President and founder of
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Rose Resources Outreach to safeguard the elderly. You can find
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more information on our website at Roseadvocacy dot org. You'll
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find our social media channels. Scroll down to the bottom
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of the homepage you will see where you can sign
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up for our email and or mailed newsletter. The mailed
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newsletter comes out at the beginning of the month. The
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comprehensive email newsletter comes out at the beginning of the month.
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But we also send out a weekly Tuesday Tip on
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Tuesday mornings at nine point fifteen am. This is a
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great way to help keep scam prevention at the top
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of your mind, not to scare you, but to develop
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your healthy skepticism. So when you get that contact, you
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think scam and you are more apt to pause, take
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a break, check things out, verify the situation, verify what's
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going on, and then help prevent yourself from falling victim
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to a scam. So again, you can find those signups
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at the bottom of the home page on Rosadvocacy dot org.
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Social media channels are there as well, and this seems
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like a reoccurring theme every radio show. Our Facebook is
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still down between myself and one other person. We are
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trying to get Facebook to work with us. They're saying
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that I should be able to find the page and
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manage it, but I can't find it. So if you
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guys out there, if you're able to find it somewhere,
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could you let me know because I'm trying everything on
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Facebook and I can't find Rose's business page. So hopefully
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soon we'll be able to work through this with Facebook.
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Today's going to be a shorter show. I'm going to
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go over some updates, some new scams that we found
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out about, and then there's a new law that went
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into effect a little over a week ago regarding cryptocurrency
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in those cryptocurrency ATMs. So the first thing is jeep
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In Chrysler's parent company, Stillantis has confirmed that they have
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been involved in a data breach. So it looks to
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be one of their third party use third party companies
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they use was hacked into. But they are confirming that
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contact information has was breached through them. Yep, they clarified
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that only contact information was taken because that third party
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platform does not host any financial or deeply sensitive personal data.
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So that's a great thing. But here's some things you
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can do. If you think you might be affected through
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Jeeper Chrysler data breach, you can hire a company to
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clean up your personal information from the web. Just keep
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in mind it is a paid subscription. There's a lot
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of companies out there that do it, so just search
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on the internet the best companies to take your information
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offline in twenty twenty five and see what comes up
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and see which one works best for your situation. Just
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also keep in mind that once you take everything off,
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it's not a one and done. Your information does end
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up back out there at some point, so it's probably
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best to keep that subscription going with them so they
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will continually monitor the web for your information. When they
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see it, they will take it off the internet. And
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just also be careful. You could end up getting more
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phishing emails or the text messages things like that. So
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you're going to want to make sure you have a
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strong antivirus and anti malware on all of your devices,
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including your phone, because that is a mobile computer that's
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going to help you be able to detect malicious sites
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and prevent you from going there. You might want to
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consider using a password manager, because the best security with
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passwords is to have a strong pass, different password for
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every single account you have, and a strong password has
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to be made up of lowercase and uppercase letters, numbers,
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and symbols, And unfortunately, there is not a standard set
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of symbols that all companies will allow. Every company is
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different with what symbols they'll allow. Make sure you have
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two factor authentication or multi factor authentication enabled on all
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of your financial accounts and any other accounts that will
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allow it. A lot of companies now nowadays have that
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as an added layer of security. Sometimes they don't prompt
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you to set it up when you set your account up.
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You need to go into privacy and settings, find it
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and turn it on. You probably will have options whether
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you want to use it. Get your code via text
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or email. That is less secure than using an authenticator app.
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Microsoft has an authenticator app, and so does Google. And
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the reason is is because when you use those authenticator apps,
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those codes only last for like thirty seconds. When you're
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getting them texted or emailed, they could last like five
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minutes or seven or eight minutes, So they're out there
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longer for someone. Gives someone more time to try to
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get those codes from you. But just keep in mind
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if you are using those authenticator apps, and you decide
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to upgrade your phone or get a new mobile phone,
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make sure whoever is transferring that data that those authenticator
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apps and all of the data in the authenticator apps
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transfer over. You might want to consider looking into getting
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an identity theft subscription if you're concerned about identity theft,
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maybe you've been a victim of identity theft in the past.
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There's a lot of companies out there that offer this.
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It's a paid subscription basis, so again you're going to
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have to look up on the web the best identity
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theft protection packages for twenty twenty five. You'll get these
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tech companies that constantly monitor these companies and evaluate them,
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and they'll give you the information on their top picks.
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And the nice thing about those identity theft protections descriptions
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is they usually will have a certain amount of money
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available to you if you are a victim of identity
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theft that you can use to pay what you know, fees,
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whatever it is you need to get your identity back.
