May 12, 2026
Yikes! The 2025 FBI data is not good!
We still have work to do. The 2025 IC3 report is out from the FBI and it is not good. Join us as we dig through the report and see what scams caused the most damage for 60+ year old and older population in 2025. Let’s Talk About Scams is broadcast...
We still have work to do. The 2025 IC3 report is out from the FBI and it is not good.
Join us as we dig through the report and see what scams caused the most damage for 60+ year old and older population in 2025.
Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).
Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.
Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.
WEBVTT
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This program is designed to provide general information with regards
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to the subject matters covered. This information is given with
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the understanding that neither the hosts, guests, sponsors, or station
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are engaged in rendering any specific and personal medical, financial, legal, counseling,
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professional service, or any advice.
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You should seek the services.
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Of competent professionals before applying or trying any suggested ideas.
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The information contained in this podcast is intended for informational
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purposes only and is not a substitute for individual professional
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legal advice. The podcast information was carefully compiled from vetted
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sources and references. However, Rose Resources outreach to safeguard the
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elderly cannot guarantee that you will not fall victim to
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a scam. Let's talk about scams. It's the must listen
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show for anyone who wants to protect themselves and their
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loved ones from scams. Every Tuesday, eight am Pacific time
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on K four HD Radio, Joyce Petrowski, founder of Rose,
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and her guests will provide valuable insights and practical tips
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on how to recognize and protect yourself from scams. And
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now here is your host, Joyce Petrowski.
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Well, welcome back, everybody.
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I'm Joyce Petrowski, President and founder of Rose Resources Outreach
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to Safeguard the Elderly. You can go to our website
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at Roseadvocacy dot org. You can find our social media
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links at the top of the homepage. Scroll down to
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the bottom of the homepage and you can see where
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you can sign up for our newsletters. We do a
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monthly mailed newsletter which gets sent out the beginning of
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each month, and then we do a monthly emailed newsletter
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as well that goes out once a month towards the
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beginning of the month. But the other great thing with
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that one is every Tuesday morning at nine point fifteen
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Arizona time, which is a little more than an hour
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from now, you're going to get an email and it's
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going to be Tip Tuesday, and it's going to have
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a tip in there for you, and you might look
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at it and go, you know, oh wow, I didn't
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know that. Okay, that's great, or I already knew that.
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But the other most just as important part to that
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is it's reinforcing your scam prevention habits. It's unfortunately, we're
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at a time today where in today's world where we
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need to hear about scams and about prevention habits and
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healthy skepticism on a regular basis in order to make
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it a habit. We want your healthy skepticism for you
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to be able to ask questions when you don't understand something.
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To that way, you can have a complete understanding before
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you're actually signing something, signing up for an account, giving
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out your personal sensitive information in your scam prevention habits.
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The more that you make scam prevention a habit, the
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more you're when you are contacted, You're going to be
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more apt to think scam okay, what do I need
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to do to make sure that this is a scam
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or that this is legitimate? And then you're going to
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remember the tips that we give you on how to
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verify to make sure that the contact is actually legitimate.
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You can also download our safety checklist there as well.
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You can use that to as a checklist what it's
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for to check off, write dates next to it as
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to what areas and protection tools you want to put
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in place. So today we are going to talk about
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the FBI's report. It came out about a month ago
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for twenty twenty five. We're going to go through the
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elder fraud report and the Internet Crime Complaint Centers where
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all this data is gathered when people report that they
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were a victim of a scam. So I'm going to
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share my screen wrong cam or wrong.
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There it is.
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It's been a while since I shared my screen. Let's
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see here entire screen. Okay, all right, so we're gonna
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go to here's the report, and I'm gonna show you
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really quickly. If you want to go down and look
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at any of the other reports, you just go to
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IC three dot gov.
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And right here public Information. Click on that.
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You've got the annual reports. You can look at public
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service announcements as well. That's something I'll be doing soon
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to I believe there's some new ones out there. But
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here's annual reports you can see too. You can go
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over here on the right and go down through the years.