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You're going to want to regularly monitor your account for
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any unusual activity. Consider freezing your credit as well, if
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you've not already done so especially if you do not
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want to freeze your credit, which is a personal choice,
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then make sure you monitor your credit report on a
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regular basis. So that's it for that data breach. There's
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a I was looking at the cyber guy website on
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some recent scams that they talked about, and there's one
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that's a bank pop up scam. It's titled could bank
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pop up scam could empty your account in seconds. So
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this gentleman had wrote in that he had had his
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financial account open, he was doing transactions. In the middle
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of a transaction, up pops a box in the middle
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of the full page showing the company's logo. It looked real,
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he said. The first time he fell for it, it
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asked for his email address to confirm, then his phone number,
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and then he saw for about four or five seconds
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of the screen named credit Donkey. At that point he
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realized it was a scam, and he immediately closed down
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his computer and called the number on the back of
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his financial card to report it. So his quick thinking
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likely saved him from a lot of damage. So this
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is called an injection scam, and this is how they
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trick you. It hijacks your browser and overlays a fake
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log in or verification screen because it appears while you're
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already logged in to your financial account, the fake page
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looks real and authentic. In this gentleman's case, the appearance
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of credit donkey flashing on the screen was a red flag,
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but that doesn't always happen. Scammers will sometimes abuse legitimate
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looking redirects to convince victims they're dealing with their bank.
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The real aim is to capture your log in credentials
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and to trick you into handing over your two factor
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authentication code. So one thing to note is that the
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web injections cannot occur on their own. For this type
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of scam to appear, there's almost always already malicious software
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running on your computer or browser, so a virus that's
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just quietly monitoring traffic, and then it sees when you
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are logged into your bank account. So basically that means
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your device is already compromised. Again, as I said before
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with breach, one of the one of the protection tools
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is having a very good robust antivirus anti malware software
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on all of your devices, and that includes your mobile phone.
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Your cell phone, we treat it as a phone, but
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we have to understand it as a mobile computer. It's
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hooked up to the internet. We do a lot of
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things on our mobile phone. Some people do a lot
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of banking on their phone. There's probably credit cards saved,
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you know. For instance, if you have an iPhone, you
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might have Apple Pay on there and you have a
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credit card associated. You might do your Amazon orders on
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your phone, and there's a credit card in your Amazon account,
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So make sure you have that antivirus anti malware on
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your cell phone as well. You're going to want to
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monitor your accounts if you think you've been if your
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financial account may have been exposed, you're going to want
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to change your past word to that account immediately. And
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if by some chance you have reused that password. Remember
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you're not supposed to reuse passwords, but if by some
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chance you have reused that password that's been compromised, you
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need to go to every account you've reused it, and
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you need to update those passwords too. And you're going
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to want to get a hold of your bank right
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away so they know that there's a possible fraud on
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your account and they can put the necessary measures in
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place to help protect you. We said before, you might
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want to consider Using a password manager helps with all
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those storing all your logins so you don't have to
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remember or write down all of your passwords. You only
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have to remember the password to your password vault, because
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if you lose that, not even the company you are
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subscribed to for that password manager has access to the
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password for your vault, so you're going to want to
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keep that in the safe place. We talked about removing
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your data from different sites. It's a paid subscription. Let's
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see what else they say here. Enable multi factor authentification.
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That is a reoccurring protection theme and a lot of
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different a lot of different scams. Freeze your credit. If
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you haven't frozen your credit, you might want to seriously
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consider freezing your credit at this point. If you still
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don't want to do it again, it's a personal choice.
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You are going to want to monitor your credit reports
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on a regular basis, and we talked about identity theft
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monitoring as well. Some other things you want to consider
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is always make sure you're logging into your bank's verified
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website before you do any personal banking. And keep your
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browser and your operating system so if you use Google,
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keep it updated, keep on your if you're doing it
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on your cell phone, your laptop, your computer. Whenever there's
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updates excuse me to the operating system, make sure you
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you install those updates. And never enter any personal details
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on pop up screens, no matter how real it looks.
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Always make sure you are on your bank's legitimate website,
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not going through pop up screens. So that's it with
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that one. Let's see this one we just had in
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our newsletter that went out on Saturday, our emailed newsletter.
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So there are This is about fake Wi Fi networks
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and this is specifically how it can steal your data
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while you're traveling. Now, this is called an evil twin
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Wi Fi attack, So how does that happen? So a scammer,
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a bad actor is going to mimic the airlines Wi Fi,
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whatever airline you're flying, They're going to mimic that Wi
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Fi with a hotspot, an evil twin hotspot. So when
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you go on to get onto the airline's Wi Fi network,
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you're going to see multiple networks with the same name,
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but your phone or your laptop often connects to the
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one with the stronger signal and that, unfortunately is usually
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the attackers. So having the anti malware, anti virus on
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your phone, your laptop, all your devices. That's going to
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help you recognize if you do try to connect to
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the evil twin WiFi. So basically once if you do connect,
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you're redirected to a fake login or landing page and
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then it gets the It gets your email address, passwords,
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social media credentials, whatever you're doing while you're on the
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airline's Wi Fi, and that can lead to identity theft.
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It can lead to if you happen to be doing
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your banking, which I would highly suggest you don't do
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any financial transactions while you are using public Wi Fi
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like the airline's Wi Fi, so they can do this
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while you're in flight. So there was there was a
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case in Australia where this happened. So the attacker carried
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a portable hotspot on board the flight and named it
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