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They've even got prior to twenty fifteen archived. But scroll
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down through here. So like they have the state reports
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if you want to look at individual states, they actually
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have one for complaints seventeen years old or younger state reports.
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They have cryptocurrency state reports, and then there's the elder
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fraud state reports. This one for seventeen years old or
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younger actually is new. You can see in past years
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they've got the cryptocurrency and the elder fraud. Just scroll
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all the way down and you can see the reports
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that you can go back. You can look at different states,
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you can look at the different years and see what
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the trends are. But we're going to go to the
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twenty twenty five. Now this is the very first page.
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What it looks like.
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And actually I'm gonna make this bigger, so hopefully you
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guys can see this a little bit better. Let me see.
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I don't want to cut anything off. There we go,
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so you got your table of contents right if you
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just want to go down and look at anything. And
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this is the whole report here. So they've got a
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quarter of a century of cybercrime reporting. So twenty fifth anniversary,
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they've got a letter here talks about what they've been doing.
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Losses reported to the IC three and twenty twenty five
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continue to climb, surpassing the twenty billion dollar mark. Investment
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related fraud was once again the largest component of these losses.
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I think artificial intelligence has a lot to do with this.
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It's you can use artificial intelligence to make fake investment
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statements in graphs and showing that you're making all this money.
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Business email compromise and tech support scams is still one
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of the top three. And tech support scams have been
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around for a very long time. But scammers keep changing
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their techniques, refining it, adding new things, taking things out, changing,
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They just do a whole bunch of different things to
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keep you on your toes.
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So here's some complaints.
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By year, and again, this is all the This is
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all ages back in twenty eleven or two thousand and one.
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And look at how this graph's gone all the way
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up in twenty twenty five. The losses.
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There you go.
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We started down in two thousand and one with seventeen
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point eight million and we're all the way up to
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almost twenty one billion dollars.
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Look at that.
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It stayed kind of even from two thousand and one
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to twenty and fifteen, went up just a little bit,
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and then look at it just skyrocket from twenty fifteen
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to twenty twenty five in the last ten years. So
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then they talk about their role in combat cybercrime, how
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they collect data, they analyze it, they refer it out,
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they coordinate, you know, of threat response efforts with internal
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and external partners and public awareness. And part of this
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is there is their public awareness. They also do those
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public service announcements, which are awesome. As they start to
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see upticks and reoccurring threats out there, they're going to
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put these public service announcements out. You can always go
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there thatic three dot gov, go under public information and
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the public service announcements are right there.
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This is a graph again by age group.
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You can see it in the highlights here at the
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top are all age groups, and it's going to show
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the total losses and it's a twenty six percent increase
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in losses from twenty twenty four. And I want you
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to keep that in mind, and that twenty six percent
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increase in losses from twenty twenty four from all age
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groups cumulative. And then we get into the sixty plus
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and you see the percentage increase there way above twenty
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six percent. So you can look at this here, sixty
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plus had almost seven seven point seventy five billion in losses,
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and then look at the fifty to fifty nine it's
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like half of that, and then it.
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Goes down even further the forty to forty nine.
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But look here the losses went down, but the number
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of complainants went up. In the forty to forty nine
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year old it's one hundred.
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And sixty seven thousand.
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Look at the fifty to fifty nine the losses went
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up and the complaints the complainants went down. So it's
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interesting that they're able to start getting more money out
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of less amount of people. The thirty to thirty nine
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year olds, that comes in second in number of complaints,
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but look at the amount of the losses one point
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seven billion compared to seven point seven than five billion.
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So yes, the thirty to thirty nine year olds, there's
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a lot of victims in that age group, but they
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are not losing anywhere near the amount of money that
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the sixty plus year old population is losing.
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And again this is for all of them.
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The crime types, so the biggest one for by victims
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is the fishing and the spoofing, and the fishing is
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the emails where they send you fake emails. They might
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send you to a fake website.
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They might have a real phone number, but.
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You're going to they're impersonating a company. The extortion, investment,
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personal data breach, and then it goes down. You can
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see tech customer support government impersonation.
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And let's see here by losses.
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Investment again is number one, business email compromise, and the
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tech support those are the top three. Personal data breach
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falls in there over a billion dollars. And then here's
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this confidence romance scam. And I think we're going to
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see this confidence romance scam happening a lot in the
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sixty year old and older. So here they just highlight
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where criminals use the Internet or other technology to commit
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fraudulent activities. You can see the sixty plus is way
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out here at twenty four just over twenty four percent,
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where everybody else is down in the teens. There were
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sixteen percent of them that didn't report in age. There,
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here's the top five cyber enabled fraud. Extortion is one,
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the top investment, non payment, non delivery, tech support again,
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tech supports always up there. That's by number of victims.
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Here's by the amount of losses. Look at the investment
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losses eight point six billion dollars. And now we're over
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at business email compromise, which is under half of that,
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just over three billion dollars. The investment scam is huge
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because you're getting involved in fake investments. But yet the
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statements that you think are real are showing that you're
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making money, and so who doesn't want to continue to
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put more money into an investment where they're making money
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and it could end up wiping out your total life savings.
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This is kind of the same here, we're going to
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get down to some trends, not going to get into.
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That sextortion thing. See look at this is.
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Interesting here, only seven percent. So they talk about the
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cyber threats, hijacked networks, cryptocurrency heist, corporate espionage, or a
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few examples of the spiraling cyber threat. We talk about
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this every year. The adversaries become savvier, increasingly callous, attacking
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power gride, shutting down hospitals, stoking geopolitical tensions, all kinds
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of stuff. And you know, look here, thirty six percent
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was the ransomware, thirty nine was data breach. Those are
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the top two botnets. Those are seven percent. It'll be
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interesting to see if that one grows over the years.
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The simswap here the ten percent where they actually take
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over your mobile phone. They trick the carrier into switching.
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And someone had mentioned to me in a recent presentation
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that one of the larger cell phone carriers was moving
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towards not having any SIM cards at all, and I
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haven't had the chance.
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To go look that up. So if if.
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Anybody knows more about that, or if a lot of
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the cell phone carriers are moving towards not having an
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actual SIM card and I don't know if this is
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the reason because of the simswap scam, let me know,
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you know, shoot me an email and let me know
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what you know about this, or maybe show me some
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sources where I can go.
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Look this up.
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But I am going to be looking into that. That's cryptocurrency,
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that's critical infrastructure. So this talks about the different Let's
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see what that's called.
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Ransomware.
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I'm going to go all the way down to the
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I think it's on like page forty or forty four.
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Let's see here to get to here's the elder fraud report,
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the sixty year old and older.
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Remember I said when we looked.
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At all age groups, it was I believe it set
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a twenty six percent increase in losses from twenty twenty
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four to twenty twenty five. Look at what it is here,
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fifty nine percent increase from twenty twenty four for the
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2
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3
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4
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5
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6
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7
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8
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9
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10
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11
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12
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13
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14
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15
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32
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34
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35
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37
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39
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40
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49
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62
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65
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66
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68
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70
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72
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79
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80
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81
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82
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83
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84
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85
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86
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87
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88
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89
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90
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91
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92
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93
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95
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96
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97
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98
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99
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100
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101
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102
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103
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104
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105
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106
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107
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108
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109
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110
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111
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112
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113
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115
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116
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117
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118
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119
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121
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122
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123
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128
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129
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131
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132
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133
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134
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135
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136
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137
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138
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139
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140
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141
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142
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143
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144
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145
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146
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147
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148
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149
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150
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151
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152
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153
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154
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155
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156
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157
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158
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159
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160
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161
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162
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163
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164
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165
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166
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167
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168
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169
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170
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171
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172
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173
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174
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175
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177
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178
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180
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181
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183
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184
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185
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186
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187
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189
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190
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191
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192
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195
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196
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197
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198
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199
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200
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201
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202
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203
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204
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208
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209
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210
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211
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212
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214
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215
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216
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222
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232
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233
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234
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235
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